
Get exclusive money-saving offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Most of us would not hesitate to take out insurance to cover our car or house. Our life is the biggest asset we have, and we should prepare for life’s uncertainties just as we would with any other asset we insure. Protecting ourselves against the unexpected not only covers our income, but also our family’s quality of life.
Firstmac is an Australian owned insurance company, with over 30 years of experience. It is backed by Allianz and Ace Insurance, ensuring they provide the highest quality insurance policies and customer service. Firstmac prides itself on having market-leading insurance policies, making them an ideal alternative to the big banks.
Firstmac has been operating for over 30 years, offering a variety of financial products including home loans, investment funds and insurance policies. Firstmac provides a range of cover options, including:
This policy aims to protect your family’s financial security, if something unexpected were to happen to you. Family Life Insurance offers an alternate source of income for your family if you are no longer able to provide for them.
This type of life insurance should be considered if you are married, recently started a family, taken on a mortgage or started a business. It’s important to ensure your family’s quality of life can be maintained if you cannot provide in the future.
There are two types of Family Life Protection policies to choose from. The fist is Life Cover, which covers your family in the event of sudden death, or diagnosis of a terminal illness. The second type of cover is Total and Permanent Disablement Cover, and you can add this to your insurance for an additional charge. This type of plan ensures that you will receive cover in the event that you become permanently disabled due to sickness or injury, and can no longer provide a source of income.
Both types of insurance policies offer:
If you were made redundant, or couldn’t work because of an injury, how would you be able to pay for your mortgage, bills or even groceries? Losing your job can be devastating to the financial stability of you and your family.
Lifestyle protection provides cover to help you pay your bills and protect your assets if you lose your job. You will be covered for up to six months, so you don’t have to worry about finances while you’re recovering from injury or looking for a new job.
Lifestyle Protection Insurance includes benefits such as:
Firstmac aims to ensure that making a claim is simple and hassle-free for their customers. If you do need to make a claim, you will need to fill out a claim form that can be downloaded easily from Firstmac’s website. You must attach to the claims form:
Once you have followed these steps, the claims process for you is done, and ACE will take the necessary steps from there, and you will be contacted when the claims process is finalised.
As with any type of life insurance cover, you will need to see if you have the eligibility requirements to submit an application. Firstmac Life Insurance is available to anyone who is:
If you meet this criteria, you can then complete an application form, which can all be done easily online.
Thinking about what will happen to your family if the unexpected occurs can be tough. But taking necessary steps to protect your family’s financial stability is something we should all consider. Firstmac uses its experience, professionalism and innovative application processes to ensure their customers receive the information and support they need. Being backed by high-profile insurance companies, Firstmac is able to provide market-leading rates, so you can save money while gaining peace of mind.
Enjoy 26% off the Lenovo Duet Chromebook, 69% off the Cabello Silk Smooth Styler and 21% off the Dell G7 17 Gaming Laptop.
Here’s how you can ensure your treadmill is moved safely and at a convenient time.
There’s no shortage of cooling options when camping, working or 4WDing, but what are the best portable fridge freezers in Australia?
Find out how much veneers cost in Australia and how you can avoid being hit with a big bill.
Find out how much dentures cost in Australia and how you can get cover with mid-level health insurance.
Make the most of the great outdoors by comparing your options and the latest deals for campervan hire in Hobart.
Hit the road and experience the beauty of Victoria with a campervan from these companies.
$100,000 life insurance policies can be very affordable. Compare costs and cover here.
Compare $500,000 life insurance policies, costs and cover here.
A lockdown binge saw Aussies splash out $2 billion more on alcohol this year, according to Finder’s analysis of Australian Bureau of Statistics (ABS) data.