2021 MG ZS Review

The complete MG ZS review.

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finder score: 70.40%

Avg. critics score: 70.40%
6 critics
How did we calculate this? We analysed and aggregated the scores of CarAdvice, CarsGuide, Practical Motoring and CarsExpert to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
CarAdvice71%"MG Motor Australia deserves plaudits for standing behind its product with a standard seven-year/unlimited-kilometre warranty with seven years' roadside assistance. That's industry leading (alongside Kia) and a testament to the depths of MG's belief in its new offering."Read more
CarsGuide74%"The ZST is a much more well-rounded product than its predecessor."Read more
CarsGuide60%"The MG ZS is a value-focused, practical compact SUV that offers plenty of style and a strong warranty to boot. It's more practical than plenty of popular rivals like the Mazda CX-3."Read more
Practical Motoring72%"Some might say the MG ZST isn't quite cheap enough, but at $32,490 for the top-spec Essence, it does have a few USPs that elevate it among the small SUV brigade – namely that massive sunroof and its lovely engine."Read more
CarExpert75%"Right now MG is a disruptor, offering contemporary designs, up-to-date technology and features, and efficient powertrains at prices that won't break the bank. There's also a seven-year factory warranty and seven years of roadside assist to boot."Read more
Finder"In the MG ZST, you get an attractively styled, safe, small SUV that doesn't break the bank nor skimp on technology."Read more

How does the MG ZS compare with other compact SUV models?

Name Product Number of seats Boot displacement ANCAP rating Price (from) Finder Score Read Review | Find a deal
Audi Q3
5 seats
675L
5 stars
$46,400
81.4%
Read Review
Find a Deal
on Georgie’s website
Subaru XV
5 seats
345L
5 stars
$29,240
80.75%
Read Review
Find a Deal
on Georgie’s website
MG ZS
5 seats
359L
5 stars
$21,990
70.4%
Read Review
Find a Deal
on Georgie’s website
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A comprehensive review of the MG ZS and MG ZST

MG ZS and ZST range pricing and specs

There are five different variations of the MG ZS and ZST, excluding the electric version of the ZS, called the ZS EV.

MG ZS Excite

This entry-level model starts from the attention-grabbing price of just $21,990.

For the money, you'll receive:

  • 1.5-litre petrol engine and 4-speed automatic
  • 8-inch colour touchscreen with Apple CarPlay
  • 17-inch alloy wheels
  • Synthetic leather interior trim (with contrasting stitching)
  • Leather steering wheel with multifunction controls
  • Bluetooth® phone connectivity and audio streaming functionality
  • Configurable power steering with three modes
  • Automatic headlights
  • Rear parking sensors
  • LED Daytime Running Lights
  • 6-speaker sound system with Yamaha 3D digital sound processing
  • Roof rails
  • Rearview camera

For the money, it's a pretty solid specification and undercuts the cheapest Qashqai by $7,500 and the Kia Sportage by $9,300, at the time of writing in May 2021.

MG ZS Excite Plus

For an extra $2,000, you can purchase an MG ZS Excite Plus.

The ZS Excite Plus has 17-inch two-tone machined alloy wheels, a 1.0-litre turbocharged engine and a 6-speed automatic gearbox.

In early May 2021, this trim seems to have disappeared from MG Motor's website, but it is possible dealers may still have them.

MG ZS Essence

Spending an additional $2,000 nets you the MG ZS Essence trim. The drive-away price is $25,990. This model features satellite navigation, keyless push-button starting, a panoramic sunroof and 17-inch two-tone machined alloy wheels.

MG ZST Excite

The MG ZST opens with the Excite, just like the ZS. This model starts from $29,990.

