Missed out on rate protection for your health insurance?

Richard Laycock 5 April 2017 NEWS

Blond woman lying on floor and using laptop

Here are 13 health insurance deals, discounts and incentives to make you feel better about it.

Did you lock in your health insurance premiums before they were raised on 1 April 2017? If not, all is not lost. While you may not be able to make big savings by beating the price rise, there are still ways for you to save.

This month you can score yourself various deals ranging from bonus flybuys points and premium waivers to gift cards and waived extras waiting periods.

We've scoured the Internet and reviewed the deals available on a variety of fund's websites to see what's on offer in April. Below is what we've found.

Fund April 2017 deals
  • The offer: Earn up to 70,000 flybuys points and get a maximum of $200 off cover
  • Conditions: Take out a hospital and extras policy with ahm on or before 27 April 2017 and, depending on the policy you choose, you can save up to $200 and earn up to 70,000 flybuys points. Check our discounts page for the full terms and conditions.
CUA
  • The offer: A $100 EFTPOS gift card and your first month free
  • Conditions: Take out a hospital and extras policy with CUA before 30 June 2017 and you can score yourself a $100 gift card and your first month of cover free. Check the CUA website for the full terms and conditions.
Doctors' Health Fund (Restricted fund)
  • The offer: Your choice of a $300 Westfield XS EFTPOS gift card or a $300 Escape Travel card
  • Conditions: New members who take out hospital and extras cover before 30 June 2017 will receive their choice of either a $300 Westfield XS EFTPOS gift card or a $300 Escape Travel card. Check the Doctors' Health Fund website for the full terms and conditions.
  • The offer: No waiting periods for extras
  • Conditions: Join GMHBA on a combined cover policy on or before 30 April 2017 and GMHBA will waive the waiting periods for any extras services for new members. Check our discounts page for the full terms and conditions.
  • The offer: Get a bonus $50 cash card
  • The offer: Rebel eGift card
  • Conditions: Take out a combined hospital and extras policy with Medibank and you could receive a $150 Rebel eGift card on a singles policy and up to a $300 eGift card on a couples or family policy. While stocks last. Check the Medibank website for the full terms and conditions.
  • The offer: 2- and 6-month extras waiting periods waived
  • Conditions: Take out a combined hospital and extras policy as a new member on or before 30 April 2017 and nib will waive all 2- and 6-month waiting periods on extras. Check our discounts page for the full terms and conditions.
  • The offer: 6 weeks free cover
  • Conditions: Join Nurses & Midwives Health on an eligible combined hospital and extras policy on or before 30 April 2017 and you'll get 6 weeks of free cover. Check the Nurses & Midwives Health website for the full terms and conditions.
  • The offer: Score a $100 gift card
  • Conditions: Available for new members who join Peoplecare on either a hospital or combination policy. Check the Peoplecare website for the full terms and conditions.
RT Health
  • The offer: Go into the draw to win an Apple Watch
  • Conditions: Take out an eligible RT Health policy on or before 30 April 2017 and you'll go into the running to win an Apple Watch. Check the RT Health website for the full terms and conditions.
St.Lukes Health
  • The offer: 2-, 3- and 6-month extras waiting periods waived
  • Conditions: Take out an eligible hospital and extras policy with St.Lukes Health as a new member on or before 30 April 2017 and you'll have your 2-, 3- and 6-month extras waiting periods waived. Check the St.Lukes Health website for the full terms and conditions.
Teachers Health Fund
  • The offer: 6 weeks free cover
  • Conditions: Join Teachers Health Fund on an eligible combined hospital and extras policy on or before 30 April 2017 and you'll get 6 weeks of free cover. Check the Teachers Health Fund website for the full terms and conditions.
  • The offer: 1 month of free cover and 2-month waiting periods waived on all extras benefits
  • Conditions: Available for new members who take out a combination policy before 30 April 2017. Check the Westfund website for the full terms and conditions.

Looking for more ways to save? Why not look for a health fund that offers a discount to members who pay their premiums annually or pay via direct debit?

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Picture: Shutterstock

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