MoneyForJam Personal Loan
Borrow from $4,000 up to $50,000. Rates can be variable or fixed, and costs included interest charges.
With a personal loan from MoneyForJam, you can connect to 40 lenders who provide personal loans from $4,000 up to $50,000. Loans can be either secured or unsecured, with rates either variable or fixed. With variable rate loans, your interest rate will fluctuate based on the market rate. For fixed rate loans, your rate will remain consistent throughout the loan term. Loan terms will vary based on the lender. The cost of the loan will also depend on the lender, but you can expect to pay interest, establishment fees and monthly fees.
From 7.69% (fixed)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
Things to consider about MoneyForJam Personal Loan
With this personal loan, you have access to a variety of lenders with a large selection of loan terms and loan amounts available. This might seem a bit daunting, but that’s where MoneyForJam’s experience and knowledge comes in to help you out. You can choose from unsecured or secured loans with variable or fixed rates on offer. The loans and lenders you will have access to will depend on your assets and liabilities.
Once your loan application has been filled out, the money can potentially be in your account within 24 hours, although this varies from lender to lender.
Features of the MoneyForJam Personal Loan
With this personal loan, the features include:
- Access to 40 lenders. MoneyForJam has access to 40 loan lenders who may be able to help you out with your personal loan needs. It’s with this access that they can help you find what you need.
- Varied loan amounts. Some lenders offer a minimum amount of $4,000 and you can apply for a maximum of $50,000. However, this varies from lender to lender.
- Fast application process. Just get in contact with MoneyForJam through a simple phone call and have the application emailed to you within 5 minutes after your phone call. The application process is easy to follow and requires basic information, such as personal details and information about your assets.
- Varied loan terms. The loan terms for the amount that you’re able to apply for vary from lender to lender. The MoneyForJam team will work with you to figure out what loan term you want and which lender is available to help you out.
- Access to online banking. Depending on which lender you end up going with, you would have access to their online banking system.
- Variable or fixed rates. With the option of a variable or fixed rate for your personal loan, this allows you to choose which one best meets your needs. Fixed rates offer security for repayments each month whereas variable rate loans offer more flexibility over the frequency of repayments.
- Secured or unsecured loans. You have access to secured or unsecured loans with MoneyForJam, but this depends on the assets that you have and whether or not these can be put forward as security for the amount you want to apply for.
- Additional repayments offered. Depending on what lender you go with, you could have the option to make extra repayments on your loan without incurring any extra fees.
It’s important to note that although these features may seem broad in their scope, these are all options that might be included with the loan that you end up with, thanks to MoneyForJam.
How to apply for the MoneyForJam Personal Loan
In order to be eligible for this loan, you must:
- Contact one of MoneyForJam’s representatives. The representative will then send you a contract that outlines what you need in order to be eligible for the personal loan that you’re after.
- Know your income, assets and liabilities. As some of MoneyForJam’s lenders require assets for loans, it’s important that you know your financial status so you can be accurately placed with a loan that meets your needs.
- Be at least 18 years old.
- Be an Australian permanent citizen or resident.
- You can apply if you are a temporary resident.
Some of the documents you need for this loan are:
- Your driver’s licence, passport, and Medicare card. MoneyForJam ask for copies of both sides of your licence and Medicare card.
- Two most recent payslips from your place of employment.
Take advantage of the 40 lenders that MoneyForJam has access to in order to get the personal loan that suits you the best. Compare personal loans and figure out which one meets your needs.
Compare other personal loans
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Personal Loan OffersImportant Information*
You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.