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You need to complete a mortgage discharge form when you want to remove your lender from the title to your property. You do this when paying pay off your mortgage entirely or when you refinance from one lender to another.
Most lenders have their own specific forms, sometimes called mortgage discharge authorities. Your lender usually provides this form for you but most have them available to download on their websites. Below, you can find the forms for all four major banks and many other lenders.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
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