Money Hack: Get more than 2 years to repay your credit card debt at 0% p.a.

Posted: 2 May 2018 10:00 am

But be quick – this exclusive offer is only available until 6 May 2018.

If your recent credit card statement has shown a higher balance than you would have preferred, it might be time to consider paying down that debt with a balance transfer credit card. You can use this type of credit card to get on top of mounting credit card debt and interest charges by paying a low or 0% interest rate for a set period of time.

For most card providers, that period of time is between 6 months and 2 years. But there is currently a way for you to have 25 months to repay your credit card debt interest free.

The hack

Finder currently has an exclusive balance transfer offer from NAB that will allow you to transfer existing credit card debt to the NAB Low Fee Platinum card and pay no interest on your balance for 25 months.

To take advantage of this balance transfer offer you need to apply through finder and request your balance transfer during your application. The offer ends 6 May 2018. Here are some points to keep in mind with this card:

  • You will pay no balance transfer fee
  • There is an annual fee of $90
  • At the end of the 25 months, any remaining debt will collect the cash advance rate of 21.74% p.a.

To be eligible for the card you need to be over the age of 18 and an Australian citizen, permanent resident or temporary resident.

This offer is exclusive to finder, so you won't find it anywhere else. Follow the link below to find out more about this offer on NAB's website or to apply for the card.

finder money hacks is a bi-weekly roundup of the latest tips and tricks to improve your finances. Check back every Wednesday and Saturday for new hacks.

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