2021 MG HS Review

A comprehensive review of the 2021 MG HS range

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finder score: 75.80%

Avg. critics score: 75.80%
6 critics
How did we calculate this? We analysed and aggregated the scores of CarAdvice, CarsGuide, CarsExpert and WhichCar to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
CarAdvice78%"The MG HS is a significant step forward for the brand in Australia, and it isn't just about the sharp pricing. It is a compelling competitor in the medium-SUV segment."Read more
CarsGuide (PHEV)76%"This car proves how hybrid drivetrains can improve a model, and while some handling and calibration issues persist, it's hard not to feel like this car is a leap above its petrol counterparts."Read more
CarExpert72%"The MG HS certainly looks the goods, and there's a good amount of features and tech to keep established rivals honest."Read more
CarExpert (PHEV)81%"Like the ZS EV, the HS Plug-In Hybrid undercuts key rivals in Australia and, in true challenger brand fashion, comes fully loaded. It also has an attractive, spacious interior that uses quality materials."Read more
WhichCar72%"The MG HS is an attractive, value-packed medium SUV that offers a host of features, premium feel interior and perky turbocharged engine."Read more
Finder"Sharp pricing and a solid list of inclusions, not just on the HS Excite, but across the range means you truly do get a lot for your money."Read more (non-hybrid)
Read more (hybrid)

How does the MG HS compare with other compact SUV models?

Name Product Number of seats Boot displacement ANCAP rating Price (from) Finder Score Read Review | Find a deal
Mazda CX-5
5 seats
442L
5 stars
$27,890
83.25%
Read Review
Find a Deal
on Georgie’s website
Toyota RAV4
5 seats
542L
5 stars
$30,640
82.75%
Read Review
Find a Deal
on Georgie’s website
Kia Sportage
5 seats
466L
5 stars
$29,490
79.5%
Read Review
Find a Deal
on Georgie’s website
Hyundai Tucson
Green Company
Hyundai Tucson
5 seats
488L
5 stars
$29,640
79%
Read Review
Find a Deal
on Georgie’s website
Nissan X-Trail
7 seats
565L
5 stars
$27,990
76.25%
Read Review
Find a Deal
on Georgie’s website
MG HS
5 seats
463L
5 stars
$29,900
75.8%
Read Review
Find a Deal
on Georgie’s website
Jeep Cherokee
5 seats
412L
5 stars
$37,950
74.8%
Read Review
Find a Deal
on Georgie’s website
Honda CR-V
5 seats
522L
5 stars
$28,290
74.5%
Read Review
Find a Deal
on Georgie’s website
Mitsubishi Outlander
7 seats
1,410L
5 stars
$28,750
73.75%
Read Review
Find a Deal
on Georgie’s website
Renault Koleos
5 seats
458L
5 stars
$29,990
73.25%
Read Review
Find a Deal
on Georgie’s website
Mitsubishi ASX
5 seats
393L
5 stars
$23,490
71%
Read Review
Find a Deal
on Georgie’s website
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Compare up to 4 providers

A comprehensive review of the MG HS and MG HS PHEV

MG HS and HS range pricing and specs

There are 7 different HS grades sold in Australia. Prices start with a drive-away cost starting from $29,990 and going all the way to $42,990.

MG HS Core

The MG HS range kicks off with the Core, which has a drive-away price from $29,990.

Features include the following:

  • 1.5-litre turbocharged petrol engine and 7-speed twin-clutch gearbox
  • 10.1-inch touchscreen
  • Apple CarPlay and Android Auto
  • 17-inch alloy wheels
  • MG Pilot Driver safety suite
  • Front, front-side and full-length curtain airbags
  • Rear-view camera
  • Rear parking sensors
  • Height-adjustable driver's seat
  • Adaptive cruise control
  • LED daytime running lights
  • Cloth seats

That's a well-rounded specification for a reasonable price.

MG HS Vibe

For an extra $1,000 (drive-away cost of $30,990), you can buy the HS Vibe.

