May’s 10 cheapest fixed rate home loans

Posted: 3 May 2018 12:24 pm

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Details of the home loans featured on this page were correct for 3 May 2018. Check out all our cheapest loans here

The Reserve Bank met expectations at its May meeting when it left the official cash rate untouched at 1.50%. The latest decision marks 19 consecutive meetings with inaction from the RBA.

With variable rates near record lows and the RBA predicted to keep the official cash rate on hold for the foreseeable future, you could be forgiven for thinking now is not the time to fix your home loan rate. But fixed rates aren't about taking a punt on the official cash rate. They're about security and peace of mind.

Fixed rates allow you to accurately budget for your home loan repayments. You'll have the certainty that your repayments won't change for the duration of the fixed term.

If you're looking for this kind of certainty, a fixed rate home loan could be right for you. We've searched our database to find May's 10 cheapest fixed rate home loans available through To ensure the loans we chose apply to the average borrower, we used the following criteria:

  • A minimum loan amount no greater than $250,000.
  • A maximum loan amount of $500,000 or higher.
  • A three-year fixed interest rate.

*Our cheapest fixed rate home loans round-up is a monthly regular article that features the cheapest loans in finder's database. The rates and other information in this page are correct at the time of publication and are subject to change. There May be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from's database on 3 May.

Want to compare more options? Check out all our cheapest home loans

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