Manufacturer’s warranty comparison

How important is the length of a manufacturer's warranty, and what exclusions apply?

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A new car warranty is there to give you peace of mind when you buy a new car, but not all warranties are created equal. Find out how the warranties from different car manufacturers compare, including the length of the warranty and major exclusions.

What is a car manufacturer warranty?

A car manufacturer warranty is a legally enforceable promise made by the manufacturer to take responsibility for any faults that occur in a motor vehicle during the warranty period. Should a fault occur during the period, the manufacturer warrants to rectify the fault and to bear the costs, including parts and labour.

Car warranties are usually expressed as a number of years and a number of kilometres, with the warranty expiring once either milestone has been reached. For example, a warranty of three years or 100,000 kilometres would expire three years after the date of purchase or after 100,000 kilometres, whichever occurs first.

How do car manufacturer warranties compare?

Compare new car warranties with this handy table.

Exclusions
Audi3 years/unlimited kilometres for car and paintwork, 1 year for bodywork against corrosion perforationDefects caused by unapproved modifications, abuse or negligence, or non-genuine parts. May not include cars bought or sold at auction.
BMW12 years for bodywork, 3 years for paintwork, 3 years for the entire vehicle, and 2 years for genuine parts purchased after the original car purchase.Replacement of worn parts, damage caused by accident or out of the control of BMW, non-genuine parts or parts added after purchase, normal vehicle maintenance.
Ford5 years/unlimited kilometresLabour, parts and lubricants in a scheduled service, worn parts and consumables, costs of taking the vehicle to and from the service centre.
Holden5 years/unlimited kilometresDamage caused by an accident or other similar event, brake adjustments or replacements, batteries and bulbs, misuse.
Honda5 years/unlimited kilometres. Originally fitted batteries fully covered for 2 years, and 50% of the cost covered in the third year.Damage caused by an accident, vehicles with odometers that have stopped or been altered, misuse or inadequate maintenance, non-genuine parts, vehicles used for competition or racing.
Hyundai5 years/unlimited kilometres for passenger vehicles, 5 years/160,000 kilometres for commercial vehicles.Tyres and non-genuine accessories. Exterior paint durability covered for 3 years/100,000 kilometres, exterior paint defects covered for 1 year/unlimited kilometres, audio system covered for 3 years/unlimited kilometres, battery covered for 2 years/40,000 kilometres, keyless entry remote battery covered for 6 months.
Isuzu5 years/130,000 kilometres, 1 year for batteriesParts and accessories not approved by or not conforming to Isuzu factory specifications, tyres, damage caused by accident, fire or theft, chemicals or extreme weather, cosmetic damage.
Jeep5 years/100,000 kilometresTyres covered by the relevant manufacturer's warranty, cosmetic damage, modifications involving non-genuine parts, environmental or extreme weather damage, improper maintenance.
Kia7 years/unlimited kilometresTyres are covered by their own manufacturer’s warranty. Air conditioner refrigerant is covered for 1 year, and audio systems are covered for 3 years. Damage caused by misuse, accident or lack of proper maintenance.
Mazda5 years/unlimited kilometresDamage caused by misuse or accident, environmental damage, damage caused by using the wrong fuel, normal deterioration.
Mercedes-Benz3 years or 200,000 kilometres (whichever occurs first)Any defects not directly caused by manufacturer, or damage to glass except a stress fracture.
Mitsubishi5 years/100,000 kilometres, 5 years for perforation corrosion, 1 year/20,000 kilometres for components subject to normal wear and tearDeterioration or wear and tear subject to the age of the vehicle, environmental damage, damage caused by negligence, improper use or accident.
Nissan5 years/100,000 kilometres for cars bought between 1/8/2018 and 30/11/2018, 3 years/100,000 kilometres otherwise.Parts that are not genuine Nissan parts, vehicles relocated outside Australia, tyre punctures, normal wear and tear.
Subaru5 years/unlimited kilometres, 5 years/150,000 kilometres for taxis, delivery and rental vehicles.Cars bought at auction or imported to Australia except by Subaru, ordinary wear and tear, cars used for racing or competition, negligence, accidents or theft.
Suzuki3 years/100,000 kilometres, 5 years 140,000 kilometres extended warranty for cars serviced every 6 months by Suzuki dealers, 1 year/20,000 kilometres for genuine parts fitted after purchaseNormal wear and tear items requiring additional maintenance such as tyres and wiper blades, accident damage, fluids or additives.
Toyota3 years/100,000 kilometresConsumable items with a limited working life like batteries and tyres unless they are defective, cosmetic damage, software upgrades.
Volkswagen5 years/unlimited kilometres for car and paint, 12 years/unlimited kilometres for corrosion, 6 years/unlimited kilometres for corrosion on Amarok models, 5 years/unlimited kilometres for genuine accessories fitted at delivery, 2 years/unlimited kilometres for genuine parts fitted after purchaseWear and tear, motorsport, modifications, misuse, environmental conditions or tyres.

How does it work?

If your car has a defect covered by the warranty, the first step is to contact the dealer where you purchased your car. The manufacturer's warranty is legally enforceable and means that the dealer must rectify problems or defects under the warranty. While it may be a condition of the warranty that the repair be carried out at the dealer's workshop, all costs, both labour and materials, will be borne by the manufacturer.

What is usually covered under my warranty?

