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The Unity Bank Visa Credit Card charges a low introductory rate that stays in place for the first 6 months, and it then starts charging a low ongoing rate. If you use this card suitably, you can get up to 55 interest-free days on all purchases. You don’t have to pay any annual fee for the first year, and subsequent years attract a nominal annual fee.
7.99% p.a.
Balance transfer rate
for 6 months
7.99% p.a.
Purchase rate
for the first 6 months (reverts to 9.99% p.a.)
$0 p.a.
Annual fee
for the first year ($60 p.a. thereafter)
55 days
Interest free period
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Product Name | Unity Bank Visa Card |
---|---|
Balance transfer rate | 7.99% p.a. for 6 months |
Balance transfer revert rate | Cash Advance Rate (9.99% p.a.) |
Purchase rate | 7.99% p.a. for 6 months, reverts to 9.99% p.a. |
Annual fee | $0 annual fee for the first year ($60 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 9.99% p.a. |
Min credit limit | $1,000 |
Max credit limit | $30,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Annual fee | $0 annual fee for the first year ($60 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Foreign currency conversion fee | 3% |
Additional cardholder fee | $0 |