Mobile plans with handsets included

Treat yourself with a handset included phone plan. You will get a new phone with your plan and plenty of included value.

Instead of only purchasing a SIM card and using your old phone, why not get a new phone and a new plan paired together? Handset included plans tend to be good value for money as you get a new phone and plenty of included value for you to use.

What are handset included phone plans?

Handset included phone plans are plans where you not only get a SIM card but also a new phone. Your new handset is included in the total value of your phone plan package. Handset included phone plans are great for those who don’t currently have a usable mobile phone or who need a new phone. They are also beneficial for those who don’t have the money for a new phone upfront as you can often pay off your phone per month.

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How do handset included phone plans work?

When you purchase a handset included phone plan, you’ll get to choose a new phone from a range of available handsets. Depending on whether you select prepaid or postpaid, the cost for your handset is either included in your monthly payments or you can pay for your new phone upfront. If you do intend on purchasing a new phone and getting a new plan, selecting a handset included plan is typically the best way to go as the phone cost is incorporated into the total price you pay and it can help you save money.

What are the types of handset included phone plans?

  • Prepaid. With prepaid handset included phone plans, you purchase the phone with the service carrier and then you prepay for your usage, and you then purchase credit to use on your phone. Typically, you can purchase $10 worth of credit or more, and you’ll need to use this by the expiry date if you don’t want to lose it. Once you run out of credit, you’ll need to purchase more to use your phone again to make calls, send SMS or use data. It’s a good way to control your spending, however, there aren’t as many prepaid handset included options available compared to postpaid.
  • Postpaid. With postpaid handset included phone plans, you usually pay nothing for your phone upfront. Instead, every month you are charged a service fee which includes the use of your SIM and a phone handset payment. For example, a $60 per month plan may include $50 for your phone use and $10 repayment for your new phone. You sign onto a contract and you must stick with the contract for the duration, otherwise, you will be charged with an exit fee. Your plan comes with added value such as SMS, data and phone call deals.

How to compare handset included phone plans

  • Handset. The phone is the one of the most important features of handset included phone plans. There’s a huge variety of handsets available on the market with different features, capabilities, and at different prices. Everyone will have their own preference and will want different things from their phone. Compare the handsets based on what you need from them.
  • Cost per billing cycle. Always make sure you compare the cost per billing cycle. That is, the cost you pay each month for your postpaid plan or the amount you will be purchasing in credit. Figure how much you can afford to pay per billing cycle and compare plans accordingly. Another good trick is to look at the minimum cost of the postpaid plan. This is the minimum cost you must pay, regardless of whether you are using the phone and the plan during that time.
  • Data. Each phone plan comes with a different amount of data, usually between 100MB to 5GB per month. If you are someone who uses the internet on their phone often, look for a phone with a high data allowance. Alternatively, if you don’t use data at all, you could save money by selecting a phone with no or a low amount of included data.
  • Excess data and its charges. It’s also important to be mindful of excess data charges. Make sure you check out the excess data charges for each plan and find one that doesn’t excessively charge you.
  • Network. Every phone carrier has different network coverage. Do your research and check out the quality of the network for each phone carrier and compare the plans available based on this. Also, look out for the data network and see if the carrier has 4G available.
  • Service quality. During the purchasing process or throughout the duration of your plan, you will probably need assistance and service at one point or another. Each carrier has different service quality levels so if this is something that’s important to you, make sure you compare service quality.

Pros and cons of handset included phone plans


  • Potential cost savings. Pairing up your SIM with a handset has the potential for huge cost savings. For example, if you’re paying $25 repayments for your phone every month, over 24 months this is only $600 for the phone compared to say $800 to purchase a new phone outright.
  • New phone. Handset included phone plans also give you an opportunity to spoil yourself and get a brand new phone without breaking the bank.
  • Pay off your phone per month. With postpaid handset included plans, you typically don’t have to pay anything upfront and you can pay off your phone per month. If you are someone who doesn’t have the money for a new phone upfront, this is a way for you to get a new handset.


  • Not many prepaid options. If prepaid is what you’re looking for, there are not many prepaid handset included plans available. Also, you may find it difficult to get the latest phone in a prepaid handset included plan.

Things to avoid watch out for

In some cases, purchasing your handset separately to your plan can end up being more affordable. This is especially the case for people who don’t use their phone often, as the majority of your monthly payment is for the usage of your phone. Make sure you calculate the cost of purchasing the phone outright and paying for usage separately as opposed to the cost of having your handset included. Remember to include your phone’s depreciation into the calculations.

Frequently asked questions

  • What handsets are available for handset included plans? This really depends on the service carrier. Usually most newer handsets are available for handset included plans but some may not be.
  • How much would I be paying in phone payments each month? This varies depending on the handset that is included and your plan. Higher value plans have $10 phone payments each month. Most handset payments typically vary between $5 to $30 each month.
  • What is usually included in a handset included plan? A handset included plan will typically include a phone, call minutes, SMS/MMS and data.
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