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Mazda 3 insurance cost

Average cost of insuring a Mazda 3 and how it compares with other car models.

The average comprehensive insurance policy for a Mazda 3 costs $129 a month — or $1,365 a year.

Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors.

To determine our estimated cost, we aggregated quotes from 5 insurance companies using the profile below.

  • 2021 Mazda 3
  • Over 30,000 kilometres driven yearly
  • No accidents in the past five years
  • Driver located in Sydney
  • Car parked in garage at night
  • Black vehicle

About the Mazda 3

Mazda 3 Insurance Finder

The Mazda 3 has been around since 2004 and is currently in its third generation. The compact car is known for its excellent handling, strong brakes, superb fuel economy and upscale interior. There are hatchback or sedan styles available.

Insurance companies determine the insurance cost for a Mazda 3 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location.

Mazda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Mazda 3 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.


Compare insurance providers that cover Mazda 3

1 - 7 of 7
Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or market value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
ROLLiN' Comprehensive
Agreed
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
Bingle Comprehensive
Market
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Kogan Comprehensive
Optional
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $125 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan.com credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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Random Mazda Facts

  • Mazda Motor Corporation has been around since 1920 and is a Japanese automaker.
  • In 2015, Mazda produced approximately 1.5 million cars that were intended for worldwide sale.
  • Mazda entered the Australian market in 1967, a full three years before entering the American market.
  • Mazda is the only company that has produced a Wankel pickup truck.

How does the 2021 Mazda 3 compare?

A 2021 Mazda 3 starts at a base price of $25,240. With the average insurance rate at $1,365 per year, the annual insurance cost–to–base car price ratio is 5.4%.


How safe is the Mazda 3?

The Mazda 3 received a 5-Star overall safety rating from the Australiasian New Car Assessment Program (ANCAP). This small, compact car achieved a perfect 16 out of 16 score for the side impact crash test and an excellent 15.4 out of 16 score for the frontal offset crash test.

The latest model of the Mazda 3 includes blind spot monitoring with rear cross traffic alert, automatic emergency braking system and anti-lock brakes.


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