Max Cash Loans

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Get a cash loan up to $10,000 even if you have bad credit

Max Cash is no longer in operation. This information is for historical records only.

Max Cash specialises in providing quick loans to individuals across Australia, and there's a simple online process by which you can apply. You can use proceeds from this loan for a variety of purposes, like paying bills or rental bonds, consolidating debts, buying a car, renovating your home, or paying medical expenses.


Maximum loan amount

Next Business Day

Turnaround time

6-12 months

Term of loan


Product NameMax Cash Loans
Minimum Loan Amount$1,600
Maximum Loan Amount$10,000
Loan Term6-12 months
Turnaround timeNext Business Day
CostsFees and charges will be set out and based on your credit score and worthiness.
Available to Centrelink Borrowers?No
  • Max Cash are now no longer in operation. The information on this page has been kept for the benefit of those who are interested.

How do Max Cash Loans work?

You have to start by completing an online application, and you can apply for any amount in between $1,600 and $10,000. The online application takes around five minutes to complete, and once you submit the application, you receive a response almost immediately. If Max Cash approves your loan, it will discuss suitable repayment options with you and present you with a loan contract in accordance. The loan term can vary between six and 12 months.

Go through the terms and conditions in the loan contract and sign the documents digitally if you find them acceptable. Once you accept the contract, Max Cash transfers the approved funds into your bank account.

After receiving your funds you have to start making repayments as per the repayment plan until you repay the loan completely.

Other cash loans you can apply for.

Whilst we don't compare this loan directly, here are some other loans that are similar.

Updated January 20th, 2020
Name Product Maximum Loan Amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $1500 Loan)
Nimble Short Term Loan
62 days to 9 months
1 hour - conditions apply
15% of loan amount + 3% of loan amount each month
Finder Exclusive: 25% discount on the establishment fee (now 15%) and monthly fee (now 3%)
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
Sunshine Short Term Loans
9-12 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
A small loan up to $2,000 that you repay over 9-12 weeks. Loans approved and funded in as little as 30 minutes. Centrelink must not be your primary income
Wallet Wizard Smart Loan (Up to 2K)
Up to 2 years
3 hours - conditions apply
Apply for up to $2,000 and be able to access your approved loan as a convenient line of credit.
Safe Financial Small Loan
22 - 52 weeks
Same day - conditions apply
Up to $2,000 - 20% establishment fee + 4% monthly.

Above $2,000 - $400 + from 8.7% to 48% APR
Borrow from $1,000 to $5,000 with same-day funding and no early repayment fees.
Fair Go Finance Small Loan
3-12 months
1 business day
Establishment fee from 10% of loan amount + monthly fee from 2%
A small loan between $500 and $2,000 that can be funded in 24 hours.
Speckle Small Loan
3 to 12 months
1 business day
10% of loan amount + 2% of loan amount each month
A small loan up to $2,000 from a lender backed by NAB. Transparent eligibility criteria and competitive costs.

Compare up to 4 providers

Features of a loan from Max Cash

Max Cash Loans come with various features, and knowing of them ahead of time can only help, so here’s what you can expect.

  • Quick and easy application process. The online application process to get a Max Cash loan is easy and takes little time. Compared to more conventional lenders, Max Cash does not require you to complete multiple forms and you don’t have to sit through in-person interviews.
  • Flexibility in loan amount. A number of payday loan providers have low maximums when it comes to how much you can borrow, but with Max Cash you can look forward to borrowing up to $10,000. The minimum you can borrow is $1,600.
  • Loan term flexibility. The loan term can have a significant effect on your repayment size, and since these loans come with loan terms between 6-12 months, you can select a loan term to suit your budget.
  • Bad credit considered. While many mainstream lenders don’t consider applications from individuals who have poor credit, this is not the case with Max Cash. You can apply for this loan with bad credit as long as you meet the eligibility criteria and have the ability to repay your loan.

What borrowing will cost

As with loans provided by other lenders, Max Cash Loans attract certain fees and charges. Max Cash follows a transparent fee policy, giving you a clear breakdown of all associated fees and charges upfront as part of the loan’s contract. There are no other hidden fees and charges you have to worry about.

Make sure you go through the offer document carefully before you sign it and check if you find all the fees and charges acceptable. You have the option of not accepting the loan contract if you don't find the terms and fees acceptable, and in this scenario you don’t have any obligations towards the loan or Max Cash.

How to apply for a loan from Max Cash

You have to visit the Max Cash website and complete an online application. There is certain eligibility criteria in place, and so borrowers need to be:

  • Over 18 years of age
  • Permanent Australian residents
  • Earning a steady source of income

The first step of the application process requires you to enter the desired loan amount, the purpose of the loan, what you plan to use as security, and your credit history. If you get through the pre-approval stage, you have to provide the following details.

  • Personal details like your name, date of birth, and driver’s license number
  • Your contact details
  • Employment-related information
  • Details about your income and expenses

Please bear in mind that it is always a good idea to compare short term loans before applying.

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