Money hack: Get rewards when you pay your rent

Andrew Munro 28 October 2017 NEWS
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Are you easily amazed? This could be you.

The easyshare app can be used to earn rewards.

You have to pay the rent, but have you ever wished you could get something more fun than a roof over your head by doing so? Enter the easyshare app. There are some fees and standard expenses (explained below), but other than that you don't necessarily have to spend any more than you would be anyway, and can get rewarded for it.

Plus the app has some actual core functions too, if you're into that kind of thing.

The hack

You can pay the rent and bills with a credit card using easyshare, with the same card surcharges as you'll find almost anywhere else, and earn rewards there too. You'll also be in the draw for the periodic promotions it runs.

The rewards won't exactly change your life, unless you set a really low bar for life-changing, but they can be easily picked up without spending any more than you'd be spending anyway. Previous easyshare rewards include:

Again, fun but not enough to put you in a new tax bracket or anything.

The real oomph comes from using a suitable rewards card to pay the rent and bills. The card payment surcharge and points earn rate are largely dependent on the card, so once you've found the right one, easyshare might well be the ideal platform to use it with.

That's because unlike some other alternatives, easyshare doesn't have its own regular fees, like monthly or annual fees, on top of everything else. Here are the fees you need to know about:

The fee The amount What exactly it is
Bank transfer fee $0 The fee for making transfers from your bank account. easyshare doesn't charge any, but you might want to confirm that your bank won't either.
Visa/Mastercard payment surcharge 1.5% The usual transaction fee for paying with a Visa or Mastercard credit card.
American Express payment surcharge 1.93% The usual transaction fee for paying with an American Express credit card.
Reactivation fee $15 If your account is deactivated, such as you keep missing payments or violate the T&Cs, there's a charge for reactivating it.
Direct debit dishonour fee $15 If funds don't clear and you don't make payment through other means within a certain time frame.
Credit card dishonour/missed payment fee $5 As above, but with credit cards.
Chargeback fee $35 Requesting a chargeback.

Does the app actually do anything though?

If a small chance of scoring movie tickets isn't lighting a fire under you, and you don't want to futz with credit card rewards, then you might actually just use the app for its intended purpose: splitting the rent and household bills in a sharehouse.

Just download the app and bludgeon your housemates into getting it as well, then set up your accounts for the rent to automatically be collected and paid. It also works for bills, business rent and individuals who are mostly about the credit card or other rewards.

It also has features that let you set up IOUs and to confirm everyone's share of the rent and payments.

And voila. No more chasing people down for the money you're owed, or following up someone else's share of the rent or bills all the time.

The easyshare website, app download links, full T&Cs, etc can all be found at its website.


finder money hacks is a bi-weekly roundup of the latest tips and tricks to improve your finances. Check back every Wednesday and Saturday for new hacks.

Picture: Shutterstock

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