On top of the HS Core spec, the Vibe has the following:

  • Shark fin antenna
  • Leather steering wheel
  • Heated, power door mirrors
  • Front fog lights
  • Keyless entry
  • Leather-appearance seats
  • Climate-controlled console in front
  • Silver roof rails

MG HS Excite

Moving up to the $34,990 Excite spec brings the following:

  • 18-inch diamond-cut alloy wheels
  • Satellite navigation
  • Continuous LED indicators
  • Sports pedals
  • Electric tailgate
  • Adjustable ambient lighting
  • Super Sports mode

MG HS Excite X

Stepping up to the $37,990 Excite X unlocks the following:

  • AWD
  • 2.0-litre turbocharged petrol engine and 6-speed twin-clutch transmission
  • Rear seat reading lights

MG HS Essence

The HS Essence builds upon the Excite X, but it has a 1.5-litre turbocharged petrol and a 7-speed automatic transmission. The drive-away price is from $38,990:

  • Leather sports seats
  • 360° camera
  • Front-seat heating
  • Panoramic stargazer sunroof
  • 6-way, power-adjustable driver's seat
  • 4-way, power-adjustable passenger seat
  • Welcome light

MG HS Essence X

The HS Essence X is an AWD version of the HS Essence, with a drive-away price from $42,990.

Key features include the following:

  • 2.0-litre turbocharged petrol engine and 6-speed dual-clutch transmission
  • AWD

MG HS PHEV Essence

The Plug-in Hybrid HS is called HS PHEV Essence and has a drive-away price from $46,990. The hybrid HS is front-wheel-drive.

Standout features include the following:

  • 1.5-litre turbocharged plug-in hybrid
  • 12.3-inch virtual cockpit
  • 10.1-inch touchscreen
  • Apple CarPlay & Android Auto
  • 360° camera
  • Heated front sports seats in leather
  • 10-speed electronic drive unit (EDU) transmission
  • 6-way, power-adjustable driver's seat
  • Panoramic stargazer sunroof
  • Soft-touch cabin materials
  • MG Pilot active safety

Click on a price to compare car loans for the MG HS.

HS CoreHS VibeHS ExciteHS Excite X AWDHS EssenceHS Essence X AWDHS Essence PHEV
1.5-litre, 7-speed automatic, FWD: $29,9901.5-litre, 7-speed automatic, FWD: $30,9901.5-litre, 7-speed automatic, FWD: $34,9902.0-litre, 6-speed automatic, AWD: $37,9901.5-litre, 7-speed automatic, FWD: $38,9902.0-litre, 6-speed automatic, AWD: $42,9901.5-litre, 10-speed automatic, FWD: $46,990

The MG HS Core is available in 3 colours:

  • York White ($0)
  • Black Pearl Metallic ($700)
  • Surfing Blue Metallic ($700)

On the HS Vibe and up, MG also offers buyers these additional colours:

  • Phantom Red Metallic ($700)
  • New Pearl White Metallic ($700)

On the special edition Essence Anfield MG HS, you can choose between New Pearl White Metallic and Black Pearl Metallic at no cost.

The above prices are drive-away prices taken from MG Motors Australia, as of June 2021 – they may include offers.

Overview

MG's HS is a convincing mid-size SUV. It offers undeniable value, a well-designed interior, ample practicality and is a genuinely attractive car from the still fledgling brand. Car reviewers found a few minor imperfections, but overall, the HS looks like it would be a good family car or an ideal daily driver SUV. As a cherry on top, you get a 7-year, unlimited KM warranty. The PHEV variant is a compelling hybrid SUV that could prove a very cost-effective model to own. The hybrid HS has a 5-year, unlimited KM warranty (and an 8-year, 160,000km battery warranty).

If you're looking to buy a mid-size SUV, at least give the MG HS a test drive – you may be surprised by it as much as the motoring journalists were!

WebsiteProsConsNotable quote
CarAdvice
  • All-round quality feel
  • Well-insulated and executed cabin
  • Undeniable value and warranty
  • Small engine capacity for class
  • Noticeable torque hollow when accelerating from 0km/h
  • Infrequent transmission foibles
"If you're on a budget that won't extend to a new SUV from the established players, you should be considering a new MG HS; there's no doubt about that. And even if you're not on a tight budget, if you test-drive an HS and it meets your expectations, I certainly wouldn't be afraid to recommend you buy one. We're absolutely looking forward to pitting it against the segment leaders. I think the results might be surprising."
CarsGuide (PHEV)
  • Best HS model
  • Energy efficiency
  • Spectacular value for money
  • Software lag
  • Rivals handle better
  • Warranty stepdown
"I'll also aim some criticism at the software and some interior materials, but fundamentally this is a compelling hybrid SUV option, which continues to tick a lot of boxes at a price that will encourage further adoption of electrified vehicles in Australia."
CarExpert
  • Good looker
  • Specification and equipment
  • Handling and noise insulation
  • 2.0T AWD could be better
  • Real-world fuel economy
  • Better options at same price point
"There's a solid foundation here, though, and some recalibration of the transmission could solve most of the problems we experience.

