Find a Mortgage Broker in Sydney

Find an experienced mortgage broker to help you get the home loan you need to break into the Sydney property market.Mortgage broker sydney feature

Sydney is one of the world’s great cities. Famed for its Opera House, spectacular bridge and beautiful harbour, Sydney is one of the most recognisable cities anywhere in the globe. It’s also home to more than 4.5 million people, offering everything from quiet suburban living to busy inner-city life.

If you want to buy a home in Sydney and you need to take out a home loan to do so, choosing the right mortgage can be a challenging prospect. That’s why enlisting an experienced mortgage broker to help you find the right loan is an excellent idea.

Which brokers have offices in Sydney?

Rates last updated September 21st, 2017
Details Features
Aussie Home Loans
Aussie Home Loans
Aussie is one of Australia's leading financial service providers, having won The Adviser’s Top Mortgage Broker award for the last 3 years. They charge no appointment fees and can meet at a time and place which suits you.
Up to 20 lenders Enquire Now More info
Finsure
Finsure
Finsure has loan offers from over 35 lenders, including major brands, and will work to find a home loan that suits your property needs.
Over 35 lenders Enquire Now More info
eChoice Mortgage Brokers
eChoice Mortgage Brokers
When you do business with eChoice you will be given your own home loan manager to help you select a loan. 25 lenders Enquire Now More info
iConnect
iConnect
iConnect has hundreds of loans available through more than 40 lenders in Australia to choose from to find the home loan that is right for you.
40+ lenders Enquire Now More info
Pepper Money
Pepper Money
Pepper specialises in providing fair home loans to those who are credit impaired - from small defaults all the way up to discharged bankruptcies.
Credit impaired home loans Enquire Now More info

Other brokers

  • Smartline Personal Mortgage Advisers
  • AMO Home Loans
  • First Choice Mortgage Broker
  • Origin Finance
  • QuickSelect
  • 1st Street Home Loans

What will a typical mortgage cost in Sydney?

If you want to buy a property in Sydney at the median dwelling price of $872,300, a 20% deposit would be $174,460. If you then borrowed the remaining $697,840 of the property purchase price at an interest rate of 4.50% over 30 years, your monthly repayments would be $3,535.85. The total cost over the life of the loan would be $1,272,907.00.

How is a mortgage broker paid?

As a reward for generating new business from customers, mortgage brokers receive two types of commissions from lenders. They are paid an upfront commission when you sign up for a loan, plus a trailing commission every year you still owe money on the loan. But if you decide to refinance your mortgage elsewhere, the broker might have to pay a clawback commission fee to your original lender.

Find out how mortgage brokers are paid

How does a mortgage broker work?

Mortgage brokers have a responsibility to find you a loan that is perfect for your requirements and that you can comfortably afford to service. A broker will assess your income and financial capacity carefully before presenting you with a selection of suitable loans from their panel of lenders.

Learn how mortgage brokers work

Images: ShutterStock

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2 Responses

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    SandraAugust 6, 2017

    I am receiving a single payment an a fostercare payment .I am renting at the moment but would like to use the money I am paying on rent towards a home of my own as the rent increases each year .I also have a car loan an that payment could also go towards a home loan if it could be paid out

    • Staff
      AnndyAugust 6, 2017Staff

      Hi Sandra,

      Thanks for your question.

      If you are receiving foster care allowances, kindly note that this is accepted as a form of income but you need to be receiving another source of income. For more information on Centrelink loans, you can check our guide on this page.

      Cheers,
      Anndy

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