Mazda CX5 car loans

Learn about car loans for the best-selling SUV.


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This mid-size SUV is super popular with buyers, outselling all other competitors in 2018. Here's a quick overview of the number one SUV in Australia, including how to get a competitive car loan to buy one.

Mazda CX-5 SUV car loans comparison table

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB New Car Loan
4.99% (fixed)
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From 4.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 4.99% p. a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours. - New and Dealer Used Car Loan
From 4.67% (fixed)
3 to 5 years
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
NRMA Used Car Loan
From 6.49% (fixed)
1 to 7 years
You'll receive a fixed rate from 6.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Wisr Secured Car Loan
From 5.19% (fixed)
3 to 7 years
$195 (Includes PPSR registration and private sale fee, if applicable)
You'll receive a personalised interest rate from 5.19% p.a. to 17.69% p.a. based on your risk profile
A flexible car loan from $5,000 - $50,000 with personalised rates and rewards for strong credit customers.

Plenti Car Loan
From 4.89% (fixed)
3 to 7 years
from $249 to $799
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Credit Concierge Car Loan
From 3.99% (fixed)
1 to 7 years
You'll receive a fixed rate of 3.99% p.a. with a comparison rate of 5.08% p.a.
Get access to over 20 providers to fund a new or used car.

Stratton Finance New Car Loan
From 4.05% (fixed)
3 to 7 years
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
SocietyOne Car Loan
From 6.99% (fixed)
2 to 5 years
from 0% to 5% of the total loan amount
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From 3.95% (fixed)
1 to 7 years
$295 (Varies by lender, starting from $295)
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.

Compare up to 4 providers

Mazda CX-5: Specs and pricing

You can buy the CX-5 in front-wheel drive or all-wheel drive. For FWD models, there are two trim grades, Maxx and Maxx Sport. With the AWD, Mazda offers Maxx, Maxx Sport, Touring, GT and Akera trims.

As a compact crossover SUV model, it's decently priced. FWD Maxx CX-5s are the least costly, with a drive-away cost of $33,990. A top of the line Akera AWD CX-5 will cost you $51,235.

Transmission wise, you have the option of a six-gear manual or a six-speed auto. Mazda equips the CX-5 with either a 2.0-litre, four-cylinder petrol (115kW, 200Nm) or a more powerful 2.5-litre petrol (140kW, 252Nm) engine. The 2.0-litre looks to edge out the bigger engine on fuel use, consuming just 6.9 litres per 100km versus 7.4 litres. There's also a 2.2-litre diesel for those who want it. This is the most frugal power plant, sipping just 5.7 litres per 100km and having 140kW, while making a maximum torque of 450Nm.

Mazda CX-5 Maxx FWD

Mazda CX-5 Maxx

The CX-5 Maxx is the introductory model to both the FWD and AWD alternates. For a FWD, expect to pay from $33,990. An AWD variant will cost you $38,990.

Note: The AWD Maxx is configured as an automatic and fitted with the 2.5-litre SkyActiv-G. It also has cylinder deactivation to help improve fuel economy. It also gets a 2-litre larger fuel tank (58 litres).

Standard features on the Maxx include the following:

  • 17-inch steel wheels
  • Power-adjusting, folding mirrors (body coloured)
  • Automatic LED headlights
  • Two-speed, front rain-sensing wipers
  • Air conditioning
  • Mazda Radar Cruise Control (MRCC) with Stop & Go
  • Power windows
  • Black cloth seats
  • Rear seats with reclining function
  • Leather steering wheel, tilt and telescopic
  • Leather gear-shift knob
  • Advanced keyless push-button ignition
  • Six-speaker audio system
  • Bluetooth hands-free phone and audio capability
  • Electric parking brake with auto hold
  • Seven-inch infotainment screen
  • Internet radio integration
  • Start/stop engine
  • Apple CarPlay and Android Auto

Safety equipment includes the following:

  • Six airbags
  • Blind-spot monitoring (BSM)
  • Driver attention alert (DAA)
  • Forward obstruction warning (FOW)
  • G-vectoring control (GVC Plus)
  • High beam control (HBC)
  • Lane departure warning (LDW)
  • Lane keep assist system (LKAS)
  • Manual speed limiter (MSL)
  • Rear parking sensors
  • Rear cross traffic alert (RCTA)
  • Reverse camera
  • Smart brake support (SBS)
  • Forward and reverse smart city brake support (SCBS)
  • Tyre pressure monitoring system (TPMS)

For the money, it's a pretty decent spec list. ANCAP awarded the CX-5 five-stars in 2017.

Mazda CX-5 Maxx Sport SUV

Mazda CX-5 Maxx Sport

Maxx Sport builds upon the Maxx, with a drive-away cost of $38,740. For the extra money, you'll get the following:

  • 17-inch alloy wheels
  • Front fog lamps - LED
  • Air conditioning (dual-zone climate control)
  • Auto-dimming rear-view mirror
  • Rear seat centre armrest with USB charging plugs
  • Satellite navigation

You also get the choice of a diesel, which isn't available on the Maxx line.