The main highlights are:

  • 17-inch two-tone machined alloy wheels
  • 1.3-litre turbocharged petrol engine and 6-speed automatic transmission
  • 10.1-inch touchscreen with Apple CarPlay and Android Auto
  • 6-speaker audio system
  • Centre armrest
  • LED headlights and tail lamps
  • MG high-gloss black grille, fog light surround, door mirrors with integrated turn signal, side sill extensions and a rear diffuser
  • Satellite navigation
  • 360-degree camera
  • Rain-detecting wipers
  • Red brake callipers
  • Keyless entry and push-button start
  • MG pilot safety suite:
    • Adaptive Cruise Control
    • Forward Collision Warning
    • Automatic Emergency Braking
    • Lane Departure Warning
    • Traffic Jam Assist
    • Intelligent Cruise Assist
    • Blind Spot Detection
    • Intelligent headlamp control
    • Rear Cross-Traffic Alert
    • Speed Assistance System

All in all, not bad for the money, though the price gap to its rivals shrinks somewhat.
Picture not described

MG ZST Essence

The MG ZST serves as the top of the range model. It costs from $32,990.

For the additional outlay, you'll receive:

  • Trim-specific 17-inch two-tone machined alloys
  • 6-way electric driver front seat
  • Front seat headrest with embossed MG logos
  • Front seat heating
  • Fully digital instrument cluster
  • Panoramic sunroof

Click on a price to compare car loans for the MG ZS.

MG ZS ExciteMG ZS Excite PlusMG ZS EssenceMG ZST ExciteMG ZST Essence
1.5-litre, 4-speed automatic, FWD: $21,9901.0-litre turbo, 6-speed automatic, FWD: $23,9901.0-litre turbo, 6-speed automatic, FWD: $25,9901.3-litre turbo, 6-speed automatic, FWD: $29,9901.3-litre turbo, 6-speed automatic, FWD: $32,990

The MG ZS is available in five different colours:

  • Dover White ($0)
  • Pebble Black ($0)
  • Sterling Silver $500)
  • Regal Blue ($500)
  • Diamond Red ($500)

On the ZST, the paint colours are:

  • York White ($0)
  • Pebble Black ($0)
  • Sterling Silver $500)
  • Brighton Blue $500)
  • Diamond Red ($500)
The above prices are drive-away prices taken from MG Motors Australia, as of May 2021.

Overview

MG Motors Australia in April 2021 outsold Audi, BMW, Honda, Isuzu Ute, Jeep, Land Rover, Lexus, Mercedes-Benz cars (and vans), Mini, Renault, Skoda, Suzuki and Volvo. The ZS outsold the Honda HR-V, the Mazda CX-30, the Nissan Qashqai, the Subaru XV and Toyota's C-HR. That's impressive.

Buyers are clearly waking up to the idea of an affordable, well-specced vehicle that has a few slight drawbacks, but many, many positives to outweigh the negatives. Externally, both the ZS and the ZST look like stylish and modern cars. Also worth looking at is MG's ZS EV, the cheapest electric vehicle in Australia that's based on the ZS, but was awarded a 5-star ANCAP rating in 2019 and can travel up to 263km on a single charge of its battery.

