MoneyForJam Personal Loan

Borrow from $4,000 up to $50,000. Rates can be variable or fixed, and costs included interest charges.

With a personal loan from MoneyForJam, you can connect to 40 lenders who provide personal loans from $4,000 up to $50,000. Loans can be either secured or unsecured, with rates either variable or fixed. With variable rate loans, your interest rate will fluctuate based on the market rate. For fixed rate loans, your rate will remain consistent throughout the loan term. Loan terms will vary based on the lender. The cost of the loan will also depend on the lender, but you can expect to pay interest, establishment fees and monthly fees.


From 7.69% (fixed)

Interest Rate (p.a.)

8.50%

Comparison Rate (p.a.)

$4,000

Min Loan Amount

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Details

Product NameMoneyForJam Personal Loan
Interest Rate (p.a.)
From 7.69% (fixed)
Comparison Rate (p.a.)8.50%
Interest Rate TypeFixed
Min Loan Amount$4,000
Max. Loan Amount$50,000

Things to consider about MoneyForJam Personal Loan

With this personal loan, you have access to a variety of lenders with a large selection of loan terms and loan amounts available. This might seem a bit daunting, but that’s where MoneyForJam’s experience and knowledge comes in to help you out. You can choose from unsecured or secured loans with variable or fixed rates on offer. The loans and lenders you will have access to will depend on your assets and liabilities.

Once your loan application has been filled out, the money can potentially be in your account within 24 hours, although this varies from lender to lender.

Features of the MoneyForJam Personal Loan

With this personal loan, the features include:

  • Access to 40 lenders. MoneyForJam has access to 40 loan lenders who may be able to help you out with your personal loan needs. It’s with this access that they can help you find what you need.
  • Varied loan amounts. Some lenders offer a minimum amount of $4,000 and you can apply for a maximum of $50,000. However, this varies from lender to lender.
  • Fast application process. Just get in contact with MoneyForJam through a simple phone call and have the application emailed to you within 5 minutes after your phone call. The application process is easy to follow and requires basic information, such as personal details and information about your assets.
  • Varied loan terms. The loan terms for the amount that you’re able to apply for vary from lender to lender. The MoneyForJam team will work with you to figure out what loan term you want and which lender is available to help you out.
  • Access to online banking. Depending on which lender you end up going with, you would have access to their online banking system.
  • Variable or fixed rates. With the option of a variable or fixed rate for your personal loan, this allows you to choose which one best meets your needs. Fixed rates offer security for repayments each month whereas variable rate loans offer more flexibility over the frequency of repayments.
  • Secured or unsecured loans. You have access to secured or unsecured loans with MoneyForJam, but this depends on the assets that you have and whether or not these can be put forward as security for the amount you want to apply for.
  • Additional repayments offered. Depending on what lender you go with, you could have the option to make extra repayments on your loan without incurring any extra fees.

It’s important to note that although these features may seem broad in their scope, these are all options that might be included with the loan that you end up with, thanks to MoneyForJam.

How to apply for the MoneyForJam Personal Loan

In order to be eligible for this loan, you must:

  • Contact one of MoneyForJam’s representatives. The representative will then send you a contract that outlines what you need in order to be eligible for the personal loan that you’re after.
  • Know your income, assets and liabilities. As some of MoneyForJam’s lenders require assets for loans, it’s important that you know your financial status so you can be accurately placed with a loan that meets your needs.
  • Be at least 18 years old.
  • Be an Australian permanent citizen or resident.
  • You can apply if you are a temporary resident.

Some of the documents you need for this loan are:

  • Your driver’s licence, passport, and Medicare card. MoneyForJam ask for copies of both sides of your licence and Medicare card.
  • Two most recent payslips from your place of employment.

Take advantage of the 40 lenders that MoneyForJam has access to in order to get the personal loan that suits you the best. Compare personal loans and figure out which one meets your needs.

Compare other personal loans

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Symple Loans Personal Loan

From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10

You'll receive a variable rate from 5.75% p.a. to 25.99% p.a.

Borrow up to $50,000 and earn 1 Qantas Point for every $1 borrowed.