Mazda CX-5 Touring SUV

Mazda CX-5 Touring

Touring marks the start of the AWD-only models, and Mazda asks $43,740 for this model.

In return, you get the following (improving on the Maxx Sport spec):

  • Heated and auto-folding power mirrors
  • Black Maztex, synthetic leather replacement/black suede
  • Advanced keyless entry

Extra safety features include the following:

  • Active drive display (head-up display)
  • Front parking sensors
  • Traffic sign recognition (TSR)

Mazda CX-5 GT SUV

Keen to learn more about the models above? Read our comprehensive Mazda CX-5 review.

Mazda CX-5 GT

The GT CX-5 starts from $48,485. It's based on the Touring spec with the addition of the following:

  • 19-inch alloy wheels
  • Power sliding and tilting glass sunroof
  • Remotely operated power tailgate (open/close)
  • Heated front seats, with the driver's seat having two-position memory and 10-way power-adjustment
  • Six-way passenger seat power adjustment
  • Black or Pure white leather
  • Premium Bose 10-speaker (counting subwoofer) sound system with 249-watt amp

Mazda CX-5 Akera SUV

Mazda CX-5 Akera

You'll need to shell out $51,235 for the top of the line Akera, fitted with a 2.5-litre petrol. For a 2.2-litre diesel, the drive-away price rises to $54,235.

Akera adds to the GT spec. Highlights include the following:

  • 19-inch alloy wheels with a Brilliant Dark finish
  • 360° surround view
  • Adaptive LED headlamps
  • Front seats with cooling function
  • Second row outer seats heating function
  • Dark Russet Nappa leather
  • Heated steering wheel
  • Seven-inch multi-information metre display
  • LED ambient lighting
  • Black headliner
  • Frameless rear-view mirror
  • Wood dashboard and door trim pieces
  • Overhead console

Why buy a Mazda CX-5?

Why is the CX-5 such a popular SUV? What are its key selling points?

  • Contemporary exterior
  • Quality interior, well assembled
  • Mazda's dealer network
  • Praiseworthy interior design
  • Active safety assists
  • Handling and ride
  • Quiet interior
  • Comfortable ride
  • Five-year, unlimited-kilometre warranty and five-year premium roadside assistance
  • Five-star ANCAP
  • Spacious

A quick car loan primer

Here's what the perfect car loan would look like:

  • A keen interest rate (lower number preferable)
  • Affordable (or no) application charges
  • Zero to minimal monthly/annual fees
  • Monthly repayments in budget
  • Little bit of give in payment scheduling, so you could pay back extra occasionally if desired

Holding each prospective loan against this list should help you weigh them up. The more of the above criteria it meets, the closer you are to a competitive car loan.

How to compare car loans for the Mazda CX-5

There are several ways to purchase a car, with varying types of vehicle finance.

This article will mainly concentrate on secured and unsecured car loans.

Secured car loans

If you compare secured and unsecured car loans, you'll see the former have lower interest rates. That's because secured car loans use the vehicle you buy as a form of collateral against the loan. The lender lodges their interest on the Personal Property Security Register (PPSR). That means if you fail to pay, they can legally recover the asset, in this case, your car. To a lender, this represents less risk, so they pay it forward by dropping the interest rate. You may also be cleared to borrow a higher figure with this type of loan.

The following are some of the downsides to secured car loans:

  • There may be conditions placed on the type and age of vehicle you buy
  • You'll likely be restricted in how you can spend the loan (just on the car, not on related/unrelated costs)

Unsecured car loan

If you want more freedom when it comes to the age and type of vehicle you buy, as well as how you spend the borrowed funds, you might consider an unsecured car loan. With an unsecured car loan, no security interest is taken in collateral. The interest rates won't be quite as juicy, but there are fewer constraints attached to the loan.

Like life, there are some downsides to an unsecured car loan. Mainly, with a higher interest rate, you'll pay more back over the loan term compared to a secured one. Likely, you'll be able to borrow less money and the criteria for applying will be more exacting.

As you do your calculations to see what you can afford, always make sure to include figures like any application/monthly fees and the interest.

Using the car loan comparison tool

We designed our car loan comparison tool to be as easy and quick to use as possible. All you need to do is select a car model, find out the drive-away price (we've included some figures above), pick the length of time you'd like to borrow the cash over and then hit calculate.

Should the monthly repayments be just beyond your budget range, think about extending the loan term. Though you'll pay more in interest, it will spread out the cost and lower the price month-to-month. As a general guide, a $30,000 car loan over three years could cost approximately $900 per month (as of January 2020), while the same loan over six years will be nearer to $500.

Finding all this car loan information confusing? Check out our simple, everyday-language guide to car loans.

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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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