The easy way to find a mortgage broker in Chatswood

Find an experienced mortgage broker with knowledge of the local real estate market to help you buy a property in Chatswood.

Mortgage Broker Chatswood Feature 2

Located 10km north of the Sydney CBD, the thriving business district of Chatswood is home to several major companies. It also boasts two major shopping centres and several high-density residential apartment blocks, making it a popular spot for home buyers and investors.

However, like most real estate in Sydney, homes in Chatswood don’t come cheap, so you’ll need to find a professional, experienced mortgage broker who can give you the advice you need.

Which brokers have offices in Chatswood?

Rates last updated May 27th, 2017
Details Features
Aussie Home Loans
Aussie Home Loans
Aussie is one of Australia's leading financial service providers, having won The Adviser’s Top Mortgage Broker award for the last 3 years. They charge no appointment fees and can meet at a time and place which suits you. Up to 20 lenders Enquire Now More info
Pepper Money
Pepper Money
Pepper specialises in providing fair home loans to those who are credit impaired - from small defaults all the way up to discharged bankruptcies. Credit impaired home loans Enquire Now More info

Other brokers

  • Smartline Personal Mortgage Advisers
  • Loan Market
  • Mortgage Experts
  • Australian Mortgage Alliance
  • Premium Broker

What are the main suburbs in and around Chatswood?

Mortgage Broker Chatswood Map

Source: Google Maps

1. Chatswood

One of the major commercial districts on the north shore, Chatswood is 10km north of the Sydney CBD and is home to six schools. Chatswood Station is a major hub on the Sydney train network, and the suburb is also linked by major roads and bus services.

Chatswood has a population of 21,194, of which 24.5% are independent youth and 16.9% are those who identify themselves as having established independence. The median weekly household income in the suburb is $1,616.

The median sales price for houses in Chatswood is $2.01 million, with average annual growth of 8.36%, gross rental yield of 2.46% and a median weekly advertised rent of $895.

2. Artarmon

Just south of Chatswood and 9km from the Sydney CBD, Artarmon offers easy access to a wide range of shopping, dining, entertainment and transport options. It has a population of 8,642, and the median weekly household income in the suburb is $1,910.

The two largest demographic groups in Artarmon are those who are maturing and have established independence (23%) and independent youth (20.8%).

The median sale price for a house in Artarmon is $2.29 million, while average annual growth and 12-month growth figures sit at 6.52% and 22.17% respectively.

3. Lindfield

Situated 13km north west of Sydney’s CBD, the upper north shore suburb of Lindfield is highly sought-after due to its leafy surrounds and proximity to a wide range of amenities.

With a population of 8,656 people, Lindfield is dominated by older couples and families (22.1%) and established couples and families (20.5%). The median weekly household income in Lindfield is $2,414, well above the national average.

The median price for a house in Lindfield in 2015 was $2.95 million, with annual capital growth at 7.72% and gross rental yield at 2.52%.

4. Willoughby

Located 8km north of the Sydney CBD, Willoughby is an affluent suburb on the lower north shore. It is home to three schools and a number of parks, and Artarmon is  the nearest train station.

Willoughby’s population is 5,920, with established couples and families making up 17.2% of the population and those who have established independence comprising 17.1%. The median weekly household income is $2,124.

With a median house sale price of $1.75 million, Willoughby’s annual capital growth sits at 8.38% and the gross rental yield is 2.73%.

5. Lane Cove

The family-friendly suburb of Lane Cove is found 9km north west of the Sydney CBD on the lower north shore. The area is mostly made up of residential homes and is located around 2.5km from Chatswood.

The population of Lane Cove is 9,473, of which 18.3% have established independence and 14.2% are independent youth.

The median sale price for a house in Lane Cove is $1.99 million. Annual capital growth is 6.78%, 12-month growth is 16.2% and gross rental yield is 2.92%.

Buying property in Chatswood

Consider the following factors if you’re looking to buy property in Chatswood:

  • Sydney Metro Northwest. The Sydney Metro Northwest rail line, scheduled to open in 2019, will connect commuters from Castle Hill, Cherrybrook and Kellyville directly with Chatswood.
  • Property prices. House and unit prices in Chatswood have skyrocketed in recent years. Median sale prices for houses in Chatswood have increased from $890,000 in 2005 to $2.01 million in 2015, while the median price for a unit has jumped from $482,750 in 2005 to $862,500 in 2015.

Property prices in and around Chatswood


Mortgage Broker Chatswood - chatswood graph

Source: Google Maps

From $1.61 million in 2014, the median house sale price in Chatswood jumped to $2.01 million in 2015.


Mortgage Broker Chatswood - artarmon graph

Source: Google Maps

The median sale price for a house in Artarmon is $2.29 million in 2015, up from $1.75 million in 2014.


Mortgage Broker Chatswood - lindfield graph

Source: Google Maps

The median sale price for houses in Lindfield in 2015 was $2.2 million an increase on the 2014 figure of $1.85 million.


Mortgage Broker Chatswood - willoughby graph

Source: Google Maps

From $1.6 million in 2014, the median sale price for a house in Willoughby increased to $1.75 million in 2015.

Lane Cove

Mortgage Broker Chatswood - lane cove graph

Source: Google Maps

From 2014 to 2015, the median sale price for a house in Lane Cove increased from $1.57 million to $1.99 million.

What will a typical mortgage cost in Chatswood?

With the median price for a house in Chatswood at $2.01 million, most home loans will require you to have a 20% deposit of $402,000 saved in order to qualify for a mortgage. If you borrow the remaining $1,608,000 needed to purchase your home at an interest rate of 4.5% p.a. on a 25-year loan, you would need to be able to make fortnightly repayments of $4,122.88. The total cost over the life of the loan would be $2,679,874.24.

If you’re looking to buy a unit, the median sale price in 2015 was $862,500 so you’d need a 20% deposit of $172,500. Borrowing the remaining $690,000 at a rate of 4.5% p.a. for 25 years would result in fortnightly repayments of $1,769.15.

How is a mortgage broker paid?

Most mortgage brokers earn a living on commissions from lenders for directing new business their way. Lenders pay brokers an upfront commission when the loan is taken out and a trailing commission each year, the amount of which is determined by the remaining loan balance.

However, if you later decide to refinance your loan with another financial institution, the broker will have to pay a clawback commission fee to the original lender. This potential loss of income gives mortgage brokers extra incentive to find the right loan for you.

Find out more about how brokers are paid on this page

How does a mortgage broker work?

Mortgage brokers use aggregators to access a panel of lenders, which means they can offer you loans from a wide range of financial institutions. After assessing your income, your assets, your liabilities and your home loan needs, a broker can match you with a mortgage that meets all your borrowing requirements.

In short, a broker acts in your best interests when it comes to finding a home loan that best suits your needs.

Check out our page on how brokers work

Picture: Chatswood and Artarmon from Forrestville, licensed under Creative Commons Attribution-NonCommercial-ShareAlike 2.0 Generic (image cropped)

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