Need someone to help you narrow your home loan options? eChoice can help.
eChoice is a home loan broker that can help you sift through the home loan market to find a loan that suits you. By taking your financial and personal circumstances into account, an eChoice broker will find a loan that fits your purpose, income and lifestyle. eChoice also has access to a range of different brands and can offer a wide variety of loans for different purposes and borrowers. Complete the form below to discuss your options with a broker from eChoice, or continue reading to find out more.
Fill in the form and you’ll be called by a specialist mortgage broker from eChoice to have a discussion about your options.Your eChoice broker will compare hundreds of home loans from more than 30 lenders to help you find the right loan for you. They’ll also help you calculate your borrowing power, and present your options in a free home loan report.eChoice is an award-winning broker with over 18 years of experience, and has helped more than 50,000 Australians to find the right home loan.
What is eChoice?
eChoice is a mortgage broker for the modern market. It works alongside a select group of lenders to help consumers choose the perfect loan for their personal financial situation. Finding a suitable home loan can take a huge amount of time and effort when you do it alone. You need to look at each individual lender as well as the different products offered by each lender and you must go through the process of applying for the loan that you think suits you best.
eChoice works differently to many other brokers of this type because it doesn't just use automated software to find you a good deal. eChoice uses a fusion of software and human consultants to look at your individual set of circumstances and compare over 30 different brands to help you decide which loan will work best for you. eChoice don’t only deal in mortgage products either. It can also help you find suitable commercial loans, insurance and investment products too.
Which home loans does eChoice have access to?
One worry that people often have when using a broker service is that the broker may only offer loans from unknown lenders. This is not the case with eChoice. To give you an idea of the kinds of home loans that eChoice compares, below are some of the brands it has access to:
- Adelaide Bank
- Auswide Bank
- Bank of Sydney
- Beyond Bank
- Bluestone Mortgages
- Collins Securities
- Commonwealth Bank
- Heritage Bank
- Homeloans Ltd
- ING DIRECT
- Keystart Home Loans
- LaTrobe Financial
- Liberty Financial
- Macquarie Bank
- ME Bank
- MKM Capital
- Mortgage Ezy
- Now Finance
- Pepper Home Loans
- Resimac Select
- Teacher's Mutual Bank
How much does it cost?
eChoice brokers generally charge the borrower nothing for their service, as they are paid a commission by the lender when the mortgage is settled. In some cases there may be fees which you can discuss directly with your broker.
How can a mortgage broker benefit me?
Buying a home can be very daunting, especially if you're a first timer and you're perhaps not 100% sure what you are looking for. If you're not yet familiar with home loan jargon, then don't despair. The eChoice website is a useful resource that can help explain everything you need to know about arranging a home loan. It covers all the general terms and goes into detail about every type of home loan available and the positives and negatives of each one so that nothing is left to chance.
Being able to deal with real humans makes using eChoice an easy and consumer-friendly experience. When borrowing large sums of money for a home, most people prefer to speak to someone in person.
Why choose eChoice over another broker?
eChoice allows you to focus on the things that you want from your mortgage so that you end up with the perfect house as well as an ideal loan product.
- Compare multiple products. eChoice takes into account over 30 mortgage brands and all of their products so that you can find one that truly meets your needs. With a large range of options to choose from, it's easy to find the loan that is perfect for you.
- Personalised advice. Your broker will present you with a few loan options based on your individual needs. This allows you to really compare the loans so that you find the perfect one.
- Trusted brand. eChoice has been in business in Australia for more than a decade, assisting thousands of Aussies in getting the right loan.
Frequently asked questions
I would like personal advice on my home loan, can eChoice help?
I have a bad credit file, can eChoice help me?
Can an eChoice broker help me find an Australian mortgage to finance an overseas property?
Whether you're securing your first home loan or buying an investment property, an eChoice broker can help make sure that the mortgage you end up with is the right one for you. With absolutely no fees in place, there is no reason not to take advantage of this loan comparison website.