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Need someone to help you narrow your home loan options? eChoice is a mortgage broker with a panel of over 25 lenders.

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eChoice is a mortgage broker that can help you sift through the home loan market to find a loan that suits you. By taking your financial and personal circumstances into account, an eChoice broker will find a loan that fits your purpose, income and lifestyle.

Which lenders are on eChoice's panel?

Every broker has a panel of lenders. eChoice brokers can help find you a home loan from a panel of over 25 lenders, including:

  • Adelaide Bank
  • AFM
  • AMP
  • ANZ
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Bluestone Mortgages
  • Citibank
  • Commonwealth Bank
  • Firstmac
  • Global Capital
  • Homeloans Ltd
  • Heritage Bank
  • ING
  • Keystart Home Loans
  • LaTrobe Financial
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • NAB
  • Pepper Home Loans
  • Scottish Pacific
  • St.George
  • Suncorp
  • Westpac

eChoice profile

eChoice is an Australian broking aggregator. This means it provides support to brokers who join its network. eChoice is registered with the Mortgage & Finance Association of Australia (MFAA) and has won multiple industry awards. eChoice is owned by the Commonwealth Bank.

Does eChoice charge a fee for its services?

Mortgage brokers don't usually charge fees to a borrower. Instead, a broker is paid a commission by the lender when the mortgage is settled. This is true for eChoice brokers too, but the eChoice website does also say "that this may not always be the case, however, so it pays to double-check with your broker."

How can a mortgage broker like eChoice help me?

Mortgage brokers can help you navigate the often-confusing home loan market to help you find the best deal. They're familiar with a variety of lenders and their policies and they can help identify which is the best fit for your specific circumstances.

eChoice mortgage brokers are licensed to provide personal advice to borrowers, whether you're looking for a straightforward home loan for purchase or refinancing, or you have a more complex situation requiring a product like a bridging loan or a low doc home loan.

For people with unique needs, such as sole traders, self-employed business people or pensioners looking for a mortgage, a broker can help you find highly specific and specialised products.

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14 Responses

    Default Gravatar
    JulioJanuary 31, 2017

    Is there a loan that can be used to purchase different properties at different times? For example get approval for $1000000 and then buy a property for $300000 and a month later another for 400000 and such with all on the same loan?

      Avatarfinder Customer Care
      DeeFebruary 1, 2017Staff

      Hi Julio,

      Thanks for your question.

      When you apply for a home loan, the lender will assess the value of the security being offered up for the loan. In the majority of purchases, this will be the property you’re purchasing.

      Generally, one home loan will apply to one specific property only. You may want to get in touch with a mortgage broker
      who can help you find a suitable home loan for your situation.


    Default Gravatar
    RachelMarch 31, 2016

    I am a single mum on a low income wanting to secure my children’s future with a home for us, forever. I know I can afford 250 to even 400 a week rent if I had to but I’m not confident I will be accepted to buy a house which is upsetting because doing such to have permanent security and comfort forever has been what I’ve wanted to be able to give them since I grew up watching my mum struggle in rentals. Please provide me the best, most detailed options and requirements I need to meet to help start our family to have permanent stability in our future.

      Default Gravatar
      BelindaMarch 31, 2016

      Hi Rachel,

      Thanks for reaching out.

      You can take advantage of home loans for low-income earners where you can compare basic or “no-frills” home loans which offer a competitive interest rate with minimal features and costs. You can also use our calculator on this page which can help you understand how much you can afford to borrow.

      I recommend getting in touch with a licensed mortgage broker as they will be able to review your financial position to find a suitable product for you. A broker can also help you understand your borrowing power and they can negotiate for a good deal on your behalf.

      To improve your chance of being approved, you may want to take steps to minimise your existing debt (e.g. credit cards or personal loans) and showing that you have financial discipline by making regular deposits into a high-interest savings account.

      You may want to consider approaching non-bank home loan lenders as they may have more lenient eligibility criteria if you’re on a low income.

      All the best,

    Default Gravatar
    RavFebruary 11, 2016

    Do you deal with CUA for refinance home loan?

      Default Gravatar
      BelindaFebruary 12, 2016

      Hi Rav,

      Thanks for reaching out.

      If you would like to compare a range of refinance home loans (including ones offered by CUA).

      You might also be interested to check out the costs of switching your mortgage which explores the process and costs involved when refinancing your mortgage.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.


    Default Gravatar
    MalMarch 12, 2015

    I’m after a company or a person in Perth that I can talk to that deals in buying overseas properties and what’s involved step by step, how to do it and what traps there maybe?

      Avatarfinder Customer Care
      ShirleyMarch 13, 2015Staff

      Hi Mal,

      Thanks for your question.

      An eChoice home loans broker can assist you with this if you wish to use an Australian home loan to finance your overseas property.

      You may reach out to a local eChoice broker to discuss your eligibility or options.

      We also have some helpful guides on the process:
      – Guide to buying property overseas.
      – How to buy an investment property in the UK.


    Default Gravatar
    lynDecember 4, 2014

    Do you have an office in Murray Bridge?

      Avatarfinder Customer Care
      ShirleyDecember 4, 2014Staff

      Hi Lyn,

      Thanks for your question.

      There is a local echoice mortgage broker available for you from Metropolitan Adelaide.


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