Find a mortgage broker in Sydney

Find an experienced mortgage broker to help you get the home loan you need to step into the Sydney property market.Mortgage broker sydney feature

Sydney is one of the world’s great cities. Famed for its Opera House, spectacular bridge and beautiful harbour, Sydney is one of the most recognisable cities anywhere in the globe. It’s also home to more than 4.5 million people, offering everything from quiet suburban living to busy inner-city life.

If you want to buy a home in Sydney and you need to take out a home loan to do so, choosing the right mortgage can be a challenging prospect. That’s why enlisting an experienced mortgage broker to help you find the right loan is an excellent idea.

Looking for a broker in Sydney?

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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie IQ and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie"), and its appointed credit representatives. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133 Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Optimizer products is provided by Perpetual Limited ABN 86 000 431 827 (Lender). Credit for Aussie IQ is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502. Home loans issued by the Lender are serviced by Macquarie Securitisation Limited ABN 16 003 297 336, Australian Credit Licence 237863 (MSL).

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2018 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

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Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.

  • FREE Suburb and Property Report with every appointment.
  • Access 3,000+ loans from over 20 lenders.
  • Get expert help with your loan application, including paperwork and eligibility.
  • Over 1000 brokers who are able to help you in your local area.

Aussie Home Loans Lender Logos

The Adviser’s number 1 placed mortgage broker 5 years running (2013-2017)

Rates last updated October 18th, 2018
Details Features
Aussie Home Loans
Aussie Home Loans
Aussie is one of Australia's leading financial service providers, having won The Adviser’s Top Mortgage Broker award for the last 3 years. They charge no appointment fees and can meet at a time and place which suits you.
Up to 22 lenders Enquire Now More info
Yellow Brick Road
Yellow Brick Road
Yellow Brick Road has over 40 lenders on their panel, as well as their own competitive home loans. 40+ lenders Enquire Now More info
Mortgage Choice Home Loans
Mortgage Choice Home Loans
Mortgage Choice is one of Australia's largest independent broker services. They have over 28 lenders on their panel, including the big four banks. 28+ lenders Enquire Now More info
Finsure
Finsure
Finsure has loan offers from over 35 lenders, including major brands, and will work to find a home loan that suits your property needs.
Over 35 lenders Enquire Now More info
eChoice Mortgage Brokers
eChoice Mortgage Brokers
When you do business with eChoice you will be given your own home loan manager to help you select a loan. 25 lenders Enquire Now More info

Other brokers

  • Smartline Personal Mortgage Advisers
  • AMO Home Loans
  • First Choice Mortgage Broker
  • Origin Finance
  • QuickSelect
  • 1st Street Home Loans

What will a typical mortgage cost in Sydney?

If you want to buy a property in Sydney at the median dwelling price of $872,300, a 20% deposit would be $174,460. If you then borrowed the remaining $697,840 of the property purchase price at an interest rate of 4.50% over 30 years, your monthly repayments would be $3,535.85. The total cost over the life of the loan would be $1,272,907.00.

How is a mortgage broker paid?

As a reward for generating new business from customers, mortgage brokers receive two types of commissions from lenders. They are paid an upfront commission when you sign up for a loan, plus a trailing commission every year you still owe money on the loan. But if you decide to refinance your mortgage elsewhere, the broker might have to pay a clawback commission fee to your original lender.

Find out how mortgage brokers are paid

How does a mortgage broker work?

Mortgage brokers have a responsibility to find you a loan that is perfect for your requirements and that you can comfortably afford to service. A broker will assess your income and financial capacity carefully before presenting you with a selection of suitable loans from their panel of lenders.

Learn how mortgage brokers work

Images: ShutterStock

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2 Responses

  1. Default Gravatar
    SandraAugust 6, 2017

    I am receiving a single payment an a foster care payment .I am renting at the moment but would like to use the money I am paying on rent towards a home of my own as the rent increases each year .I also have a car loan an that payment could also go towards a home loan if it could be paid out

    • finder Customer Care
      LouAugust 6, 2017Staff

      Hi Sandra,

      Thanks for your question.

      If you are receiving foster care allowances, kindly note that this is accepted as a form of income but you need to be receiving another source of income. For more information on Centrelink loans, you can check our guide on this page.

      Cheers,
      Anndy

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