Moving house checklist

Packing boxes for a moveMoving house? Use our handy checklist to keep track of all the tasks you’ll need to complete.

There’s a lot to keep track of when you’re moving. It’s easy to let important details fall by the wayside, or to put off crucial tasks to the last minute.

With this downloadable checklist, you can break down your moving process into more manageable tasks, and work to achievable deadlines. Read the list below, or download the free PDF to help organise your move.

Download a printable PDF of the checklist to help you organise your move

One month prior to the move

  • Notify current property manager. If you’re a renter on a month-to-month lease, you’ll need to give your property manager at least four weeks’ notice of your move. If you’re breaking your lease, you’re likely to be penalised, but giving a long notice period may help you negotiate a lighter penalty.
  • Write detailed budget for move. Moving is expensive. Make sure you budget adequately for the cost of removalists, insurance, utility re-connection fees, packing supplies and food for a few days before and after the move.
  • Pick moving date. Depending on the time of year you’re moving, removalists can book up quickly. Lock in your moving date as early as possible.
  • Arrange removalists. After you’ve locked in your moving date, it’s time to book your removalists. Make sure you get several quotes to ensure you’re getting the best deal possible.
  • Inventory your belongings. Take stock of your belongings. Make a written inventory, separating them into items you’ll need right up to moving day, items you can pack now and items you can sell, donate or discard.
  • Book first council cleanup. If you have items that can’t be sold or donated, you’ll need to book a council cleanup to get rid of them.
  • Book any necessary repairs for current property. If your property has wear and tear that could prevent you from recouping your bond, make sure to get repairs done before you move.
  • Book end-of-lease cleaning. If you’re a renter, you’ll need to have your property professionally cleaned to get your bond back. If possible, book this for the morning after moving day.

Two weeks prior to moving house

  • Put items out for first council cleanup. Place any items that can’t be sold or donated outside for council rubbish cleanup.
  • Arrange to move utilities, internet, phone and pay TV. You’ll need to let your utility and service providers know about your move ahead of time. If any installation needs to take place at your new property, you can book it in now.
  • Change address with billers and subscriptions. After you’ve taken care of your utility and service providers, change your address with any other billers. If you have subscriptions or regular deliveries, you’ll need to inform those providers of your change of address as well.
  • Arrange to have mail forwarded. It’s inevitable that some regular mail will slip your mind when you change your address. Set up three months of mail forwarding through Australia Post to capture any billers or service providers you’ve forgotten.
  • Purchase packing materials. Use your inventory to determine how many boxes, rolls of packing tape and rolls of bubble wrap you’re likely to need.
  • Begin packing non-essential items. Begin packing anything you’re unlikely to need for the next fortnight. Remember to clearly label boxes with their contents and the room they should go to in your new property.
  • Arrange care for pets or young children on moving day.Moving is hard enough as it is. Looking after small children and pets during a move makes the process nigh-impossible. Arrange care for moving day so you can focus on the task at hand.
  • Book second council cleanup. You’ll almost certainly end up with more rubbish at the end of your move. Book a cleanup on the assumption that you’ll need it.

One week prior

  • Finalise layout of new home and send to removalists. Decide where your furniture will be placed in your new home, and send a diagram to the removalists so you don’t have to rearrange heavy items after they’ve unpacked.
  • Make arrangements to collect keys for new home. Speak to the property manager or real estate agent for your new property and arrange a time to pick up the keys. If you’re buying a home, this will happen after home loan settlement.
  • Make arrangements for final inspection of current home. Talk to your property manager to book a time for your final property inspection. If possible, book it for the afternoon or evening after moving day.
  • Pack bedding and towels for moving day. Two things you’ll want after a day spent moving are a hot shower and comfortable bed. Set aside towels and bedding to ensure you can have both.
  • Take photos of cord connections for electronic equipment. Make sure you can easily sort through the tangle of wires by photographing how the plug into all your electronics.
  • Continue packing non-essential items. Continue to pack anything you aren’t likely to need in the next week.

