Life insurance that covers quadriplegia

Compare disability and trauma policies with cover for quadriplegia.

If an accident has you left you disabled or seriously injured, Trauma insurance will ensure that you can focus on getting your life back on track while the financial aspect will be taken care of.

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Policies with cover for quadriplegia

Quadriplegia is a spinal injury that will affect different people in different ways in at different severities. Quadriplegia is:

  • What is quadriplegia. Quadriplegia is when you become paralysed and you lose the ability to move all of your limbs. The primary cause of quadriplegia is a spinal cord injury, but other conditions such as cerebral palsy and strokes can cause a similar appearing paralysis. The amount of movement that you lose will generally depend on the severity of the damage to the spinal cord.
  • How will quadriplegia affect you. Quadriplegia will have a very large impact on the way that you live your life. Most people who have quadriplegia will find it hard to work as there will be few jobs suited to people who don’t have the ability to use their arms and legs. Furthermore, you will need assistance in many aspects of your life.
  • Complications that may arise. While quadriplegia will have a great impact on your life you will usually find that many secondary issues will arise. Many people with quadriplegia will find that they will develop loss of bladder and bowel control, pressure sores, blood clots, respiratory issues, autonomic dysreflexia, spastic muscles and pain.

Trauma insurance

Trauma insurance is an insurance that will help you if you develop quadriplegia at a later stage. trauma insurance is:

  • What is trauma insurance. Trauma insurance is a form of insurance that will cover you in the event that you develop an illness that will impact your life. If you develop quadriplegia and you have been paying trauma insurance then you will be glad to know that you may be able to receive money.
  • How will it help people with quadriplegia. When you have quadriplegia you will find that many aspects of your life will change. You will generally need more care from those around you, you will usually lose your job and you will generally have to pay a lot more in the way of medical costs. If you have trauma insurance then you will be glad to know that the payout will be able to help out with many of these costs so you can concentrate on getting better and adapting to your new life.

If you are working then you should have a look at getting trauma insurance to cover you in the event that you get a serious injury or illness. If you have an accident and become a Quadriplegic then you will not be able to work anymore and will be faced with a lot of treatment and additional care to help you though this time.

Treatment of quadriplegia

While treatment is limited for quadriplegia there are some treatments that are available. When treating quadriplegia you should look at:

  • Care. Most of the treatments that revolve around quadriplegia will be focused on treating the spinal injury. While there may be some things that can be done the damage to the nerves will generally spread and the issue will not be resolved.
  • Rehabilitation. While not treating the cause of the quadriplegia, rehabilitation can be used to stop some of the secondary issues that may arise. Therapists will usually move the muscles to make sure that they do not deteriorate too much and that some of the secondary issues can be avoided.

Find policies with cover for quadriplegia

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Provides a lump sum payment if you become totally and permanently disabled and are unable to return to work.
Provides a lump sum payment if you suffer a serious medical condition. Cover can be taken out for 40-60 medical conditions depending on the policy you choose.
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Details Features
Trauma Insurance
Trauma Insurance
Get a trauma benefit up to $2 million with cover for up to 37 medical conditions.
  • Lump sum benefit of up to $2 million
  • Maximum entry age of 59 years
  • 30 day cooling off period
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Life Insurance
Life Insurance
Choice of cover options and flexible premiums to suit budget. No lock-in contracts and fast application.
  • Benefit payment of up to $1,500,000
  • Cover for applicants up to age of 65
  • 30 day cooling-off period
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Recover Well
Recover Well
Receive a lump sum payment up to $1,000,000 if diagnosed with a serious illness or injury.
  • Lump sum payment up to $1,000,000
  • Flexibility to increase, decrease or pause cover
  • Step by step support for claims
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Maurice Thach

Maurice is a publisher for finder.com.au. Daily research of Australia's insurance offerings allows him to breakthrough the noise of the many policies out there to uncover what can (and can't) be covered. Maurice hopes to make finding the right insurance easier for all.

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