Luxury Sedan Reviews

Our comprehensive guide will help you find and compare luxury sedans available for sale right now!

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For those looking for something with a little more class and style, a luxury sedan is the perfect car. These premium cars offer performance, elegance and comfort in an often subtle and understated package. Luxury sedans are also hugely practical, with room for the kids or your golf clubs.

To help you make an informed purchase decision, we’ve produced this comprehensive luxury sedan comparison.

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Compare these luxury sedan reviews

Name Product Number of seats Maximum Power Price (from) Finder Score Read Review | Find a deal
Audi A8
5 seats
250 Kw
$192,000
82.33%
Read Review
Find a Deal
on Georgie’s website
Jaguar XJ
5 seats
375 Kw
$201,326
73.33%
Read Review
Find a Deal
on Georgie’s website
Chrysler 300C
5 seats
350 Kw
$59,950
67.25%
Read Review
Find a Deal
on Georgie’s website
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What is a luxury sedan? Why would you want one?

A luxury sedan is a five-door car that features additional equipment, high-end paint finish and a sumptuous interior. To create an air of exclusivity, manufacturers may add the following:

High performance/larger engines

Luxury models often sport larger displacement engines. Typically, this isn’t to make the car faster but to create a refined driving experience. At highway speeds, the larger engine doesn’t need to work quite as hard, leaving plenty of power in reserve for overtaking.

Larger wheels/lower profile tyres

Luxury sedans may feature larger alloy wheels with lower profile tyres. These taller, wider rims not only enhance the appearance of the car but also improve the handling and grip of the vehicle. Larger diameter wheels can also reduce the engine revs at higher speeds, making the cabin quieter and increasing the top speed.

Premium interiors

Luxury sedans have an upscale interior. Typically, seat trims are made of plush leather or suede. Metal or wood trim pieces replace cheaper plastic interiors.

In addition, the interior will have a top-quality, surround-sound audio system from a well-respected brand. To create a quieter cabin and improve the quality of sound internally, extra soundproofing materials are used in combination with acoustic glass. The result is a noticeably hushed interior, where the front and rear passengers can converse at ease even in whispers. Lower-end cars cut corners on noise-cancelling materials.

Manufacturers also install upmarket seating. The best ones feature power adjustability, heating and cooling modes, and adjustable lower-back support. Rear occupants may benefit from entertainment screens set into the rear of the front-seat headrests, rear adjustable air vents and, in some vehicles, a drinks/snacks chill cabinet.

Larger size

Generally speaking, luxury models have larger dimensions. This gives the automakers room to fit larger engines and more equipment, while still providing abundant cabin space and storage. Rear passengers will notice the biggest differences, with ample leg room and wider seating.

Additional passenger comforts

Premium vehicles will also boast a plethora of automatic and power upgrades. For example, the car may have multi-driver seat-position memory, a power-opening rear boot lid, automatic lights all round, courtesy lights installed under doors and even umbrella cubby holes within the door frames. Generally speaking, luxury sedans make life easier and less stressful.

Advanced driving assists

If you drive a lot, look for models with adaptive cruise control, lane-keep assist and automatic emergency braking. You may even be able to find cars with self-driving abilities, such as those fitted into Tesla vehicles. These assists make driving easier, less tiring and safer!

Adjustable handling and suspension

Vehicles featuring air-suspension often have several ride modes. The main ones to look out for are comfort and sports modes. The comfort mode softens suspension on rough roads, while the sports mode firms up the dampers, creating a more responsive ride. Sports mode may also improve steering-wheel sensitivity and the tyre-response speed.

Upgraded components

Luxury cars often feature higher quality components, such as larger and more efficient brakes; sports or performance exhausts; a high-end transmission with extra gears and performance modes; and brighter, more efficient LED lighting.

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Are there any drawbacks to luxury sedan ownership?

Higher price

Luxury sedans carry a luxury price tag. Generally, the higher cost covers the additional equipment and top-spec materials as well as the import and shipping fees from European or American manufacturing centres. Also, in many cases, you are paying for a prestige brand.

Running costs, insurance and parts

Owners of luxury vehicles also face higher running costs. Prestige marques will charge higher prices at their dealerships for work and parts will cost more.

You’ll also have higher premiums on your insurance. In addition, expect the larger engine, body size and weighty equipment (luxury cars can carry several kilometres of wiring alone) to lower fuel economy to ute levels.

Luxury car tax

Non-fuel efficient cars over the price of $65,094 are subject to a luxury car tax of 33%. For fuel-efficient vehicles, the threshold is $75,526. The lump-sum payable can be significant and that’s before factoring in gross sales tax, stamp duty, optional extras and extended-servicing packages. You can calculate the LCT for a vehicle with our luxury car tax calculator.

Size

The increased size of a luxury sedan may prove a problem for those living in bustling metropolitan areas where parking is an everyday battle. Manoeuvring tight, car-lined city streets may also prove a challenge.

Theft

Luxury models can attract the wrong kind of attention. Owning a vehicle that’s worth as much as three or four times the price of an ordinary car speaks volumes to thieves. Having a luxury vehicle parked on your drive may increase the risk of having your home broken into for the keys to your flash ride.

Depreciation

Luxury models can depreciate rapidly, especially in the first year of the car’s life. You’ll almost certainly lose money when buying one new.

Deciding factors when comparing luxury sedan models

Price

Luxury sedans range from $55,000 upwards. You can spend well over $120,000 on some models, if not more. Decide on your budget and whether you’d like to buy new, used-approved or from a private seller.

Equipment

Models over five years old won’t have as much equipment, driving assists or passenger comforts as newer vehicles. Generally speaking, the more you pay, the more features you’ll get. Decide on the minimum level of equipment you’d like before going to look at the dealers.

Brand

For many people, they are chasing after a particular brand they can relate to. There are no terrible luxury sedans, so you’re pretty much free to make your choice based on your brand preference.

Body style

Some manufacturers offer multiple body styles, like sedan or wagons. Wagons like Jaguar’s XF Sportbrake can prove immensely practical.

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Compare Luxury Car Loans below

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
Credit Concierge Car Loan
From
3.35%
(fixed)
4.41%
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Heritage Bank Car Loan
4.89%
(fixed)
5.53%
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
Driva Car Loan
From
2.85%
(fixed)
4.39%
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
RACQ Bank Car Loan Special
5.49%
(fixed)
6.16%
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. Also, get up to $200 for damaged or stolen groceries.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 online discount + $100 gift card when you purchase by 11 July 2021. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats.

⭐ Current offer: Get $50 cash back when you purchase online until 30 June 2021 using the code STELLA50. T&C apply.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
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More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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