Money Hack: How to customise your insurance for individual items

Elizabeth Barry 28 June 2017

laptop insurance

Find out how insurtech Trōv's on-demand insurance can benefit you.

Insurance often seems way too complicated, and that's because it can be. Long policy disclosure statement, rigid cover options and limitations on extras can make it hard to get the right policy for what you need. But insurtech is here to change all that and Trōv is one of the companies leading the way.

The hack

Trōv lets you apply for cover for individual items such as phones, computers, photography equipment and even headphones. Log into the Trōv app and provide details about the item you want to insure. After customising your policy and details such as your excess, you then receive a quote.

When you actually want the item to be insured, simply swipe to turn your cover on and swipe again to turn the cover off. It's that simple.

If you need to claim for damage, loss or theft, you just swipe the item on the app and enter into a chat with Trōv. Everything is completed in the app.

Image: Trōv

Image: Trōv

Currently, you're limited as to what you can insure with Trōv. Items such as computers and photography gear are available and others such as guitars are coming soon. If you're looking to get a quote, you can head to Trōv's website to see what items are available.

Remember to consider your own personal circumstances before applying for cover.


finder money hacks is a bi-weekly round-up of the latest tips and tricks to improve your finances. Check back every Wednesday and Saturday for new hacks.
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