Finder makes money from featured partners, but editorial opinions are our own.

Find a mortgage broker in Perth

Work with a mortgage broker in Perth to find out how much you can borrow to buy your dream home.

Looking for a mortgage broker in Perth? By working with an experienced, qualified broker, you can find out:

  • What your lending options might be, based on your personal circumstances
  • Which lenders' policies suit your specific situation
  • How much you are potentially able to borrow
  • What offers you might qualify for, such as cashback offers

How can I find a good broker in my area of Perth?

You want to work with a mortgage broker who is a licensed professional and will guide you through the process of finding the most suitable loan. There are a few steps you can take to ensure your broker is right for you:

  • Are they accredited? Check that your broker has an Australian Credit Licence or is an Australian Credit Representative. They are also required to be a member of either the Mortgage and Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA).
  • Do they have a broad lending panel? Brokers can't compare loans from all lenders (there are hundreds of options, so it would be impossible to represent them all). But most will have a large range of different types of lenders. As a guide, you want at least 20 lenders to make sure you find the lender that best suits you.
  • What level of service do they offer? The broker should do the hard work for you. But the more you know about the mortgage industry, the easier it is to know when your broker is really doing their best to help you.
  • Is the broker experienced? Chances are your broker has an online presence and previous customers who have left reviews of their experience. Read up on your broker's experience and ask friends for referrals.

How does a mortgage broker work?

A mortgage broker can help you secure the financing you need to buy the property you want. After assessing your financial situation, a broker will present you with a choice of suitable loans from their panel of lenders. Brokers are especially useful for borrowers in complex or unusual situations, who may find it difficult to get finance by approaching a bank directly.

Learn more about the mortgage broking process

Finder survey: What would make Australians go direct to a lender rather than using a mortgage broker?

I like to conduct my own research32.23%33.99%25.81%29.49%33.33%
I want to stick with my existing bank25.62%28.71%31.18%23.96%23.85%
Nothing - I would always use a mortgage broker19.83%20.13%25.81%26.27%22.02%
I don't trust mortgage brokers9.09%9.57%9.68%10.14%10.09%
I want another specific lender7.44%4.29%4.3%5.53%7.03%
Source: Finder survey by Pure Profile of 1112 Australians, December 2023
Data for ACT, NT, TAS not shown due to insufficient sample size. Some other states may also be excluded for this reason.

How does a mortgage broker get paid?

Instead of receiving payments from borrowers, mortgage brokers are paid commissions from lenders when they attract new business for a lender. They receive an upfront commission when you take out a loan and a trailing commission every year that you still owe money on your mortgage.

This commission is usually around 0.5–0.8% of the loan amount upfront, so a $650,000 loan could generate a commission of $3,250 to $5,200. The bank covers this cost, and you get to benefit from the broker and their team of support staff doing all of the organising, support and follow-up along the way to organise your loan.

Learn how mortgage brokers are paid

More guides on Finder

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

4 Responses

    Default Gravatar
    BrianMarch 20, 2023

    I am looking at a farm near Geraldton to commence breeding special type of Boer goats.
    The land is 1700 acre in size, sale price is $300000 and l have $100k in the bank.

    Can you help

      RichardMarch 24, 2023Finder

      Hi Brian,

      Finder is a comparison site. We offer general information for our readers but we do not offer loans directly. I’m sorry we can’t be more helpful.

    Default Gravatar
    ALDecember 27, 2022

    Can you give Starter advice please
    many thanks
    Al BODDY

      RebeccaJanuary 7, 2023Finder

      Hi Al,

      If you currently receive Centrelink benefits, you may be able to borrow money from a bank for a small home loan. Getting in touch with a mortgage broker is also a good idea as they can help you find a loan in unique circumstances such as this.

      For more details on taking out a home loan while receiving Centrelink payments, you can check our guide here.

      We also have a guide on home loans for pensioners here.

      I hope this helps,


Go to site