Money Hack: How to get fee-free cash from your credit card
Points aren't the only way your credit card can reward you.
Now don't get me wrong, I love rewards points. They can save you money on flights, get you cabin upgrades or help you book accommodation. But hey, money isn't bad either.
If you prefer money to rewards points, sign up to a cashback credit card. These cards give you money in a few different ways, including a one-off cashback payment for signing up to the card and meeting spend requirements as well as earning a percentage back on certain purchases.
Most cashback offers come with certain conditions you need to meet, such as the percentage you receive back only being on particular purchases. For signup cashback promotions, you will usually need to meet a minimum spend requirement within the first few months of opening the card account.
Remember to check the terms and conditions of the cashback offer before you apply.
You also need to take into account the annual fee, interest rate and other associated card costs before you sign up otherwise you could end up spending more than you're getting back.
Here are some of the current cashback offers that are available:
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