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Mortgage discharge forms

If you're selling your property, you'll need to discharge your home loan. Here are the mortgage discharge forms for Australia's top lenders.

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Discharging a home loan is the process of removing your lender from the title to your property. It's a necessary step in the process when you pay off your mortgage entirely (such as after selling it) or when you refinance from one lender to another.

When you discharge a home loan, you'll need to fill out a form known as a Mortgage Discharge Authority form. Most lenders have their own specific forms for this process and in most cases, your lender will provide this form for you. However, if you want to fill out the paperwork sooner and streamline the process of refinancing or finalising your loan, you can fill this form out sooner.

Below, you can find the forms for all four major banks, as well as some of Australia's largest lenders.

Learn more about discharging a home loan

Major bank discharge forms

ANZ
Commonwealth Bank
NAB
Westpac

Discharge forms for other lenders

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Home Loan Offers

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Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

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Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

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Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

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Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

More info

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