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Insure Me Now is an Australian-owned and operated company that provides a wide range of life insurance solutions, with a focus on providing everyday Aussies with life insurance products that are both affordable and easy to understand.
An adviser can help you find cover from trusted life insurance brands.
Underwriter | Hannover Life Re of Australasia |
---|---|
What types of cover are offered? | Life Insurance, TPD cover, Trauma cover |
Product | Entry ages |
---|---|
Life Cover | 18 - 64 |
TPD Cover | 18 - 59 |
Trauma Cover | 18 - 59 |
Australians can access the following packages with Insure Me Now:
Thinking of buying a life insurance policy from Insure Me Now? Buying cover will allow you to access the following features:
You can choose to pay the premiums for your Insure Me Now life insurance policy on a monthly or annual basis. Payment can be made by credit card or direct debit from your bank account, and must be made in AUD from an Australian banking institution.
It’s also important to be aware that there are several factors that influence the cost of premiums, including:
If you or your legal representative needs to make a claim on an Insure Me Now policy, it’s essential to contact Insure Me Now as soon as possible. Make sure to follow these simple steps:
Please note that your Insure Me Now Superior Life Insurance Cover or SMSF Life Insurance Cover has stepped premiums, which means the cost of cover may increase at each policy anniversary based on your age.
All Insure Me Now policies are also protected against inflation, so your benefit level will increase by 5% at each policy anniversary. Your premium will also increase to reflect this higher level of cover.
The exclusions that apply to Insure Me Now insurance vary depending on the policy you select. For example, if you have Superior or SMSF Life Insurance Cover, no benefit will be paid if you die due to a self-inflicted injury within 13 months of:
In addition, no TPD benefit will be paid if the event giving rise to the claim is caused by self-harm or your intentional act.
If you have Essential Life Accidental Death Cover, no benefit will be paid in a variety of situations, such as if your claim arises due to:
Finally, no Prime Funeral and Final Expenses Cover benefit will be paid if you die as a result of illness, natural causes or a non-accidental event during the first 12 months following:
Other exclusions may apply, so check the PDS for more information.
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