Luxury sedan comparison guide

Our comprehensive guide will help you find Australia’s best luxury sedan available for sale right now!


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For those looking for something with a little more class and style, a luxury sedan is the perfect car. These premium cars offer performance, elegance and comfort in an often subtle and understated package. Luxury sedans are also hugely practical, with room for the kids or your golf clubs.

To help you make an informed purchase decision, we’ve produced this comprehensive luxury sedan comparison.

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Compare these luxury sedan reviews

Data indicated here is updated regularly
Name Product Number of seats Maximum Power Price (from) Finder Score Read Review | Find a deal
Audi A8
5 seats
250 Kw
Read Review
Find a Deal
on Georgie’s website
Jaguar XJ
5 seats
375 Kw
Read Review
Find a Deal
on Georgie’s website
Chrysler 300C
5 seats
350 Kw
Read Review
Find a Deal
on Georgie’s website

Compare up to 4 providers

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What is a luxury sedan? Why would you want one?

A luxury sedan is a five-door car that features additional equipment, high-end paint finish and a sumptuous interior. To create an air of exclusivity, manufacturers may add the following:

High performance/larger engines

Luxury models often sport larger displacement engines. Typically, this isn’t to make the car faster but to create a refined driving experience. At highway speeds, the larger engine doesn’t need to work quite as hard, leaving plenty of power in reserve for overtaking.

Larger wheels/lower profile tyres

Luxury sedans may feature larger alloy wheels with lower profile tyres. These taller, wider rims not only enhance the appearance of the car but also improve the handling and grip of the vehicle. Larger diameter wheels can also reduce the engine revs at higher speeds, making the cabin quieter and increasing the top speed.

Premium interiors

Luxury sedans have an upscale interior. Typically, seat trims are made of plush leather or suede. Metal or wood trim pieces replace cheaper plastic interiors.

In addition, the interior will have a top-quality, surround-sound audio system from a well-respected brand. To create a quieter cabin and improve the quality of sound internally, extra soundproofing materials are used in combination with acoustic glass. The result is a noticeably hushed interior, where the front and rear passengers can converse at ease even in whispers. Lower-end cars cut corners on noise-cancelling materials.

Manufacturers also install upmarket seating. The best ones feature power adjustability, heating and cooling modes, and adjustable lower-back support. Rear occupants may benefit from entertainment screens set into the rear of the front-seat headrests, rear adjustable air vents and, in some vehicles, a drinks/snacks chill cabinet.

Larger size

Generally speaking, luxury models have larger dimensions. This gives the automakers room to fit larger engines and more equipment, while still providing abundant cabin space and storage. Rear passengers will notice the biggest differences, with ample leg room and wider seating.

Additional passenger comforts

Premium vehicles will also boast a plethora of automatic and power upgrades. For example, the car may have multi-driver seat-position memory, a power-opening rear boot lid, automatic lights all round, courtesy lights installed under doors and even umbrella cubby holes within the door frames. Generally speaking, luxury sedans make life easier and less stressful.

Advanced driving assists

If you drive a lot, look for models with adaptive cruise control, lane-keep assist and automatic emergency braking. You may even be able to find cars with self-driving abilities, such as those fitted into Tesla vehicles. These assists make driving easier, less tiring and safer!

Adjustable handling and suspension

Vehicles featuring air-suspension often have several ride modes. The main ones to look out for are comfort and sports modes. The comfort mode softens suspension on rough roads, while the sports mode firms up the dampers, creating a more responsive ride. Sports mode may also improve steering-wheel sensitivity and the tyre-response speed.

Upgraded components

Luxury cars often feature higher quality components, such as larger and more efficient brakes; sports or performance exhausts; a high-end transmission with extra gears and performance modes; and brighter, more efficient LED lighting.

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Are there any drawbacks to luxury sedan ownership?

Higher price

Luxury sedans carry a luxury price tag. Generally, the higher cost covers the additional equipment and top-spec materials as well as the import and shipping fees from European or American manufacturing centres. Also, in many cases, you are paying for a prestige brand.

Running costs, insurance and parts

Owners of luxury vehicles also face higher running costs. Prestige marques will charge higher prices at their dealerships for work and parts will cost more.

You’ll also have higher premiums on your insurance. In addition, expect the larger engine, body size and weighty equipment (luxury cars can carry several kilometres of wiring alone) to lower fuel economy to ute levels.

Luxury car tax

Non-fuel efficient cars over the price of $65,094 are subject to a luxury car tax of 33%. For fuel-efficient vehicles, the threshold is $75,526. The lump-sum payable can be significant and that’s before factoring in gross sales tax, stamp duty, optional extras and extended-servicing packages. You can calculate the LCT for a vehicle with our luxury car tax calculator.


The increased size of a luxury sedan may prove a problem for those living in bustling metropolitan areas where parking is an everyday battle. Manoeuvring tight, car-lined city streets may also prove a challenge.


Luxury models can attract the wrong kind of attention. Owning a vehicle that’s worth as much as three or four times the price of an ordinary car speaks volumes to thieves. Having a luxury vehicle parked on your drive may increase the risk of having your home broken into for the keys to your flash ride.


Luxury models can depreciate rapidly, especially in the first year of the car’s life. You’ll almost certainly lose money when buying one new.

Deciding factors when comparing luxury sedan models


Luxury sedans range from $55,000 upwards. You can spend well over $120,000 on some models, if not more. Decide on your budget and whether you’d like to buy new, used-approved or from a private seller.


Models over five years old won’t have as much equipment, driving assists or passenger comforts as newer vehicles. Generally speaking, the more you pay, the more features you’ll get. Decide on the minimum level of equipment you’d like before going to look at the dealers.


For many people, they are chasing after a particular brand they can relate to. There are no terrible luxury sedans, so you’re pretty much free to make your choice based on your brand preference.

Body style

Some manufacturers offer multiple body styles, like sedan or wagons. Wagons like Jaguar’s XF Sportbrake can prove immensely practical.

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Compare Luxury Car Loans below

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB New Car Loan
4.99% (fixed)
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From 4.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 4.99% p. a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Latitude Personal Loan (Secured)
From 5.99% (fixed)
1 to 7 years
Loans under $5000 - $140
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score. - New and Dealer Used Car Loan
From 4.67% (fixed)
3 to 5 years
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Wisr Secured Car Loan
From 5.19% (fixed)
3 to 7 years
$195 (Includes PPSR registration and private sale fee, if applicable)
You'll receive a personalised interest rate from 5.19% p.a. to 17.69% p.a. based on your risk profile
A flexible car loan from $5,000 - $50,000 with personalised rates and rewards for strong credit customers.

Plenti Car Loan
From 4.89% (fixed)
3 to 7 years
from $249 to $799
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Credit Concierge Car Loan
From 3.99% (fixed)
1 to 7 years
You'll receive a fixed rate of 3.99% p.a. with a comparison rate of 5.08% p.a.
Get access to over 20 providers to fund a new or used car.

Stratton Finance New Car Loan
From 4.05% (fixed)
3 to 7 years
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NAB Personal Loan Unsecured Fixed
From 9.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
Driva Car Loan
From 3.95% (fixed)
1 to 7 years
$295 (Varies by lender, starting from $295)
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
Symple Loans Personal Loan
From 5.75% (variable)
1 to 7 years
from 0% to 5% of the loan amount
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.

Compare up to 4 providers

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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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