Mortgage House Equity Saver Refinancer Special

Refinance to a low rate variable loan with flexible repayments.

The Mortgage House Equity Saver Refinancer Special is a low rate loan suited to refinancers. It offers flexible repayments and free redraw.

Product NameMortgage House Equity Saver Refinancer Special
Interest Rate TypeVariable
Interest Rate (p.a.)3.54%
Comp Rate^ (p.a.)3.57%
Minimum Loan Amount$150,000
Maximum Loan Amount$5,000,000
Minimum Loan Term7 years
Maximum Loan Term30 years
Maximum LVR80%
Maximum Insured LVR80%
Loan Redraw FacilityYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableYes
Suitable for InvestmentNo
Extra RepaymentYes
Available as equity loan/line of creditNo
Repayment TypePrincipal & Interest
Application Fee$0
Lender's Legal Fee$395
Valuation Feefree up to $330
Ongoing Fees$0 p.a.
Settlement Fee$250
Discharge Fee$450


  • Low interest rate
  • Free redraw


  • Only available for refinance
  • Requires a 20% deposit

What do I need to know about this loan?

The Mortgage House Equity Saver Refinancer Special is available to owner-occupiers who are refinancing their home loan.

What are the features and benefits of the Mortgage House Equity Saver Refinancer Special?

  • Loan amount and purpose. The Mortgage House Equity Saver Refinancer Special has a minimum borrowing amount of $150,000 and a high maximum borrowing amount of $5,000,000. You can borrow up to 80% of the value of your property.
  • Flexible repayments. The Mortgage House Equity Saver Refinancer Special allows you to repay your home loan weekly, fortnightly or monthly. You can also make as many additional repayments as you like.
  • Free redraw. If you've made extra repayments, you can access the funds with the loan's free redraw facility. There's no minimum or maximum redraw amount and no fee for making redraws.
  • Low fees. The Mortgage House Equity Saver Refinancer Special has no application or ongoing fees.

What fees and charges come with this loan?

  • Legal fee: $395. This fee covers the legal costs associated with setting up your home loan.
  • Settlement fee: $250. This fee covers the cost of funding your home loan.
  • Discharge fee: $450. A discharge fee is charged when you close your home loan account, either by refinancing or paying off your home loan entirely.

How do I apply for this loan?

If you've compared home loans and think the Mortgage House Equity Saver Refinancer Special is right for you, click the link below. You'll be taken to a brief form and after filling in your details, you'll be contacted by a Mortgage House representative to guide you through the next steps.

Enquire about this home loan
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2 Responses

  1. Default Gravatar
    ChrisDecember 4, 2018

    Currently owe 650K on a property worth approx 1,000,000. Owner occupiers. Duel incomes (both full time employed) of 210K. Shopping around to look at fixing our current loan that is with another lender fixed for two or three years.

    • finder Customer Care
      MayDecember 10, 2018Staff

      Hi Chris,

      Thanks for getting in touch.

      Sorry for the delay. If you’re looking at refinancing your current home loan, there are several options from different brands listed on this page. There are fixed home loan rates listed on the same page. You can sort the brands in the table by interest. If you like to visit the official page of the lender, you can then click on the ‘Go to site’ button.

      Best to check your eligibility and options by contacting the lender directly. Alternatively, you can reach out to a mortgage broker who can offer your wide range of borrowing/refinancing options.

      Hope this helps.


Mortgage House Equity Saver Refinancer Special

  • Interest Rate

    3.54% p.a.

  • Comparison Rate

    3.57% p.a.

  • App Fee / Annual Service Fee

    $0 / $0

  • Max LVR


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