With that said, I don't think I'd be recommending the Excite X to anyone over any Korean or Japanese rival, as the value equation in this specification is lacking."

CarExpert (PHEV)
  • Power kicks in evenly
  • Pricing undercuts rivals
  • Specification
  • Roomy passenger cabin
  • Warranty isn't as long as rest of HS range
  • Hefty steering
  • Infotainment system could be improved
"On the road, it offers a competitive amount of all-electric range, a smooth transition between petrol and electric power, and plenty of passing power."
WhichCar
  • Price
  • Active safety assists
  • Interior material quality
  • Eager turbo engine
  • Ride dynamics and handling isn't at same level as rivals
  • Faffy touchscreen layout
"The Vibe and Excite are excellent value for around the $30,000 mark, but we reckon the Excite has more than enough extras to justify the additional cost."
Finder
  • Priced to sell
  • Impressive standard inclusions
  • Punching above its price bracket
  • Slightly underpowered 1.5-litre
"In this segment, it really isn't about sportiness. SUV consumers want comfort. The Excite delivers here, making sure the ride remains comfortable even when faced with bumps and potholes."

Engine and performance

There are three different engines available for the MG HS: a 1.5-litre turbo petrol, a 2.0-litre turbo petrol and a 1.5-litre turbo PHEV.

MG HS 1.5-litre petrol engine

This 4-cylinder turbocharged petrol engine has a capacity of 1,490cc. The maximum power of 119kW arrives at 5,600rpm, while peak torque measures 250Nm @ 4,300rpm.

MG pairs this engine with a 7-speed, dual-clutch automatic transmission.

MG 2.0-litre turbocharged petrol engine

The larger 2.0-litre turbocharged petrol engine comes installed in the AWD MG HS models. Power is higher, measuring 168kW @ 5,300RPM. Torque is also higher than the smaller 1.5-litre, with a peak torque of 360Nm kicking in at 4,000RPM.

This engine is bolted to a 6-speed dual-clutch automatic gearbox.

MG 1.5-litre turbocharged plug-in petrol engine

The hybrid engine has a capacity of 1,490cc. Peak power of 119 kW matches that of the standard 1.5-litre but is available at a slightly lower level of revs – 5,500rpm. The 250Nm of torque matches the non-hybrid exactly, also peaking at the same point – 4,300rpm. However, the onboard hybrid motor produces up to 90kW and 230Nm, meaning the PHEV should be quite perky.

The PHEV MG HS has a slightly unique transmission. It has a 6-speed automatic gearbox, but also a 4-speed electric motor. MG describes the combo as a 10-speed EDU (electric drive unit) transmission. Alex Jeffs says this makes the PHEV effectively have 10 gears.

Car reviewers' impressions of the MG HS engine and transmission line-up

Let's assess the findings of car reviewers. Testers who drove the 1.5-litre MG HS felt the engine was smooth and composed. Once again, turbo lag was observed. It was described as free-revving and possessing adequate power levels on the road. One tester said you had to jab the accelerator a bit more to get it going. Alex Jeffs suggested the HS would make a great city runabout.

The 2.0-litre turbo petrol, as fitted to the AWD MG HS, according to reviewers, isn't a performance engine. A reviewer who drove an AWD MG HS decided it was a little undercooked and could be more polished. They concluded the transmission was laggy and changed gears noticeably. They also judged the acceleration as jerky and prone to staggering. They said it was rather unappealing.

The hybrid caught reviewers unawares. They said it was smooth, refined and hushed at different speeds. They assumed the electric motor helped even things out, saying the gear changes were almost imperceptible. They suggested that the hybrid engine improved the model overall.

