⚠️ Warning about Borrowing
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
I want to ask. I’m in Ontario, Canada. I have a job and I earn $730 a month. Do I qualify?
Hi Kala,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
If you are in Ontario, you might want to check this Finder Canada page. On this page, you will learn more more about how to apply for easy-approval loans if you have low income. On the same page, you will also be able to check your options and compare based on the loan amount, turnaround time, and term of loan. Once you’re done comparing, you can then click on the “Go to site” green button to learn more.
Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
How much can I borrow with low income and with who
Hi Sabarudin,
Thank you for reaching out to finder.
The guide we are on offers the maximum amount each lender offers for approved applicants. You will see this in the comparison table. (Second Column from the left). Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
Can i find a lender who can do loans for low income earners up to $100,000 to buy a block.of land? i have $28,000 deposit and a good credit rating.
Hi Nikki,
Thank you for your inquiry.
At this time, we do not have access to lenders that offer vacant land loans for someone with low income however, you can get in touch with lenders offering Vacant land home loans to discuss your options and chances of approval before you send anything final for your application or speak to a mortgage broker who can help you find a suitable lender and provide you with a range of borrowing options.
As a reminder, when applying for a home loan, please ensure that you meet all the eligibility criteria and read through the Product Disclosure Statements/Terms and Conditions when comparing your options to see whether it is right for you.
I hope this information has helped.
Cheers,
Harold