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As of 1 April 2021, nib does not offer new life and income protection policies. You can compare other life insurance options available on finder here
nib ’s claims process is designed to be as simple and straightforward as possible. You or your nominated beneficiary will need to phone nib to inform the provider of your wish to make a claim. You will then be sent a claim form to complete, sign and then return to the insurer.
You will also need to supply any documentation or evidence required by the insurer to support your claim. Examples of this may include:
A certified copy of proof of age of the life insured
Evidence of the date and location of any event that led to an injury or Illness.
Evidence from a medical practitioner about the extent of an illness or injury, for example clinical, radiological and laboratory evidence
Confirmation that any surgical procedures are medically necessary
Proof of income for the last 12 months or last financial year (for income protection claims)
Why you can trust Finder's life insurance experts
We're free
You pay the same as buying directly from the life insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of life insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 250+ guides to make it easier for you to compare.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of life insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2016, we've helped 270,000+ people find life insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
Some questions you might have about your nib Insurance
If you are permanently disabled by a sickness or injury, you can receive a lump sum benefit under this extra-cost option. The maximum amount of cover available, including any increases due to indexation, is $1 million.
nib 's life insurance policies are underwritten by TAL Life Limited.
Previously, you could have applied for nib Value Life Insurance or Income Protection over the phone or online. As mentioned, nib is no longer offering new life and income protection policies.
Your premium amount is influenced by a wide range of factors, including your age, gender, health, smoking status, occupation, lifestyle, level of cover selected and how often you pay your premiums.
You can pay your premiums fortnightly, monthly, quarterly or annually.
This benefit allows you to waive your premiums for up six months if you are seriously incapacitated as the result of an accident
Willam Eve is the country manager for Finder's Canada operations. He has previously held the positions of group publisher of insurance for Finder Australia and lead publisher for the Finder global team. William has a Bachelor of Communications from the University of Technology Sydney, Australia. He loves the challenge of launching Finder into new markets while helping grow Finder’s global team.
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