The car itself is covered by the warranty, as are any accessories fitted by the dealership or in the factory. In particular, warranties are designed to cover the car and its accessories in relation to all aspects of roadworthiness, safety and reliability. However, it’s important to read and understand the warranty document carefully to be clear on which accessories are covered by a particular warranty.

Importantly, warranties are designed to fix defects that already exist in the car or become apparent during the warranty period. A warranty is not an insurance policy designed to cover you for accident damage or wear and tear that occurs after you purchase the car.

What restrictions usually apply under a car warranty?

The most important restriction that applies to a car warranty is that it does not include cosmetic damage or wear and tear that occurs to the car, even during the warranty period.

A car warranty also does not cover:

  • Damage to the car resulting from an accident
  • Damage resulting from misuse of the car
  • Items that tend to wear out over overtime, such as brake pads and tyres
  • Routine servicing and maintenance.

Other exclusions may apply which will differ between manufacturers. See the table below to compare the warranties from different manufacturers.

Types of car warranties

Understand your rights under different types of car warranties:

  • Statutory warranty – new cars. All new cars under the luxury car tax threshold ($75,526 for fuel-efficient vehicles and $66,331 for other vehicles in the 2018/19 financial year) are subject to a new car statutory warranty, regardless of the specific warranty provisions of the manufacturer. This statutory warranty is valid for 12 months or 20,000 kilometres, whichever occurs first.
  • Statutory warranty – used cars. A statutory warranty also applies to used cars, provided they are sold by a dealer, are less than 10 years old, have less than 160,000 kilometres on the odometer, and are under the luxury car tax threshold. Statutory warranties for used cars are valid for three months or 5,000 kilometres from the date of purchase.
  • Manufacturer's new car warranty. Every new vehicle is covered by a manufacturer's warranty. The standard length of a manufacturer’s new car warranty is three years or 100,000 kilometres. However this can vary significantly between different manufacturers. See the table below to perform your own manufacturer's warranty comparison between different makes and models.
  • Used car warranty. A used car purchased from a dealership will typically come with a warranty, but this will be a much shorter warranty than that offered by a new car manufacturer. The standard terms of the used car warranty are three months or 5,000 kilometres, beginning from the time of purchase.
  • Extended warranty. An extended warranty is in addition to your statutory warranty and serves an extension on the manufacturer or dealer warranty. Extended warranties can be offered as a value-added bonus at the time of purchase or can incur an additional cost. In general, extended warranties offer the same terms, conditions, and exclusions as the original manufacturer or dealer warranty, however there can be some differences. This makes it important to understand what's covered and any important conditions under the extended warranty being offered to you, especially if you’re considering paying extra for extended warranty.

Compare car finance

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Credit Concierge Car Loan
From
2.99%
(fixed)
4.07%
You'll receive a fixed rate of 2.99% p.a. with a comparison rate of 4.07% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 2.99% p.a. with a comparison rate of 4.07% p.a.
Get access to over 20 providers to fund a new or used car.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New and Dealer Used Car Loan
3.99%
(fixed)
4.53%
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Alex Bank Car Loan
From
4.99%
(fixed)
4.99%
You'll receive a fixed rate between 4.99% p.a. and 19.99% p.a.
Borrow up to $30,000 for terms between 6 months and 5 years to finance a car. The one-off $295 establishment fee will be waived for loan applications submitted by 3 November 2021. T&Cs apply.
You'll receive a fixed rate between 4.99% p.a. and 19.99% p.a.
Borrow up to $30,000 for terms between 6 months and 5 years to finance a car. The one-off $295 establishment fee will be waived for loan applications submitted by 3 November 2021. T&Cs apply.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Great Southern Bank Fixed Rate Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
SocietyOne Car Loan
From
5.95%
(fixed)
5.95%
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
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Frequently asked questions

Will I void my warranty if I don't have the manufacturer's dealership service the car?

This is a common misconception – one that is often reinforced by dealerships. When it comes to new car warranties offered by manufacturers, there is no requirement to have your car serviced by the manufacturer's dealership or "approved" repairers to keep within the terms of your warranty. Servicing and repairs must be completed in accordance with the manufacturer's specifications and genuine parts must be used, however a condition that a certain person or group must perform the servicing cannot be enforced.

Importantly, some used car warranties from dealerships will require that servicing be completed at the dealership itself. Make sure you understand the terms of a used car warranty before purchasing. The cost and inconvenience of having your car serviced at the dealership could outweigh the benefits of the warranty, especially if you bought the car out of town.

Is my car battery covered under a manufacturer's warranty?

A car battery is a common area of confusion when it comes to a manufacturer's warranty comparison, and it’s always necessary to check your warranty document carefully to make sure you understand whether your car battery is covered, and to what extent. Car batteries are commonly covered under a manufacturer's warranty when purchasing a new car, but not a used car warranty. However, if purchasing a new replacement battery, the battery should be subject to its own warranty – typically up to three years.

Is a new car manufacturer’s warranty transferable if the car is sold within the warranty period?

Generally, yes. In most instances, a new car manufacturer's warranty applies to the car itself, not to the purchaser. As such, the warranty will move with the car following its sale. If purchasing a near-new car still under warranty, make sure you’re provided with original warranty documents to prove that the car is under warranty.

Do I need to use the dealership's finance provider?

Some dealerships will make it seem as though using their in-house finance provider is just one part of the purchasing process, but this is not the case. Finance offered by the dealership is just one finance option open to you and may not be the best choice to suit your circumstances. Take the time to compare car loans to make sure you get the best deal.

Picture: Shutterstock

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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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