MyCashFinance Small Business Loans

Borrow from $1,000 up to $1,000,000. Loan terms are short, from 1 month to 3 years and interest charges apply.

MyCashFinance offers a small business loan with borrowing amounts from $1,000 up to $1,000,000. They offer pre-approvals without a credit check and same-day turnaround times. They offer both secured and unsecured loans. Bad credit applicants are considered for short term secured loans. Their terms are short, ranging from 1 month to 3 years. Interest rates start from 2.9% to 4% per month.

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Max. Loan Amount

1 month to 3 years

Loan Term

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Product NameMyCashFinance Small Business Loans
Min. Loan Amount$1,000
Max. Loan Amount$1,000,000
Loan SecuritySecured
Loan Term1 month to 3 years

How can I take out a Business Loan with MyCashFinance?

Start by checking you're eligible for the loan by completing the pre-approval form. There are only four fields to complete and it shouldn't take you more than a minute. Within five minutes, you'll know if you've been pre-approved. You'll then be asked to submit documents in order to process your complete application. If you're approved you can e-sign the document and the loan can be in your account on the same day.

What features does MyCashFinance offer with its Business Loan?

If you're in need of business financing, consider the following features that you'll have access to with MyCashFinance:

  • Less stringent lending criteria. You won't be required to submit financial statements or business plans with your application, as is the case with other lenders.
  • Apply for a range of loan amounts. You're able to apply for between $1,000 and $1,000,000, making the loan suitable for a variety of businesses and purposes.
  • Repayment options. Choose to make repayments as per your business needs – weekly, fortnightly, monthly or capitalised repayment terms are available.
  • Loan terms. You'll have between 1 month and 3 years to repay the loan.
  • Early repayment. You have the option of repaying the loan early to save on interest.
  • Receive your funds quickly. Full approval can be in as little as one to three hours and you're able to receive your loan on the same business day.

How much will the Business Loan cost?

The amount you pay will depend on how much you borrow and how long your terms are for. Interest rates start from 2% per month.

Am I eligible to apply?

  • You're using the funds for business purposes
  • You own a motor vehicle or real estate (either can be under finance/mortgage)
  • If you don't own a vehicle or real estate you can apply with someone who does
  • Bad credit is considered for short term loans, if you're applying for an unsecured loan your credit need to be relatively good
  • You're over the age of 18
  • You are starting a new business or operating an existing one

Here's how you can apply for the Business Loan

Click 'Go to Site' when you're ready to submit your application. Make sure you meet the above criteria first. The pre-approval form requires information regarding your loan amount, purpose and credit history. If you're pre-approved you'll be required to submit further details including:

  • Income. Payslips, business certificates or Centrelink statements.
  • Assets. Your car registration or council rates.
  • Identification. Your driver's licence, passport or photo card.

MyCashFinance offers a convenient online application and flexible loan for your business, but before applying, compare your options to make sure you're applying for the right loan for your business needs.

Business lenders you can compare

Whilst we don't compare loans from MyCashFinance directly, use the table below to see how they compare against other loans

Name Product Min. Loan Amount Max. Loan Amount Loan Term Upfront Fee Filter Values
Swoop Finance Business Loan
1 to 20 years
Depending on your loan contract
Apply online and borrow between $1,000 and $100,000,000. Options for good and bad credit borrowers.
Zip Business Loan
Up to 5 years
No establishment fee
Borrow up to $500,000 with loan terms of up to 5 years. Flexible weekly, fortnightly and monthly repayment options available with no early repayment fees.
Lumi Unsecured Business Loan
3 months to 3 years
2.5% establishment fee
Apply for up to $300,000 from Lumi and benefit from short loan terms, no early repayment fees and once approved receive your funds in just one business day.
ebroker Business Loan
1 month to 30 years
$0 application fee
Small business loans available between $5,000 and $5,000,000. Get access to 70+ non-bank lenders on this independent platform.
Valiant Finance Business Loan Broker
3 months to 5 years
$0 application fee
A Business Lending Specialist from Valiant Finance can give you access to competitive business loans from over 70 lenders. Loans between $5,000 and $1 million are available. Request a call – your loan can be funded in 1 business day.
Moula Business Loan
1 to 2 years
2% Establishment fee
A loan of up to $250,000 that can be approved and funded within 24 hours. Available to businesses with 6+ months operating history and $5,000+ monthly sales.
Max Funding Unsecured Business Loan
1 month to 1 year
$0 application fee
An unsecured business loan from $3,000 that offers convenient pre-approval and no early repayment fees.
OnDeck Business Loans
6 months to 2 years
3% of loan amount
Apply for up to $250,000 and receive your approved funds in one business day. Minimum annual turnover of $100,000 and 1 year of trading history required.
Octet Trade Finance
1 month to 2 years
Transaction fee 2.5%
Access a line of credit to pay suppliers in over 65 countries. Borrow from $200,000 up to $7 million.
Prospa Business Loan
3 months to 3 years
3% origination fee
Small business loans are available from $5,000 - $300,000 on terms of up to 3 years. At least six months trading history and a monthly turnover from $6,000 is necessary.

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    Default Gravatar
    June 27, 2018

    Do you provide service to the Bahamas

      Default Gravatar
      June 27, 2018

      Hi Philippe,

      Thanks for leaving a question on finder.

      Our providers cater to Australia, UK, USA, Canada and New Zealand only. Unfortunately, they do not cater to the Bahamas yet.


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