Two to three days before the move

  • Make box of essential supplies, including medicine, first aid supplies and non-perishable food items. Put together a box of items you need to be able to easily access. Make sure this box doesn’t go on the moving truck.
  • Donate any unwanted items to charity shops. Once you’ve sorted through and packed most of your belongings, donate anything you don’t need to local charity shops.
  • Purchase cleaning supplies and any last minute packing supplies. While you’ll need to have your house professionally cleaned, you’ll still want cleaning supplies to clean out your refrigerator and wipe down any belongings that have gathered dust or grime.
  • Finish packing all items, setting aside those you’ll need over the next few days. Be aggressive in your packing, only setting aside those items you’ll definitely need to access over the next two to three days.

The day before the move

  • Clean refrigerator and defrost freezer. Eat, donate or discard any perishable food items, and then unplug your refrigerator and clean it.
  • Unhook and drain washing machine, air conditioners and garden hoses. Drain any excess water off appliances you intend to move, and remove, drain and pack your garden hose.
  • Pack case with toiletries. Set aside items like toothpaste, toothbrushes, deodorant and toilet paper.
  • Pack at least two changes of clothes for moving day and the day following. It could be a couple days before you’re able to unpack the majority of your clothes. Make sure you have a few outfits set aside.
  • Set aside valuable, fragile and sentimental items along with important documents to transport with you. Make a box of items too fragile, valuable or sensitive to be packed on the moving truck. Make sure you have a folder for important documents.
  • Clear path for removalists. Make your removalists’ jobs easy by giving them an unobstructed path to boxes and furniture one each room.

Moving day

  • Provide removalists with clear instructions on where to place items and furniture at new home. When the removalists first arrive, walk them through the house and give them a rundown of where boxes and furniture need to be placed at your new property.
  • Pack valuable, fragile and sentimental items and important documents in your personal vehicle. Put your box of important items in your own vehicle to ensure it’s not accidentally packed by the removalists.
  • Check all closets, cupboards and other storage areas for forgotten items. Once the removalists are done packing, do a sweep of the house for any items left behind. Make sure to check the top of cupboards.
  • Set out rubbish for final council cleanup. If council cleanup won’t happen for several days, you might want to book an earlier cleanup to avoid the property’s new tenants having to deal with your rubbish.
  • Stand at entry point to new home to provide clear instructions to removalists. Once you arrive at your new property, stand out of the way at the entry to your home and direct the removalists.
  • Assemble or have removalists assemble all beds. Prioritise the assembly of beds so you have a place to sleep at the end of an exhausting day.
  • Ensure all utilities and services are connected and working. Go through your new home and make sure all essential utilities and services are in working order.

