roadhouse

Here’s five of the most remote ATMs in Australia

You won't complain about having to walk down to the corner store ATM ever again.

Have you ever complained when you reach an ATM only find out it's temporarily out of order, meaning you have to walk an extra 50 meters to the next one? Yep, us too. Most of the time, ATMs are abundant and easy to access. It certainly helps meet your day-to-day banking needs, especially now that you can deposit cash as well as withdraw at many ATMs. Even though we are using cash less and less, it still has its place.

But what would you do if you didn’t have such easy access to ATMs? Take a moment to empathise with these remote Australian towns that only have one ATM available.

1. Seisia, Cape York

Seisia is a small fishing town near Cape York, QLD, in the most northern part of Australia. Tourists come to Seisia and use it as a base for their fishing trips. Due to the low population, there is only one ATM available in the town. It’s located in the IBIS Bamaga supermarket which isn't open 24/7, so if you need to withdraw money, you’ll need to go within opening hours (Monday to Friday 8am-6pm, Saturday 8.30am-4pm and Sunday 9am-3pm).

Fast facts:

      • Population: About 165 people
      • ATM location: IBIS Bamaga Supermarket, Adidi St
      • Named: The area is known as the Gateway to the Torres Strait Cape York 250

Distance from capital cities:

        • Distance from Sydney: 3392 kms
        • Distance from Melbourne: 3945 kms
        • Distance from Perth: 6445 kms
        • Distance from Brisbane: 2661 kms
        • Distance from Adelaide: 4161 kms
        • Distance from Darwin: 3673 kms
        • Distance from Hobart: 4664 kms

Remote ATM Seisia Cape York

2. Norfolk Island

Believe it or not, this remote island has two banks: Westpac and the Commonwealth Bank. There are branches for both these banks and they are located in the middle of the Burnt Pine shopping area. Both banks are open 9am to 4pm, Monday to Thursday and 9am to 5pm on Friday. But although there are two banks on the island, there’s only one ATM. It’s a Commonwealth Bank ATM located just outside the branch. All major credit cards and travel cheques are also widely accepted on the island.

Fast facts:

        • Population: About 1796 people Norfolk Islnad 250
        • Area size: 35 squared kms
        • ATM location: Commonwealth Bank, Taylors Rd & Burnt Pine
        • Language: English and Norfuk by the locals

Distance from the capital cities

        • Distance from Sydney: 1673 kms
        • Distance from Melbourne: 2336 kms
        • Distance from Perth: 4951 kms
        • Distance from Brisbane: 1471 kms
        • Distance from Adelaide: 2832 kms
        • Distance from Darwin: 4248 kms
        • Distance from Hobart: 2398 kms

Remote ATM Norfolk Island

3. Doomadgee, Queensland

This community was originally known as Dumaji and is located on Bayley Point on the Gulf of Carpentaria. After being destroyed by a cyclone in 1936, Doomadgee was relocated to Nicholson River. The town has a population of 1,258 (as of 2011). There’s an ATM and EFTPOS facility located at the Doomadgee Roadhouse, which is an Indigenous owned business. The Roadhouse is the gateway to the western Gulf Savannah and has food supplies, fishing and camping gear.

Fast facts:

        • Population: About 1258 people
        • Services: There's a supermarket, police station, commercial airstrip, guesthouse and a post office Off the grid 250
        • ATM location: Doomadgee Roadhouse, Goodeedawa Road, Corner of Savannah Hwy

Distance from the capital cities

        • Distance from Sydney: 2748 kms
        • Distance from Melbourne: 2972 kms
        • Distance from Perth: 5406 kms
        • Distance from Brisbane: 2200 kms
        • Distance from Adelaide: 3122 kms
        • Distance from Darwin: 1833 kms
        • Distance from Hobart: 3690 kms

Remote ATM Doomadgee

4. Christmas Island

This Australian territory is located in the Indian Ocean, south of Java, Indonesia. Westpac has a branch on the island offering full banking services including foreign currency exchange. Commonwealth Bank, Citibank, Bankwest and others all provide services on Christmas Island. Despite this, there is only one generic ATM on the island that doesn’t belong to any specific bank.

Fast facts:

        • Population: About 2072 people Christmas Island 250
        • Area size: 135 squared kms
        • Nationality: Two thirds of the population are Malaysian Chinese
        • Religion: Buddhism is the primary religion

Distance from the capital cities

        • Distance from Sydney: 5299 kms
        • Distance from Melbourne: 4951 kms
        • Distance from Perth: 2608 kms
        • Distance from Brisbane: 5284 kms
        • Distance from Adelaide: 4298 kms
        • Distance from Darwin: 2748 kms
        • Distance from Hobart: 5395 kms

Remote ATM Christmas Island

5. Parndana, Kangaroo Island

Parndana is a small town located on Kangaroo Island, 40kms west of Kingscote, the island’s largest town. Since Parndana is such a small town, only one bank has a presence there. BankSA provides services in the Parndana Hotel, the IGA store and the post office. The hotel is the only place where an ATM is located.

Fast facts:

        • Population: About 142 people Kangaroo Island 250
        • Name: The word Parndana means "The Place of Little Gums"
        • ATM location: Parndana Hotel, open Monday to Thursday 10am-12am, Friday to Saturday 10am-2am

Distance from the capital cities

        • Distance from Sydney: 1556 kms
        • Distance from Melbourne: 907 kms
        • Distance from Perth: 2902 kms
        • Distance from Brisbane: 2185 kms
        • Distance from Adelaide: 210 kms
        • Distance from Darwin: 3237 kms
        • Distance from Hobart: 1619 kms

Remote ATM Kangaroo Island

And if you happen to find yourself in one of these locations, chances are the ATM available won't be within your bank's network. Take a look at some bank accounts that offer free ATM access all over the country in our guide here. Yes, you can even use the ATM on Christmas Island fee-free.

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Jacob Joseph

Jacob is a writer and video journalist with finder.com.au. Credit cards, personal loans and savings accounts are his bread and butter, and he likes nothing more helping people understand the sometimes overly complex world of personal finance.

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