WebsiteProsConsNotable quote
CarAdvice
  • Impeccable road behaviour
  • Zesty, 3-cylinder turbocharged engine
  • Standard fit-out
  • Keen pricing
  • 4/5-star ANCAP rating
  • Lacks a digital speedo
  • Loud A/C system
"It's a pity that ANCAP rating will, in all likelihood, cost the MG ZS a place on the consideration set of some potential buyers, because in every other regard this really is quite an accomplished small SUV. It's affordable, packed with standard features, and finished to a standard that belies not only its price point, but also its Chinese origins."
CarsGuide
  • Progressive design
  • Noteworthy engine and gearbox
  • Specification
  • Average price
  • Half-cooked handling
  • Needs ANCAP retest
"It's especially nice to see the safety and multimedia offering improve alongside some welcome software tweaks and a notable jump in overall refinement. As always, the seven-year warranty will help to keep competitors on their toes, too."
CarsGuide
  • Value-driven
  • Practicality
  • Lengthy warranty
  • Handling compared to rivals
  • Safety equipment and ANCAP rating
"The MG ZS is a good car for those who value affordability and strong long-term ownership potential above everything else."
Practical Motoring
  • Surprisingly good road manners
  • Long warranty
  • ZST engine
  • Sunroof
  • Rear leg and foot space
  • Half-hearted ZS engine
  • Transmission lag on manual downshifts
  • Handling when pushed
"The ZST isn't a sophisticated car yet it's surprisingly pleasant to drive and live with, and offers the support of the equal-longest warranty in Australia. It's also not bad looking either, so if you're down with the fact it only comes in five colours, and like the fact it has the muscle to tackle any freeway slog in Australia, there's definitely more appeal here than you'd think."
CarExpert
  • Exterior styling right up there
  • Equipment, safety and specs
  • 1.3-litre turbo petrol performance
  • Ride comfort and handling just miss the mark
  • Flustered 6-speed auto
  • Faux vegan leather
"There's also plenty of space, safety features, and a seven-year warranty to boot. If you can stretch the budget to afford a ZST over the regular ZS, you're probably going to be a lot happier with your MG and it still represents terrific value."
Finder
  • Impressive warranty and roadside assistance
  • Premium-looking interior
  • Surprisingly forceful
  • No rear A/C vents
  • Transmission sometimes found wanting
  • Lacks steering feedback
"It may not be the most satisfying vehicle to drive, but if you are only going to be driving around the city or suburbia, the ZST looks to be some serious value."

Engine and performance

There are three engines on sale in the MG ZS or ZST.

MG 1.5-litre petrol engine

This naturally aspirated engine appears to be jointly developed by Opel (who made the last generation of Holdens), Shanghai Automotive Industry Corporation (SAIC - MG's owners), MG Motor, Shanghai General Motors (a venture between General Motors and SAIC), as well as the Pan Asia Technical Automotive Center (PATAC).

The engine has a modest 84kW at 6,000RPM and 150Nm at 4,500RPM.

MG 1.0-litre turbocharged Netblue petrol engine

This engine has a turbocharger and Netblue technology, which first debuted on the MG GS.

This small 3-cylinder petrol engine has 115kW between 5,200-5,600RPM and possesses 230Nm between 1,800-4,400RPM.

MG 1.3-litre turbocharged petrol engine

This engine has a turbocharger and a capacity of 1,349cc. The 3-cylinder petrol creates 115kW between 5,200-5,600RPM. Peak torque, of 230Nm, kicks in between 1,800-4,400RPM.

MG ZS transmissions

The MG ZS has a 4-speed automatic transmission on Excite specced models. Higher grades (Excite Plus and Essence) have a 6-speed auto. In the ZST, both the Excite and Essence models have a 6-speed auto.
Car reviewers' impressions of the MG ZS engine and transmission line-up

How do the various engines perform out on the roads at the hands of car reviewers?

A tester driving a ZS Essence (with the 1.0-litre 3-cylinder engine) described it as lively and animated. They found the torque was readily accessible and the engine was easily adequate for the weight and size of the ZS. Around town, this tester decided the ZS was in its element. The 6-speed automatic teamed up with this engine reportedly shifts gears responsively and generally does its job as you'd expect. Even at higher speeds, this car reviewer described the ZS as not having to work too hard.

Another motoring journalist, testing the MG ZST, said the small SUV's mass meant the 1.3-litre was perfectly adequate. They too found the engine was generally underworked most of the time. The whole powertrain is apparently reactive. However, they did comment that the 6-speed automatic had not won them over, as it often picked the wrong gear at inopportune times!

A third tester declared the ZST was a big improvement over the ZS. They likened its powertrain to the naturally-aspirated 2.0-litre petrol engines of rivals. They were big proponents of the automatic, saying it helped to extract maximum performance from the engine.

A fourth expert labelled the ZS engine as feeble, while the ZST was stirring. They went as far as saying it was a tremendous engine, even unexpectedly snappy and silky. They went further by exclaiming it was better than the equivalent Mercedes-Benz A-Class engine. If true, that's quite an achievement on MG's part!