Start comparing home loans now

Rates last updated November 19th, 2018
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Loan purpose
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Loan type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.59%
3.61%
$0
$0 p.a.
90%
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
3.59%
3.59%
$0
$0 p.a.
80%
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
3.57%
3.58%
$0
$0 p.a.
80%
Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.
3.64%
3.66%
$0
$0 p.a.
80%
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
3.54%
3.58%
$0
$0 p.a.
80%
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility. $900 cashback offer.
3.87%
3.91%
$600
$0 p.a.
95%
A home loan with no ongoing fee and a redraw facility that you can borrow up to 95% LVR.
3.49%
4.57%
$0
$395 p.a.
90%
Loans over $150000 get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.
3.54%
3.57%
$0
$0 p.a.
80%
A competitive variable essentials interest rate product aimed at refinancers looking to switch to a lower rate.
3.75%
3.80%
$600
$0 p.a.
90%
Competitive variable rate mortgage with a partial offset account. Get this loan with a 10% deposit.
3.68%
3.70%
$0
$0 p.a.
80%
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments.
3.49%
3.53%
$250
$0 p.a.
80%
A very low variable interest rate for borrowers with a 20% deposit. Add a 100% offset account for $10 a month.
3.64%
3.64%
$0
$0 p.a.
70%
A low interest rate home loan with no application or ongoing fees.
3.68%
3.82%
$0
$10 monthly ($120 p.a.)
80%
Get double Velocity Frequent Flyer Points with this mortgage to spend on flights and more (for a limited time, subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
3.59%
4.00%
$845
$350 p.a.
90%
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
3.74%
3.74%
$0
$0 p.a.
80%
A basic owner-occupier home loan with a low variable rate that requires a 20% deposit.
3.87%
3.91%
$0
$10 monthly ($120 p.a.)
90%
Get Velocity Frequent Flyer Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
3.69%
4.86%
$0
$395 p.a.
90%
Special discounted rate for first home buyers. Start your home buying journey with 2 years of fixed repayments at a competitive rate plus package discounts. Available with a 10% deposit.
3.49%
3.52%
$500
$0 p.a.
95%
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
3.68%
3.70%
$0
$0 p.a.
80%
A competitive variable rate mortgage for owner occupiers that comes with a no fee debit card with a $5,000 limit.
3.79%
3.80%
$0
$0 p.a.
90%
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Plus $1,500 cashback offer for eligible refinancers.
3.84%
3.85%
$0
$0 p.a.
70%
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
3.64%
3.78%
$0
$10 monthly ($120 p.a.)
80%
Earn double Velocity Frequent Flyer Points on your mortgage for a limited time (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
3.75%
3.75%
$0
$0 p.a.
70%
A simple mortgage with no application or ongoing fees that has extra repayments plus split and redraw options. Requires a 30% deposit.
3.79%
3.82%
$0
$0 p.a.
80%
An essentials variable investor mortgage with a high borrowing amount so you can fund a large purchase.
3.74%
4.13%
$0
$349 p.a.
90%
Get a sharp rate plus package discounts and a 100% offset account.
3.62%
3.62%
$0
$0 p.a.
95%
A low deposit mortgage with a competitive rate and plenty of flexibility. QLD residents only. Eligible borrowers can get a 15% discount on home and contents insurance for the life of their loan.
3.79%
3.79%
$0
$0 p.a.
80%
Access an offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
3.69%
4.12%
$0
$395 p.a.
80%
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
3.67%
3.72%
$600
$0 p.a.
80%
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
3.70%
3.70%
$0
$0 p.a.
70%
Get a discount for keeping your LVR at $70% or below with this innovative online lender.
3.80%
3.80%
$0
$0 p.a.
70%
Earn tens of thousands of Qantas Points to spend on flights, hotels and more with this variable owner occupier mortgage. Competitive variable rate mortgage that requires a 30% deposit.
3.59%
3.99%
$600
$395 p.a.
95%
Get interest rate discounts and waived fees on this package loan with a 100% offset account.
3.64%
3.64%
$0
$0 p.a.
70%
A basic variable home loan that offers a competitive interest rate with no application fees and no ongoing fees.
3.84%
3.84%
$0
$0 p.a.
80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
3.64%
3.59%
$0
$0 p.a.
80%
Fast, 100% online application process. Very limited fees. Optional offset account (with fee).
3.99%
3.92%
$0
$10 monthly ($120 p.a.)
90%
Enjoy a competitive fixed rate with no application fee. Earn double Velocity Frequent Flyer Points to spend on flights and hotels. Terms and conditions apply.
3.85%
3.85%
$0
$0 p.a.
80%
Low fee loan with extra repayments. Pay no application and ongoing fees and take advantage of split and redraw options.
