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Luxury sedan comparison guide

Our comprehensive guide will help you find Australia’s best luxury sedan available for sale right now!

For those looking for something with a little more class and style, a luxury sedan is the perfect car. These premium cars offer performance, elegance and comfort in an often subtle and understated package. Luxury sedans are also hugely practical, with room for the kids or your golf clubs.

To help you make an informed purchase decision, we’ve produced this comprehensive luxury sedan comparison.

Compare these luxury sedan reviews

Updated April 20th, 2019
Name Product Number of seats Maximum Power Price (from) Finder Score Read review
5 seats
250 Kw
$192,000
82.33%
5 seats
375 Kw
$201,326
73.33%
5 seats
350 Kw
$59,900
67.25%

Compare up to 4 providers

What is a luxury sedan? Why would you want one?

A luxury sedan is a five-door car that features additional equipment, high-end paint finish and a sumptuous interior. To create an air of exclusivity, manufacturers may add the following:

High performance/larger engines

Luxury models often sport larger displacement engines. Typically, this isn’t to make the car faster but to create a refined driving experience. At highway speeds, the larger engine doesn’t need to work quite as hard, leaving plenty of power in reserve for overtaking.

Larger wheels/lower profile tyres

Luxury sedans may feature larger alloy wheels with lower profile tyres. These taller, wider rims not only enhance the appearance of the car but also improve the handling and grip of the vehicle. Larger diameter wheels can also reduce the engine revs at higher speeds, making the cabin quieter and increasing the top speed.

Premium interiors

Luxury sedans have an upscale interior. Typically, seat trims are made of plush leather or suede. Metal or wood trim pieces replace cheaper plastic interiors.

In addition, the interior will have a top-quality, surround-sound audio system from a well-respected brand. To create a quieter cabin and improve the quality of sound internally, extra soundproofing materials are used in combination with acoustic glass. The result is a noticeably hushed interior, where the front and rear passengers can converse at ease even in whispers. Lower-end cars cut corners on noise-cancelling materials.

Manufacturers also install upmarket seating. The best ones feature power adjustability, heating and cooling modes, and adjustable lower-back support. Rear occupants may benefit from entertainment screens set into the rear of the front-seat headrests, rear adjustable air vents and, in some vehicles, a drinks/snacks chill cabinet.

Larger size

Generally speaking, luxury models have larger dimensions. This gives the automakers room to fit larger engines and more equipment, while still providing abundant cabin space and storage. Rear passengers will notice the biggest differences, with ample leg room and wider seating.

Additional passenger comforts

Premium vehicles will also boast a plethora of automatic and power upgrades. For example, the car may have multi-driver seat-position memory, a power-opening rear boot lid, automatic lights all round, courtesy lights installed under doors and even umbrella cubby holes within the door frames. Generally speaking, luxury sedans make life easier and less stressful.

Advanced driving assists

If you drive a lot, look for models with adaptive cruise control, lane-keep assist and automatic emergency braking. You may even be able to find cars with self-driving abilities, such as those fitted into Tesla vehicles. These assists make driving easier, less tiring and safer!

Adjustable handling and suspension

Vehicles featuring air-suspension often have several ride modes. The main ones to look out for are comfort and sports modes. The comfort mode softens suspension on rough roads, while the sports mode firms up the dampers, creating a more responsive ride. Sports mode may also improve steering-wheel sensitivity and the tyre-response speed.

Upgraded components

Luxury cars often feature higher quality components, such as larger and more efficient brakes; sports or performance exhausts; a high-end transmission with extra gears and performance modes; and brighter, more efficient LED lighting.

Are there any drawbacks to luxury sedan ownership?

Higher price

Luxury sedans carry a luxury price tag. Generally, the higher cost covers the additional equipment and top-spec materials as well as the import and shipping fees from European or American manufacturing centres. Also, in many cases, you are paying for a prestige brand.

Running costs, insurance and parts

Owners of luxury vehicles also face higher running costs. Prestige marques will charge higher prices at their dealerships for work and parts will cost more.

You’ll also have higher premiums on your insurance. In addition, expect the larger engine, body size and weighty equipment (luxury cars can carry several kilometres of wiring alone) to lower fuel economy to ute levels.

Luxury car tax

Non-fuel efficient cars over the price of $65,094 are subject to a luxury car tax of 33%. For fuel-efficient vehicles, the threshold is $75,526. The lump-sum payable can be significant and that’s before factoring in gross sales tax, stamp duty, optional extras and extended-servicing packages.

Size

The increased size of a luxury sedan may prove a problem for those living in bustling metropolitan areas where parking is an everyday battle. Manoeuvring tight, car-lined city streets may also prove a challenge.

Theft

Luxury models can attract the wrong kind of attention. Owning a vehicle that’s worth as much as three or four times the price of an ordinary car speaks volumes to thieves. Having a luxury vehicle parked on your drive may increase the risk of having your home broken into for the keys to your flash ride.

Depreciation

Luxury models can depreciate rapidly, especially in the first year of the car’s life. You’ll almost certainly lose money when buying one new.

Deciding factors when comparing luxury sedan models

Price

Luxury sedans range from $55,000 upwards. You can spend well over $120,000 on some models, if not more. Decide on your budget and whether you’d like to buy new, used-approved or from a private seller.

Equipment

Models over five years old won’t have as much equipment, driving assists or passenger comforts as newer vehicles. Generally speaking, the more you pay, the more features you’ll get. Decide on the minimum level of equipment you’d like before going to look at the dealers.

Brand

For many people, they are chasing after a particular brand they can relate to. There are no terrible luxury sedans, so you’re pretty much free to make your choice based on your brand preference.

Body style

Some manufacturers offer multiple body styles, like sedan or wagons. Wagons like Jaguar’s XF Sportbrake can prove immensely practical.

Compare Luxury Car Loans below

Rates last updated April 20th, 2019
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Product Description Monthly Repayment
Latitude Car Loan
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$295
$10
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
IMB New Car Loan
5.89% (fixed)
6.24%
$2,000
1 to 7 years
$250
$0
You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
Beyond Bank Low Rate Car Loan
From 5.69% (fixed)
5.97%
$25,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
Loans.com.au - New Car Loan
5.44% (fixed)
5.99%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
Stratton Finance New Car Loan
From 5.34% (fixed)
6.6%
$7,500
1 to 7 years
$459.20 (for private seller vehicles this fee is $608)
$8.90
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $150,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$399
$0
You'll receive a fixed rate of 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
Credit Concierge Car Loan
From 4.99% (fixed)
6.23%
$10,000
1 to 7 years
$350
$5
You'll receive a interest rate from 4.99% p.a. with a comparison rate from 6.23% p.a.
Get access to over 20 providers to fund a new or used car.
Westpac Car Loan
From 8.49% (fixed)
9.67%
$10,000
1 to 7 years
$250
$12
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
St.George Secured Personal Loan - Fixed Rate
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$195
$12
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
IMB Secured Personal Loan
6.89% (fixed)
7.24%
$2,000
1 to 5 years
$250
$0
You'll receive a fixed rate of 6.89% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.

Compare up to 4 providers

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Car Loan Offers

Important Information*
IMB New Car Loan

You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Latitude New and Used Car Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Loans.com.au - New Car Loan

You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

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