MG ZS engine and transmission figures

1.5-litre NSE Major petrol1.0-litre Netblue turbo petrol1.3-litre turbo petrol
Engine typeNaturally aspirated with multipoint direct injection, 16 valvesTurbocharged with electronic multipoint direct injection, 12 valvesTurbocharged with electronic multipoint direct injection, 12 valves
Drivetrain
FWD
Engine size/displacement1,489cc999cc1,349cc
Fuel type
Petrol
Cylinders4, inline3, inline3, inline
Fuel tank capacity
48 litres
45 litres
Max power84kW at 6,000rpm82kW at 5,200rpm115kW at 5,200-5,600rpm
Max torque150Nm at 4,500rpm160Nm at 1,800-4,700rpm230Nm at 1,800-4,400rpm
Fuel consumption (combined)7.1L/100km6.7L/100km7.1L/100km
Acceleration (0-100km/h)
N/A
Emissions standard
Euro 5
Top speed (km/h)
N/A
Security
Engine immobiliser
Transmission4-speed automatic6-speed automaticAisin 6-speed automatic
Towing capacity (unbraked)
500kg

MG ZS and ZST fuel economy

Here's what the MG ZS is like on fuel.

1.5-litre NSE Major petrol

According to the Green Vehicle Guide (GVG), this engine, as fitted to the base model ZS Excite, uses the following amounts of fuel:

  • Combined: 7.1L/100km
  • Urban: 9.1L/100km
  • Extra: 5.9L/100km

Going by those figures, the GVG estimates that if you travel 14,000kms annually, two-thirds of the time in a city, you'll spend $1,536 on petrol.

1.0-litre Netblue turbocharged petrol

The smaller of the turbocharged petrol engines, found in the ZS Excite Plus and Essence, has the following fuel economy figures:

  • Combined: 6.7L/100km
  • Urban: 8.4L/100km
  • Extra: 5.7L/100km

Using the comparison conditions as above, you'd spend $1,435 on petrol per year. On paper, that means these are the most economical of the MG ZS and ZST range.

1.3-litre turbocharged petrol

The turbocharged engine bolted into the ZST uses:

  • Combined: 7.1L/100km
  • Urban: 9.8L/100km
  • Extra: 5.6L/100km

Based on the above usage criteria, theoretically, you'd spend $1,605 annually on petrol with the ZST.

Be aware of factory fuel economy figures

Carmakers have to subject their vehicles to a standardised testing procedure. This test allows you as a buyer to compare different vehicles, from different manufacturers, as they've both been through the same protocol.

However, because it's a laboratory test, the conditions are strictly controlled. On real-world roads, the mechanical condition of your car, how much weight you're carrying, the weather and traffic volumes all impact achievable fuel economy. As a result, it's quite normal to see slightly higher fuel usage than the brochures suggest.

How did the MG ZS and ZST fare on fuel then? One journalist, driving a ZS Essence, recorded a higher 0.2-litres rate of burn than the brochure claims, which is pretty good compared with some other vehicles.

Another, testing a ZST, recorded figures within 1.0L/100km of the brochure figures. That's again fairly reasonable when compared with other vehicle marques. A third motoring journalist logged fuel economy figures very close to the brochure numbers, so it seems the ZST brochure figures check out.

Handling

At the affordable end of the car segment, handling isn't always what you'd want it to be. However, it seems both the ZS and ZST outperformed the assumptions of car reviewers.

One tester, who drove the ZS, commented that its ride is the standout attribute. Evidently, they felt it was responsive, with comfortable suspension that tackles potholes and silent cops commendably. Around town, they also stated the suspension configuration worked really well.

A ZST tester summed the handling up as acceptably nimble. They observed some body roll in corners, but given this is a higher-sided SUV bodystyle, that's understandable. Even so, they added that they didn't mind it at all. According to this journalist, all-around disc brakes mean the ZST slows down in a controlled and abbreviated manner. However, the ride comfort wasn't to their taste. In their opinion, the suspension was working overtime to try and keep the ZST damped, but it was still acceptable in their eyes.