3.71%
3.71%
$0
$0 p.a.
70%
A variable rate home loan that has a lot of flexible features. This loan has a 100% offset account.
3.84%
4.22%
$345
$0 p.a.
80%
Flexible, competitive variable rate that has flexible repayments, split and redraw facilities.
3.85%
4.18%
$500
$0 p.a.
95%
Apply for Easy Street fixed rate home loans and get a competitive loan with a fixed interest rate.
3.89%
4.27%
$0
$395 p.a.
80%
New borrowers or refinancers can get a discounted rate with this package loan.
3.59%
3.58%
$0
$0 p.a.
80%
Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Add a 100% offset account for a small fee.
3.81%
3.81%
$0
$0 p.a.
80%
A home loan with a competitive rate and plenty of handy features. This product comes with a 100% offset account.
4.17%
4.21%
$600
$0 p.a.
95%
Variable rate home loan from one of the big 4 banks. Available with just a 5% deposit.
3.89%
3.91%
$0
$0 p.a.
80%
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
3.69%
4.13%
$500
$0 p.a.
95%
Competitive 3-year rate for homeowners. Comes with a low deposit option and 100% offset account.
3.72%
3.74%
$0
$0 p.a.
80%
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
3.84%
3.82%
$0
$0 p.a.
80%
A fixed rate loan with free redraws, few ongoing fees. Apply online with a fast approval process.
3.69%
4.08%
$0
$349 p.a.
90%
Package your loan with other AMP products and save on rates and fees.
3.69%
4.75%
$0
$395 p.a.
90%
Enjoy a competitive rate with no application fee for this package loan.
3.99%
4.13%
$0
$10 monthly ($120 p.a.)
80%
A competitive variable rate home loan with no application fee.
3.74%
3.74%
$0
$0 p.a.
110%
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
4.04%
4.07%
$0
$0 p.a.
90%
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
3.59%
4.14%
$395
$0 p.a.
80%
A one year fixed rate offer with no ongoing bank fees.
3.75%
4.00%
$0
$248 p.a.
70%
Borrowers with a 30% deposit can get this competitive rate. Cut down on interest costs with a 100% offset account.
3.97%
3.99%
$0
$0 p.a.
80%
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
3.99%
4.44%
$395
$0 p.a.
80%
Pay no ongoing fees on this investment loan fixed for 3 years.
3.70%
3.90%
$0
$0 p.a.
70%
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.89%
3.94%
$0
$0 p.a.
90%
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
3.99%
5.35%
$600
$0 p.a.
90%
Competitive rates for fixed for 3 years with redraw facility.
3.99%
3.99%
$0
$0 p.a.
70%
Investors with a 30% deposit can get this low rate loan to fund their property portfolio. Take advantage of split and redraw facilities.
3.91%
3.92%
$0
$0 p.a.
80%
Investors can go from application to approval in as little as 20 minutes with this innovative online lender.
3.74%
4.01%
$395
$0 p.a.
80%
A competitive fixed interest rate product with no ongoing bank fees.
4.31%
3.95%
$0
$0 p.a.
80%
A variable interest-only loan for investors. Fast application, low fees, optional offset account. 100% online lender.
4.29%
4.31%
$0
$0 p.a.
80%
Investors will pay no application or ongoing fees for this interest-only loan.
3.74%
3.74%
$0
$0 p.a.
80%
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule.
4.18%
4.18%
$0
$0 p.a.
80%
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
3.89%
4.24%
$0
$0 p.a.
80%
Fix your rate and minimise repayments for 2 years with this interest-only investor mortgage.
3.94%
4.95%
$595
$0 p.a.
95%
Borrow up to 95% LVR of the value of the property you're buying and pay no application or ongoing fees.
3.99%
4.86%
$0
$0 p.a.
80%
Access a fee-free 100% offset account and pay no application or ongoing fees.
4.29%
4.26%
$0
$0 p.a.
95%
A competitive 3-year fixed rate loan with a high max insured LVR.
4.14%
3.96%
$0
$0 p.a.
80%
Investors can go from application to full approval in as little as 20 minutes with this innovative online lender.
4.14%
4.81%
$0
$0 p.a.
80%
Pay no application fees and access a fee-free redraw facility with this fixed rate loan.
3.84%
3.91%
$0
$0 p.a.
80%
Get instant online approval and flexible repayment options with this fixed rate mortgage for investing.
3.99%
3.99%
$0
$0 p.a.
80%
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.94%
3.92%
$0
$0 p.a.
80%
Lock in your interest rate for 2 years and enjoy flexibility, an optional offset account and a fast online application process.

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UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.59% p.a. and a 3.59% p.a. comparison rate.

loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64% p.a.
comp rate of 3.66% p.a.

Tic:Toc Live in Loan Variable Rate - Principal & Interest

Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.

HSBC Home Value Loan - (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.

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