MG HS engine and transmission figures

1.5-litre turbocharged petrol2.0-litre turbocharged petrol1.5-litre turbo petrol PHEV
Engine typeTurbocharged with electronic multipoint direct injection, 16 valvesTurbocharged with electronic multipoint direct injection, 16 valvesTurbocharged with electronic multipoint direct injection, 16 valves
DrivetrainFWDAWDFWD
Engine size/displacement1,490cc1,995cc1,490cc
Fuel type
Petrol
Cylinders
4, inline
Fuel tank capacity
55 litres
N/A
Max power119kW at 5,600rpm168kW at 5,300rpm119kW @ 5,500rpm (90kW electric motor)
Max torque250Nm at 4,400rpm360Nm at 4,000pm250Nm at 4,300rpm (230Nm electric motor)
Fuel consumption (combined)7.3L/100km9.5L/100km1.7L/100km
Electric-only range (WLTP)--63km
Acceleration (0-100km/h)
N/A
Emissions standard
Euro 5
Top speed (km/h)
N/A
Security
Engine immobiliser
Transmission7-speed automatic6-speed automatic10-speed EDU automatic
Towing capacity (unbraked)
750kg

MG HS and HS PHEV fuel economy

Here's how much fuel the MG HS and MG HS PHEV use on paper.

1.5-litre turbo petrol

We use the Green Vehicle Guide as the source for our fuel economy figures. Here's what the official fuel use is for the 1.5-litre turbo petrol:

  • Combined: 7.3L/100km
  • Urban: 9.2L/100km
  • Extra: 6.2L/100km

If you were to drive an MG HS for a year, travelling 14,000kms, the GVG estimated fuel costs would be $1,568 (if you drove 66% of the time around town).

2.0-litre turbocharged petrol

The larger 2.0-litre turbo petrol is fitted to AWD HS models and the fuel economy is as follows:

  • Combined: 9.5L/100km
  • Urban: 13.1L/100km
  • Extra: 7.5L/100km

Based on the above driving conditions, fuel is estimated to cost $2,147 per year.

1.5-litre turbocharged petrol hybrid

Unsurprisingly, the hybrid is the most economical MG HS SUV:

    • Combined: 1.7L/100km
    • Urban: 5.8L/100km (from the brochure)
    • Extra: N/A

Fuel costs are estimated at $806, but no extra-urban fuel economy figure was available.

Fuel economy figures: Good for comparing
Carmakers have to put their vehicles through regulated testing procedures to determine standardised fuel economy figures. That's fine, but these tests take place under tightly controlled conditions that are designed to resemble real-world driving as best as possible, but do not always reflect true fuel economy.However, you can use them as a way of comparing vehicles from different manufacturers.

How much fuel did the MG HS burn on actual public roads?

1.5-litre turbo petrol

One reviewer found that this engine was pretty good on fuel. They were able to match the brochure figure of 7.3L/km. Driving an Excite, Finder's Alex Jeffs logged between 9.1 and 9.2L/100km. This isn't abnormal since many cars prove to use 1.0L/km higher on average than the brochure figures.

2.0-litre turbo petrol

One journo testing this model said it was a little thirsty and bettered by some rivals in the same segment. Obviously, this fuel usage is amplified by in-town driving.

1.5-litre turbo petrol PHEV

As a hybrid, clearly, the PHEV is going to use the least amount of fuel. One reviewer noted it used a little more than the brochure figures, but that it was nicely balanced and delivered an acceptable trade-off between economy and performance. Another journalist drove a pre-production model and seemed to echo the findings of the first tester.

Handling

This is a critical area where the MG HS could become unstuck. In reality, it seems that the SUV manages to keep generally composed. One tester said the MG HS AWD equaled competitors. The same reviewer thought the MG HS SUV managed to stay unruffled, even at higher speeds. This journo also determined the brakes and steering were decent.

Another reviewer described it as the best Chinese-made car up to press, but they held the opinion that it wasn't as good as some of its rivals. However, the same tester judged it was better than the MG GS SUV model that came before it. Still, another commented that the HS outshone the Outlander and had a forgiving and relenting ride.
For the PHEV, it seems things are a different story altogether. One motoring expert said the PHEV excelled at high speeds on long, twisty rural roads. Another HS PHEV reviewer found it was considerably better than they were expecting. They summed the suspension set-up as biased for comfort. Around town, they found it a little unsettled by potholes, but generally, the PHEV is soft and accommodating.