Another ZST reviewer said the highlights were the improvements made over the ZS. However, even though they said it was definitely ambitious and able to challenge its rivals, they wanted to see more done on the engineering side. Steering, in their mind, was imprecise, while the ride was labelled squishy. They wanted a firmer brake pedal response too.

A fourth reviewer came away commenting that the MG ZS wasn't as fun to drive as some of its competitors. They said MG just missed the mark on making an SUV that was still involving to drive. They did add, though, that for an SUV, handling isn't a huge concern and that the ZS does just fine.

A final reviewer, who was given a ZST, assessed the handling as predominantly good. They said it was grippy, quick turning, decently balanced and ran on reputable, branded tyres. They longed for a locally-tuned suspension set-up like Hyundai and Kia opt for.

Finder's Alex Jeffs backed these sentiments up when he test drove an MG ZST.

On different surfaces, the suspension can be quite active, but for the daily city commute, you aren't going to notice this all too much. The same can be said for the bit of body roll that occurs when cornering. All told, I can't see many reasons why the ZST wouldn't help build on MG's success.

Steering is direct, but it does lack a bit of feedback. However, it manoeuvres quite well with grippy Michelin tyres that come as standard.

Interior and equipment

MG is gunning for established rivals in the SUV segment. It's offering a lot of equipment and tech, for not a lot of coin.

There are a total of four trim grades (as of May 2021, when MG removed the ZS Excite Plus) across the MG ZS and ZST. Both models now have two specifications each, Excite and Essence.

What did car reviewers think of the MG ZS interior?

It seems all the MG ZS testers were given Essence-specced press cars. This is a higher spec than the Excite model below it. Studying their impressions, we came away with the notion that they were pretty impressed.

One reviewer said the car will exceed your expectations. The testers judged the interior as sophisticated, exceeding its price point and with a very high standard of equipment and materials employed throughout. The infotainment system is reportedly designed well and has a crisp appearance. A special mention was made of the reverse camera distance readout that appears once you're within a metre of an object. The synthetic leather attracted high praise all around. In the back seats, testers said there was adequate space for two average-sized humans. They did think that sandwiching in a third tall person would make things overly cramped back there. This reviewer also knocked the cabin back for the loud A/C system, which operates satisfactorily, but seems to make a noticeable noise as it switches on and off. They also longed for a digital speedometer.

A second motoring journalist felt the interior build quality was perfunctory at best and variable. They noticed some interior plastic trim pieces can wobble, adding that they didn't get the sense the interior was well assembled, at least on their press cars. They also knocked the ZS down for lacking steering wheel reach adjustment and commented on what they described as less than stellar sound quality from the 6-speaker audio system. This reviewer went on to say there could be more interior storage pockets and wished some of the stowage areas present were larger.

Practicality wise, the MG ZS performed well in the eyes of reviewers But, they did pick up on the fact that you can't fold the rear seats flat and that there is a deep load lip you have to lift luggage over.

What's the MG ZST like inside?

It seems the ZST is considered broadly as a step forward over the ZS. The only fault one tester could pick with the layout for the driver was the omission of steering reach adjustment. The same reviewer also griped that the touchscreen was positioned 25-50mm from where they'd want it to be.

They poured praise on the number of USB ports (five in total), calling out the genius inclusion of one plug specifically for dash cams. However, the same tester said the interior wasn't hugely pioneering, but that it was neat-looking, sensible and practical. Specifically called out was the all-round visibility, which can be hampered by the design trend of chunky C pillars, but this evidently isn't the case on the ZST.

One reviewer applauded the ZST's larger 10.1-inch touchscreen. They really liked the Essence specification, which has a digital dash that was so often yearned for with the older ZS.

The extra safety tech, such as MG Pilot, on the ZST, was more than welcome. Other areas that lost points for the interior, in the opinion of car journalists, were a lack of rear air vents (typical of the lower-end models) and the carbon-effect trim-pieces.

