ME Mastercard – Rates and Fees

Enjoy consistent low rates for both purchases and cash advances

Important information

The ME Mastercard is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of ME credit cards here.

The ME Mastercard’s offers the same low rates for both purchases and cash advances, keeping your rates transparent. The ME Mastercard offers a variable interest rate of 12.25% p.a. making it one of the most competitive cards on the market. Furthermore, the card offers you the option of adding up to eight additional cardholders to your account at no extra cost.

Benefits of the ME Mastercard

  • Low cost and transparency. This card shares the same low rate for both purchases and cash advances With a rate of 12.25% p.a. this card offers one of the lowest variable rates in the Australian market.
  • Security and protection with the Mastercard Zero Liability. Your purchases are protected by Mastercard Zero Liability.

Features of the ME Mastercard

  • Competitive interest rates. The ME Mastercard offers a variable interest rate of 12.25% p.a. on cash advances and purchases.
  • Shopping convenience. The Mastercard PayPass feature lets you use Tap & Go for any purchases under $100. This makes paying for small personal goods faster and easier.
  • Secure purchases. Each Mastercard credit card features secure chip technology to make it more difficult for your credit card details to be copied. If you are a victim of credit card fraud, you will also be covered for unauthorised transactions by the Mastercard Zero Liability policy.
  • Online security. The ME Mastercard makes online shopping more secure with the Mastercard SecureCode. This code, known only by you and your bank, keeps transactions private and helps prevent fraudulent activity.
  • Rewards programs. The ME Mastercard gives you access to Mastercard’s Exclusive Programs such as Priceless, World and Privileges. As part of these programs, you receive exclusive offers on travel and dining experiences as well as concerts and live events.
  • Competitive annual fees. With the ME Mastercard you can sign up for just $49.
  • Replacement cards. If your card is lost or stolen while travelling the ME Mastercard can provide you with an emergency replacement card.
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2 Responses

  1. Default Gravatar
    GLENNovember 16, 2015

    if i have a credit card ,credit of $10,000 and no money is owed ,would the bank charge a late payment fee,or interest on that card even though the card still has a $10,000 balance ?.

    • finder Customer Care
      JonathanNovember 17, 2015Staff

      Hi Glen, thanks for your inquiry!

      The bank is unable to charge fees/ rates on a 0 balance. Annual fees will still apply.



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