Interestingly, it is worth mentioning that one writer confessed they had to really push the HS to get it to feel unsettled. For the majority of drivers, who are just going about their day-to-day trips without too much urgency, the HS should serve them well.

In summary, it seems the HS isn't the best in class for handling, but for the money, it responds admirably. The MG HS was perhaps best evaluated by one journo who said that any hang-ups they had were very trivial.

Interior and equipment

What did car reviewers think of the MG HS interior?

The general levels of equipment were the most commonly praised selling point of the HS. However, quite a few of the reviewers also enjoyed the way the cabin was designed and manufactured. They picked up on a note of quality, which is underscored by effective noise insulation, crisp high-resolution displays and an overriding sensation of solidness. Alex Jeffs said the HS "was punching above its price-tag". Another motoring expert suggested it was actually way up the list of the best interiors in the segment.

According to journalists, the seats are comfy and supportive, rear passengers have ample room and there are sufficient charging points for today's multi-gadget car users. Nobody suggested that the value for money of the MG HS translated into a budget interior.

One minor bugbear was some thought the ergonomics of the HS could be improved upon. Particularly, the climate controls were mentioned. Several testers wanted physical switchgear for operating the climate systems rather than the screen-based route MG has taken – which apparently works after a moment of delay while it's "thinking". Also, one taller reviewer considered the driving position slightly "upright".

For the rear occupants, MG hasn't cut corners. Depending on the trim you opt for, you get adjustable seatbacks, rear air vents and dual USB charge plugs. Some more expensive rivals overlook these features. One journo went as far as labelling the rear as admirable.

Practicality wise, the boot measures 463 litres with the tonneau cover or 1,287 litres with the seats dropped down. That's about right for the SUV's size. You also get a competitive amount of storage areas.

In summary, whichever spec MG HS you go for, you should be comfortable and have everything you need close by as well as an interior that is highly practical.

MG HS and HS safety, security and driver assists

HS CoreHS VibeHS ExciteHS Excite X AWDHS EssenceHS Essence X AWDHS Essence PHEV
ANCAP rating555555Not tested
6 airbags
ABS with electronic brake force distribution
Emergency brake assist (EBA)
Electronic stability program (ESP)
Active cornering brake control (CBC)
Side-impact front door absorbent padding
Pre-tension and load-limiting front seat restraints
Front and rear seatbelt warning indicator lights
Hill launch assist
Rear child seat anchors
Auto accident door unlock
Auto hazard lights emergency braking
Ultra-high tensile body shell
Intrusion minimising and collapsible steering column
Immobiliser (rolling code)
Internally-operated central locking
Delayed automatic locking
Auto door locking and boot (when vehicle is moving)
Open door warning
Anti-theft alarm
Remote control central locking
Rear parking sensors
Rear-view camera✖️✖️✖️
360° surround view✖️✖️✖️✖️
LED "London Eye" daytime running lights
Front and rear fog lightsRear only
Intermittent windscreen and rear wiper
Automatic headlight illumination system
Follow me home delayed headlight illumination
Rain-sensing wiper✖️✖️
Tyre pressure monitoring system
Day/night rear-view mirror✖️
Keyless entry and push-button start✖️
MG Pilot System:
  • Adaptive cruise control
  • Forward collision warning
  • Automatic emergency braking
  • Lane assist system
  • Traffic jam assist
  • Blind-spot detection
  • Rear cross-traffic alert
  • Intelligent headlamp control
  • Intelligent speed assistance system
Intelligent Cruise Assist✖️✖️✖️✖️✖️✖️
Partial virtual instrument cluster✖️
12.3-inch virtual cockpit✖️✖️✖️✖️✖️✖️
Trip computer
Electronic power steering mode adjust
Spare wheel✖️
Tyre repair kit✖️✖️✖️✖️✖️✖️
Automatic headlight illumination system