On the topic of comfort, most reviewers said the ZST was satisfactory. While reviewers felt there was enough leg, head and foot room in the back, the seatbacks are apparently too reclined, with a slab-bottom that doesn't make it hugely comfortable.

Testers' thoughts suggested the sound quality was better on the audio system in the ZST.

Overall, the MG ZST's interior appears to score well with car experts, while the ZS did okay.

Reading through the specifications below, you'll see that the MG ZS and ZST are specified to attract buyers, with heaps of equipment and tech for a very modest purchase price.

MG ZS and ZST safety, security and driver assists

ZS ExciteZS Excite PlusZS EssenceZST ExciteZST Essence
ANCAP rating444Not testedNot tested
6 Airbags
ABS with Electronic Brake Force Distribution
Emergency Brake Assist (EBA)
Electronic Stability Program (ESP)
Active Cornering Brake Control (CBC)
Side-impact front door absorbent padding
Pre-tension and load-limiting front seat restraints
Front and rear seatbelt warning indicator lights
Hill Launch Assist
Rear child seat anchors
Auto accident door unlock
Auto hazard lights emergency braking
Ultra-high tensile bodyshell
Intrusion minimising and collapsible steering column
Immobiliser
Internally-operated central locking
Delayed automatic locking
Auto door locking and boot (when vehicle is moving)
Open door warning
Anti-theft alarmCheckingCheckingChecking
Remote control central locking
Rear parking sensors
Rearview camera✖️✖️
360° surround view✖️✖️✖️
LED "London Eye" Daytime Running Lights
Front and rear fog lights
Intermittent windscreen and rear wiper
Automatic headlight illumination system
Follow me home delayed headlight illumination
Rain-sensing wiper✖️✖️✖️
Tyre Pressure Monitoring System
Day/night rearview mirrorN/AN/A
Keyless entry and push-button start✖️✖️
MG Pilot System:
  • Adaptive Cruise Control
  • Forward Collision Warning
  • Automatic Emergency Braking
  • Lane Departure Warning
  • Traffic Jam Assist
  • Intelligent Cruise Assist
  • Blind Spot Detection
  • Rear Cross-Traffic Alert
  • Intelligent headlamp control
  • Speed Assistance System
✖️✖️✖️
Speedometer with digital odometer✖️
Virtual instrument cluster✖️✖️✖️✖️
Trip computer
Electronic power steering mode adjust

MG ZS and ZST interior and comfort features

ZS ExciteZS Excite PlusZS EssenceZST ExciteZST Essence
6-speaker audio system with Bluetooth®, USB and 3D digital audio sound processing by Yamaha✖️✖️
6-speaker audio system with Bluetooth®, USB and "Sound effect"✖️✖️✖️
Electric windows with driver one-touch
Height-adjustable steering wheel
Power-operated door mirrors✖️✖️
Power-operated door mirrors with heating✖️✖️✖️
Speed-related volume control
Heated front seats✖️✖️✖️✖️
6-way power-adjustable driver's seat✖️✖️✖️✖️
8-inch colour touchscreen with Apple CarPlay✖️✖️
10.1-inch colour touchscreen with Apple CarPlay and Android Auto✖️✖️✖️
Steering wheel audio controls
Satellite navigation✖️✖️
Front door storage bins with bottle holders
Twin front cupholders
Front seat back map pockets
Courtesy and boot lights
Removable boot security cover
Front map reading lights
Driver and passenger sun visors, with vanity mirrors
Leather-trimmed steering wheel (with contrast stitching and perforations)
Premium trim gear knob with alloy-effect highlight✖️✖️
Premium trimmed gear knob with MG badge✖️✖️✖️
Synthetic leather interior trimming for doors (with contrast stitching detail)
12V accessory plug in centre console
2 x lower front console USB ports✖️✖️✖️
Rearview mirror with USB port✖️✖️✖️
Rear 2 x USB ports✖️✖️✖️
Satin chrome door handle, air vents and steering wheel highlights
Electric A/C
Pollen filter
Panoramic glass sunroof with sunshade and anti-trap✖️✖️✖️
60/40 rear seats
Multi-tier rear floor
PU and PVC seating

