maserati_logo_feat

Maserati finance options

Are you in the market for a Maserati? Read our finance guide to help you get your dream car.

Maserati is an Italian luxury vehicle manufacturer that is currently owned by Fiat Chrysler Automobiles. It was founded in Bologna in 1914 and produces over 40,000 vehicles per year.

Maserati models available in Australia

There are currently five Maserati models available to buy in Australia, including a convertible, sports cars and an SUV:

  • Maserati Ghibli
  • Maserati Levante
  • Maserati Quattroporte
  • Maserati GranCabrio
  • Maserati GranTurismo

How much does it cost to buy and run a Maserati?

According to Redbook, the purchase prices for these popular 2018 Maserati models are as follows:

  • 2018 Maserati Ghibli Auto: $143,990
  • 2018 Maserati Levante Auto: $139,990
  • 2018 Maserati Quattroporte Auto: $209,990
  • 2018 Maserati GranCabrio Sport Auto: $335,000
  • 2018 Maserati GranTurismo Sport Auto: $295,000

Fuel efficiency

According to Redbook, the fuel efficiency of the various Maserati models is as follows:

  • 2018 Maserati Ghibli Auto - 8.9L/100km
  • 2018 Maserati Levante Auto - 7.9L/100km
  • 2018 Maserati Quattroporte Auto - 6.2L/100km
  • 2018 Maserati GranCabrio Sport Auto - 14.5L/100km
  • 2018 Maserati GranTurismo Sport Auto - 14.3L/100km

According to the ATO, a fuel-efficient car is one with a fuel consumption of less than 7L/100km, meaning the Quattroporte is the only current Maserati model to fall under this classification.

Compare car loans you can use to purchase a Maserati

Rates last updated April 19th, 2019
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Product Description Monthly Repayment
Latitude Car Loan
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$295
$10
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
IMB New Car Loan
5.89% (fixed)
6.24%
$2,000
1 to 7 years
$250
$0
You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
Beyond Bank Low Rate Car Loan
From 5.69% (fixed)
5.97%
$25,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
Loans.com.au - New Car Loan
5.44% (fixed)
5.99%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
Stratton Finance New Car Loan
From 5.34% (fixed)
6.6%
$7,500
1 to 7 years
$459.20 (for private seller vehicles this fee is $608)
$8.90
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $150,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$399
$0
You'll receive a fixed rate of 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
Credit Concierge Car Loan
From 4.99% (fixed)
6.23%
$10,000
1 to 7 years
$350
$5
You'll receive a interest rate from 4.99% p.a. with a comparison rate from 6.23% p.a.
Get access to over 20 providers to fund a new or used car.
Westpac Car Loan
From 8.49% (fixed)
9.67%
$10,000
1 to 7 years
$250
$12
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
St.George Secured Personal Loan - Fixed Rate
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$195
$12
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
Australian Military Bank Car Loan
From 5.71% (fixed)
6.57%
$1,000
1 to 7 years
from $100 to $500
$10
You'll receive a fixed rate between 5.71% p.a. and 8.66% p.a. based on your personal credit history
A flexible loan to help you finance a car, motorbike or boat up to five years old.
IMB Secured Personal Loan
6.89% (fixed)
7.24%
$2,000
1 to 5 years
$250
$0
You'll receive a fixed rate of 6.89% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
NRMA New Car Loan
From 5.99% (fixed)
6.55%
$5,000
1 to 7 years
$399
$0
You'll receive a fixed rate of 5.99% p.a.
Purchase a new car with this loan and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Compare up to 4 providers

Other costs to consider

  • Maintenance and repairs. You will need regular maintenance and servicing to keep your Maserati in good condition and prevent the need for expensive repairs.
  • New car extras. Like most luxury car manufacturers, Maserati offer an extensive range of optional add-ons. These can often be quite expensive, so it's important to be aware of the costs before committing to the purchase.
  • Insurance. You are legally required to have compulsory third party (CTP) insurance in Australia to cover the other driver in the event of a crash. You may also choose to purchase an optional insurance policy to protect you from theft, fire and other damage. The cost will vary depending on the policy itself as well as your age, gender and driving history.
  • Stamp duty. When you buy a new or used car, you need to pay stamp duty to have it transferred into your name. The cost varies by state and territory, but you can use our vehicle stamp duty calculator to get an estimate of what you'll need to pay.
  • Cost of finance. If you choose to finance your Maserati using a car loan or other financing method, you will need to consider the associated costs before deciding on a purchase.

What types of Maserati financing options are available?

  • Secured car loan. When getting a car loan, you can choose to use the vehicle as security against the loan. You will generally receive a lower rate than on an unsecured loan, but the lender may take ownership of the vehicle if you fail to repay the loan.
  • Unsecured car loan. You can use an unsecured loan if you don't want to use your vehicle as security, but you will generally have to pay a higher interest rate than on a secured car loan.
  • Dealer finance. This is a form of car finance that is organised with the dealer, who acts as a broker between you and the lender.
  • Commercial hire. This is a lease option available to businesses where the lender purchases the vehicle on your behalf. You then make regular payments to lease the car and can often choose to take ownership at the end of the lease term.
  • Chattel mortgage. Similar to commercial hire, a chattel mortgage is a finance option for businesses that give you immediate ownership of the vehicle.
  • Novated lease. Employees can choose to use their pre-tax income to cover the cost of the lease, which will decrease the amount of income tax they need to pay. You will need an employer that agrees to arrange for payments to be taken directly from your income.

Factors to consider when financing your Maserati

When comparing car finance options, you should always consider the following:

  • Interest rate. Your rate determines how much you will make in repayments and is important to keep in mind when researching finance options.
  • Loan term. You can generally choose a term of one to seven years on a car loan, but some finance options will offer shorter or longer terms.
  • Repayments. Most finance options will require you to make regular repayments over the course of the loan or lease. Straightforward car loans will generally have fixed repayments, but with commercial hire and novated leasing, you may need to make a final balloon payment to take ownership of the vehicle.
  • Loan amount. When choosing a loan product, you will need to make sure the minimum and maximum borrowing amounts suit your needs.
  • Fees and charges. These will vary based on the type of finance you receive as well as the terms of your loan, but can include establishment and service fees as well as early repayment fees.
  • Vehicle ownership. A number of lease options will not give you ownership of the vehicle or will require you to make a lump-sum balloon payment in order to do so.

What you will need to apply for a Maserati loan

You will generally need to meet the following criteria to be eligible for a car loan:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident
  • Be employed and earning a stable income

You will also have to provide further information as part of your application. This may include the following:

  • Proof of residence
  • Proof of employment
  • Financial information, including any debts, assets and other liabilities
Was this content helpful to you? No  Yes

Related Posts

Car Loan Offers

Important Information*
IMB New Car Loan

You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Latitude New and Used Car Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Loans.com.au - New Car Loan

You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site