MG HS and HS interior and comfort features

HS CoreHS VibeHS ExciteHS Excite X AWDHS EssenceHS Essence X AWDHS Essence PHEV
4-speaker sound system with Bluetooth and USB✖️✖️✖️✖️✖️✖️
6-speaker sound system with Bluetooth and USB✖️
Speed-related volume controls
Synthetic leather interior trim on door facings
Satin chrome door handle, air vents and steering wheel accents
10.1-inch multi-function touchscreen
Apple CarPlay & Android Auto
12V socket front
12V socket in centre console
USB ports – front1222222
USB ports – rear✖️222222
Polyurethane steering wheel✖️✖️✖️✖️✖️✖️
Leather-trimmed, multi-functional steering wheel (contrast stitching & perforated)✖️
Fabric seats✖️✖️✖️✖️✖️✖️
Synthetic leather seats✖️✖️✖️✖️
Two-tone front leather sports seats✖️✖️✖️✖️
Polyurethane & PVC seat✖️✖️✖️✖️✖️✖️
6-way, manually-adjustable driver's seat✖️✖️✖️
4-way, manually-adjustable passenger's seat✖️✖️✖️
Driver's 6-way electrically-adjustable seat✖️✖️✖️✖️
4-way, electrically-adjustable seat✖️✖️✖️✖️
Steering wheel audio controls
Paddle shift✖️✖️✖️
Premium gear knob trim
Sat-nav✖️✖️
Sporty drive mode button✖️✖️✖️
A/C✖️✖️✖️✖️✖️
Dual-zone automatic climate control✖️✖️
Rear air-conditioning vents✖️
Front centre armrest with cooling function✖️
Pollen filter
Front door storage bins with bottle holders
Front twin cup holders
Front seatback map pockets✖️
Courtesy light with delay
Boot light
Removable cargo area cover
Front map reading lighting
LED interior ambient light✖️✖️✖️✖️
Welcome lights✖️✖️✖️✖️
Front sun visors, with vanity mirrors and illumination
Illuminated glove box✖️
Sporty metal trim pedals✖️✖️
Centre console storage
Driver and front passenger seat heating✖️✖️✖️✖️
Driver's manual lumbar adjustment✖️
60/40 split-folding rear seats
Multi-tier boot floor
Rear seat angle adjustment
Rear armrest with cupholder
Electric tailgate✖️✖️

MG HS and HS exterior highlights

HS CoreHS VibeHS ExciteHS Excite X AWDHS EssenceHS Essence X AWDHS Essence PHEV
Projector halogen headlamps with manual headlight height adjustment✖️✖️✖️✖️✖️
LED headlights with manual adjustment✖️✖️
Front fog lights✖️
Rear fog lights
LED tail-lights✖️✖️✖️✖️✖️
LED tail-lights with sequential illumination✖️✖️
Heated rear window with timer
Intermittent rear wiper
Intermittent windscreen wipers
17-inch alloy wheels✖️✖️✖️✖️✖️
18-inch diamond-cut alloy wheel✖️✖️
MG grille with chrome surround and satin silver inlay, chrome side window trim
Chrome finish fog light surround✖️
Body colour door mirrors with LED turn signals
Body colour door handles
Rear spoiler
Side sill extensions with chrome highlights✖️
Shark fin antenna✖️
Wheel arch mouldings
Roof rails✖️
Panoramic glass sunroof with sunshade✖️✖️✖️✖️

Verdict

The MG HS is not an expensive car in terms of price, but many reviewers suggested it felt like a more pricey vehicle, thanks to the solid build quality and decent interior design by MG. Plus, all models (apart from the PHEV) have received a 5-star ANCAP rating. If you're in the market for a mid-size SUV, the MG HS could save you a heap of cash!

While you're here, why not compare car loans and car insurance? You could potentially save hundreds of dollars between the most costly and cheapest deals!

Compare some options to finance a MG HS

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
Credit Concierge Car Loan
From
3.35%
(fixed)
4.41%
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
CarClarity Car Loan
From
3.35%
(fixed)
4.95%
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
Heritage Bank Car Loan
4.89%
(fixed)
5.53%
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
RACQ Bank Car Loan Special
5.49%
(fixed)
6.16%
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
SocietyOne Car Loan
From
5.95%
(fixed)
5.95%
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From
2.85%
(fixed)
4.39%
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 online discount + $100 gift card when you purchase by 11 July 2021. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats.

⭐ Current offer: Get $50 cash back when you purchase online until 30 June 2021 using the code STELLA50. T&C apply.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
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Pictures: MG Motor

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