MG ZS and ZST exterior highlights

ZS ExciteZS Excite PlusZS EssenceZST ExciteZST Essence
17-inch Turbine alloy wheels✖️✖️✖️
17-inch two-tone machined alloy wheels✖️✖️✖️✖️
17-inch two-tone alloy wheels type J05F✖️✖️✖️✖️
17-inch two-tone alloy wheels type J05E✖️✖️✖️✖️
MG grille with chrome surround and satin silver inlay highlight✖️✖️
MG high-gloss black grille✖️✖️✖️
Chrome finish fog light surround✖️✖️
High gloss black finish fog light surround✖️✖️✖️
Body-colour door mirrors with integrated turn signal✖️✖️
High-gloss black door mirrors with integrated LED indicators✖️✖️✖️
Body colour door handles✖️✖️
Body colour door handles with chrome highlights✖️✖️✖️
Rear spoiler
Side sill extensions with chrome highlights✖️✖️
Side sill extensions in high-gloss black✖️✖️✖️
Metallic paintOptionalOptionalOptionalOptionalOptional
Chrome side trim
Roof rails
Projector halogen headlamps with manual height adjustment✖️✖️
LED headlight with manual height adjustment✖️✖️✖️
Front and rear fog lights
LED "London Eye" Daytime Running Lights
3D effect tail lights✖️✖️
LED tail lights✖️✖️✖️
Heated rear glass

Verdict

Looking at the ZS and ZST, you'd think MG is running a permanent EOFY sale and adding a mate's rate discount on top. The ZS is seriously affordable, while the ZST still delivers a big bang for your buck. It seems the ZST is really a jack of all trades kind of car. It looks good, is specced well, drives nicely and is acceptably practical.

The letdowns are few and far between. But, there's that inescapable 4-star ANCAP rating for a start. And fuel economy isn't anything to write home about. Some of the testers raised minor concerns with the interior build quality, but you have to remember that this is a budget SUV. When viewed from that context, it's an attractive proposition and you should at least test drive one if you're looking for a family SUV to see how it measures up.

You shop around for cars, so don't forget to do it for car loans and insurance! You could save hundreds of dollars for just a few moments of legwork!

Compare some options to finance a MG ZS

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

*Special Offer: New loan applications approved and funded through Finder will get the $595 establishment fee waived off. Offer ends on 30 June 2021. Eligibility criteria, fees and T&Cs apply.


You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

*Special Offer: New loan applications approved and funded through Finder will get the $595 establishment fee waived off. Offer ends on 30 June 2021. Eligibility criteria, fees and T&Cs apply.


Credit Concierge Car Loan
From
3.35%
(fixed)
4.41%
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
CarClarity Car Loan
From
3.35%
(fixed)
4.95%
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
RACQ Bank Car Loan Special
5.49%
(fixed)
6.16%
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
SocietyOne Car Loan
From
5.95%
(fixed)
5.95%
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From
2.85%
(fixed)
4.39%
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
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Compare up to 4 providers

Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. Also, get up to $200 for damaged or stolen groceries. Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you. Get $75 online discount + $100 gift card when you purchase by 11 July 2021. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost plus you will get 15% discount on first year's premium when you take out a policy online. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. Plus you can also earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.
PD Comprehensive
Optional
Agreed
Finder's summary: PD comprehensive car insurance policy lets you buy, manage, and start your claims process online. It includes cover for emergency repairs up to $500 and free windscreen chip repair. Ability to customise your extras cover. New policyholders can enjoy 15% off on their first year's premium. T&Cs apply.

Who it might be good for: Those with low claims history and the only driver.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 Award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement. You can also save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
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Pictures: MG Motor

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