eChoice home loans
Need someone to help you narrow your home loan options? eChoice can help.
eChoice is a home loan broker that can help you sift through the home loan market to find a loan that suits you. By taking your financial and personal circumstances into account, an eChoice broker will find a loan that fits your purpose, income and lifestyle.
eChoice also has access to a range of different brands and can offer a wide variety of loans for different purposes and borrowers. Complete the form below to discuss your options with a broker from eChoice, or continue reading to find out more.
eChoice is an award-winning broker with over 18 years of experience, and has helped more than 50,000 Australians to find the right home loan.
- Completely free, expert home loan advice.
- Offers a suite of digital tools to make you a smarter borrower.
- Calculate your borrowing power with a free personalised home loan report.
Technology Platform of the Year 2016
Australian Broking Awards
What does eChoice do?
eChoice is a mortgage broker for the modern market. It works alongside a select group of lenders to help consumers choose a fitting loan for their personal financial situation. Finding a suitable home loan can take a huge amount of time and effort when you do it alone. You need to look at each individual lender as well as the different products offered by each lender and you must go through the process of applying for the loan that you think suits you best.
eChoice brokers work differently to many other brokers of this type because they don't just use automated software to find you a good deal. An eChoice broker uses a fusion of software and human consultants to look at your individual set of circumstances and compare 25 different brands to help you decide which loan will work best for you.
eChoice doesn’t only deal in mortgage products either. It can also help you find suitable commercial and investment loans, and investment products too.
Which lenders does eChoice have access to?
To give you an idea of the kinds of home loans that eChoice compares, below are some of the brands it has access to:
- Adelaide Bank
- Bank of Melbourne
- Bluestone Mortgages
- Commonwealth Bank
- Global Capital
- Homeloans Ltd
- Heritage Bank
- Keystart Home Loans
- LaTrobe Financial
- Liberty Financial
- Macquarie Bank
- ME Bank
- Pepper Home Loans
- Scottish Pacific
How much does it cost?
eChoice brokers generally charge the borrower nothing for their service, as they are paid a commission by the lender when the mortgage is settled. In some cases there may be fees which you can discuss directly with your broker.
How can a mortgage broker benefit me?
Buying a home can be very daunting, especially if you're a first timer and you're perhaps not 100% sure what you are looking for. If you're not yet familiar with home loan jargon, then don't despair. The eChoice website is a useful resource that can help explain everything you need to know about arranging a home loan. It covers all the general terms and goes into detail about every type of home loan available and the positives and negatives of each one so that nothing is left to chance.
Why choose eChoice over another broker?
eChoice allows you to focus on the things that you want from your mortgage so that you end up with a home of your own as well as a the right loan product.
- Compare multiple products. eChoice compares up to 25 mortgage brands and all of their products so that you can find one that truly meets your needs. With a large range of options to choose from, it's easy to find a competitive home loan that suits your needs.
- Personalised advice. Your broker will present you with a few loan options based on your individual needs. This allows you to really compare the loans so that you find the right one.
- Trusted brand. eChoice has been in business in Australia for more than a decade, assisting thousands of Aussies in getting the right loan.
Whether you're securing your first home loan or buying an investment property, an eChoice broker can help make sure that the mortgage you end up with is the right one for you. With absolutely no fees in place, there is no reason not to take advantage of this broker.
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