⭐Special Offer: Earn up to 50,000 Qantas Points with a personal loan from Symple.
Citi Personal Loan Plus
8.90% (variable)
9.18%
$5,000
3 to 5 years
$199
$0
You'll receive a variable rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

⭐ Special offer: Note: Monthly account service fee will be waived for applications submitted before 31 January 2022.
Harmoney Unsecured Personal Loan

From 5.35% (fixed)
6.14%
$2,000
3 to 5 years
$575 ($275 for loans of below $5,000)
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
Alex Bank Personal Loan

From 4.99% (fixed)
4.99%
$2,100
6 months to 5 years
$0 (Waived $295 establishment fee)
$0
You'll receive a fixed interest rate from 4.99% p.a. to 14.99% p.a. based on your risk profile
Borrow between $2,100 and $30,000 from 6 months to 5 years.

⭐ Special Offer: Note: The $295 establishment fee will be waived for loan applications submitted by 26 January 2022.
SocietyOne Unsecured Personal Loan

From 6.45% (fixed)
6.45%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 6.45% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NAB Personal Loan Unsecured Fixed

From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
NOW Finance No Fee Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
No Establishment Fee
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.
OurMoneyMarket Personal Loan

From 5.45% (fixed)
6.07%
$2,001
1 to 7 years
From $250
$0
You'll receive a fixed rate from 5.45% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

⭐ Finder Exclusive: Apply before 31 January 2022 to secure a discounted rate of 5.45% p.a. (comparison rate: 6.07% p.a.) for the first 12 months on loans over $35,000. T&Cs apply.
Latitude Personal Loan (Unsecured)

From 7.99% (fixed)
9.24%
$3,000
1 to 7 years
$250 (Loans under $5000 - $140)
$13
You'll receive a fixed rate between 7.99% p.a. and 22.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score.
ANZ Fixed Rate Personal Loan
8.99% (fixed)
9.88%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

⭐Special Offer: A $500 cashback offer available for loans of $10,000 or more that been applied for before 28 February 2022. Loans approved and drawn down by this date are also eligible for the reduced rate of 8.99% p.a.
MoneyMe Personal Loans

From 6.25% (fixed)
7.64%
$2,100
1 to 5 years
from $295 to $495
$10
You'll receive an interest rate between 6.25% p.a. and 19.95% p.a. based on your risk profile
Borrow up to $50,000 with no hidden fees or costs. Application process usually takes 5 minutes to complete and is done fully online.
Wisr Personal Loan ($5,000 to $30,000)

From 6.49% (fixed)
6.49%
$5,000
3 to 7 years
$0 - Waived Establishment Fee
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer:The $595 establishment will be waived for unsecured personal loans between $5,000 and $30,000. Offer ends 31 January 2022. T&Cs apply.
Wisr Personal Loan ($30,001 to $64,000)

From 6.49% (fixed)
7.11%
$30,001
3 to 7 years
$595
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $30,001 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer:The $595 establishment will be waived for unsecured personal loans between $30,001 and $64,000. Offer ends 31 January 2022. T&Cs apply.
ANZ Variable Rate Personal Loan
10.50% (variable)
11.38%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 10.50% p.a. with a comparison rate of 11.38% p.a. if you're approved. Note: This rate may vary during the loan term.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.

⭐Special Offer: A $500 cashback offer available for loans of $10,000 or more that been applied for before 28 February 2022. Loans approved and drawn down by this date are also eligible for the reduced rate of 10.50% p.a.
NAB Personal Loan Unsecured Variable Rate

From 6.99% (variable)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
loading

Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Comments

    Default Gravatar
    Mary
    November 23, 2017

    I am after a loan I just want someone to approved me of a loan as I can pay it back before it is due I am in need of it asap due to medical reason as my private health does not cover it so I am wondering if there is some one out there that can help me please it is only for a short time thanks .

      Avatarfinder Customer Care
      Harold
      November 23, 2017

      Hi Mary,

      Thank you for your inquiry.

      Since your concern is a loan that you can use for medical concerns, you may check our list of medical loans. The page provides information on how medical finance works, treatments that they cover, and a comparison table you can use to find the right lender for you. Once you have chosen a particular lender, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with your loan application or get in touch with their representatives for further assistance.

      You may also consider getting a quick loan
      I hope this information has helped. Typically these loans are unsecured, which gives you complete flexibility and means that you can use the loan to cover any worthwhile spending.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      Cheers,
      Harold

Go to site