Medibank Insurance benefits and discounts

Medibank Private Limited is Australia’s leading private health fund, providing health cover to some 3.8 million people. Their core business is underwriting and distributing health insurance policies through their two brands, Medibank and ahm and they also provide a range of integrated healthcare services and complementary services including travel, pet and life insurance.

Sign up deals with Medibank Health Insurance for October 2020

Medibank Health Insurance Deals

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Join eligible combined hospital & extras cover by 31 October 2020 for new members.

Last verified 1 Oct 2020

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Coupon code ends 1 Nov 2020

What other cover options does Medibank Insurance offer?

Travel insurance

Medibank provides four types of travel cover:

• Comprehensive. Includes 24-hour emergency worldwide assistance, overseas medical cover for hospital, accident and medical evacuation, cancellation cover for flights, accommodation and other pre-paid travel costs, cover for luggage, personal items, travel documents, credit cards and theft of cash, rental vehicle excess cover and more.
• Medical only. Includes 24-hour emergency worldwide assistance, overseas medical cover and repatriation, emergency dental expenses cover, personal liability cover and more.
• Multi-trip. Covers multiple journeys for international and domestic travel throughout the year and includes 24-hour emergency worldwide assistance, cancellation and amendment fees, cover for luggage, personal items, travel documents, credit cards and theft of cash, overseas medical cover and repatriation, rental vehicle excess cover and more.
• Australia only. Covers luggage, cancellation, travel delays/disruption and rental vehicle excess for people travelling within Australia. Includes 24-hour emergency worldwide assistance, cancellation and amendment fees, luggage and personal items, rental vehicle excess cover, additional expenses cover and travel delay expenses cover.

Pet insurance

Medibank offers three levels of cover for your pets including:

• Essential pet care (for eight weeks old and over). Pays 70% back on eligible vet bills and includes cover for accidental injury and illness, cruciate ligament, cancer, hip dysplasia, paralysis tick, emergency boarding and vet consultations and visits.
• Ultimate pet care (from eight weeks to nine years). Pays 80% back on eligible vet bills and provides comprehensive cover for accidental injury and illness, cruciate ligament, cancer, hip dysplasia, paralysis tick, emergency boarding and vet consultations and visits.
• Emergency pet care (from eight weeks to nine years). Pays 80% back on eligible vet bills and provides cover for specified high value vet expenses that generally exceed $1,000.

Income protection insurance

Medibank’s income protection insurance provides two types of cover, depending on your employment status:

• Standard cover. If you work for at least 20 hours a week in permanent paid employment or self-employment and you suffer a disability and are not able to work in your usual occupation, a monthly income benefit will be paid.
• Essential cover. If you work less than 20 hours a week, paid or unpaid, and you suffer a disability and are not able to perform certain essential day-to-day activities, a monthly income benefit will be paid.

Life insurance

Medibank’s life insurance is a flexible policy with four optional components:

• Life cover. Provides a lump sum payment of up to $2.5 million if you die or are diagnosed with a terminal illness. Includes early payment for funeral expenses, terminal illness benefits, accidental injury benefits and guaranteed renewal for life.
• Trauma cover. Provides a lump sum payment of up to $500,000 if you suffer a specified condition including a heart attack or stroke.
• Permanently unable to work cover. Provides a lump sum payment of up to $1.25 million if you suffer an accident or illness which results in you never being able to work again.

Funeral insurance

Medibank’s funeral insurance provides your loved ones with a lump sum benefit from $3,000 up to $15,000 if you die, which can be put towards the cost of your funeral or other debts and expenses. The cost of the premiums reduces by 3% every five years you hold your policy and the benefit your family receives will never be less than the premiums you pay.

What are the benefits of Medibank Insurance?

As Australia’s leading private health fund, Medibank Insurance is able to offer its members a range of health and wellbeing programs including:

• Mi Health. Health support services that include access to online health information and tools, mobile health apps and Medibank nurses on call 24/7 on a health advice line.
• Integrated Osteoarthritis Management Program. A specialised 18-week, 3-phase osteoarthritis management program which combines weight loss, lower limb muscle strengthening and pain management strategies. Run by the Healthy Weight for Life team on behalf of Medibank, it is free to all eligible members.
• Health Hub. An online health resource overseen and maintained by Australian doctors and packed with expert advice and information.

Member benefits

Medibank members also have access to an extensive range of discounts and incentives including:

• A 10% discount on funeral insurance, life insurance, pet insurance, and income protection insurance
• A 15% discount on travel insurance
• 20% off Michelle Bridges’ 12WBT weight loss program
• Up to 25% off casual Gymbetter gym visits
• Discounted tickets every Thursday at Palace Cinemas
• 15% off SRC Health pregnancy, recovery and active wear
• 15% off selected sunnies at Sunglass Hut
• 15% off Active Plus memberships at Goodlife Health Clubs

Speak to a health insurance advisor

Need help now? Enter your details for a call back about your health insurance options. An expert can help you compare up-to-date policies from eight funds to see which one is best for you.

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• 100% free expert advice
• Pay the same as going direct
• Instant advice if you call 1300 594 882

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