Life Insurance for Heart Attack

Compare Life Insurance Policies for Heart Attack

People will often feel that they are in great health but illnesses can strike very suddenly and without warning. Health issues like a heart attack can strike many people and can often cause a lot of stress and will require people to take time off work. While many people will associate heart attacks with people who are unhealthy, many people who are healthy but have existing conditions may have a heart attack with no notice. If you rely heavily on your income to survive and pay your bills, like most people, a heart attack can greatly affect you and your family. If you consider how much a heart attack may affect you and your family then you should realise that you should cover yourself. Trauma insurance will cover you in the case that you develop some illnesses and can make these tough times a bit easier to deal with.

Compare life insurance policies with cover for heart attack

What is a Heart Attack

Heart attacks can affect many people and can lead to a lot of time off work or even death. If you have a heart attack you will usually be forced to make a lot of lifestyle changes to make sure you take as much care of your body as you can.

  • Heart attack. A heart attack is when the blood supply is interrupted to the heart and some of the heart cells die. The heart attack usually results in damage or death to the tissues in the heart. Some of the symptoms of a heart attack are chest pain, shortness of breath, nausea, vomiting, palpitations, sweating, and anxiety.
  • What causes a heart attack. The heart attack is usually caused by a blockage of one of the arteries that surround the heart, but there can be many causes of heart attacks. Some of the other causes of a heart attack are diabetes, stress and a variety of genetic factors.

How will a Heart Attack Affect your Insurance

People that have had a heart attack may find that it is a bit hard to find coverage for many forms of health insurance. Some of the ways a heart attack can affect your insurance are:

  • Heart attack history. If you have a heart attack history then you will find that you will have to tell your insurance adviser. You will usually have to give detailed history of the attack and the causes and reports associated with it.
  • Can you still get insurance. While many insurance agencies will not allow you to get insurance if you have had a heart attack you still may be able to get coverage with some providers.
  • Tips for getting coverage. If you have had a heart attack then there are a few things that you will be able to do that will help you obtain coverage. If you keep details of how you have changed your lifestyle and how you are rectifying the situation then you may find that some providers will still offer you coverage.

What type of questions will I answer if I have had a heart attack?

Some questions you might need to answer include:

  • Do you have a family history or heart attack or heart problems?
  • When did you have a heart attack?
  • Provide details of the heart attack including hospitalisation or medication.
  • Do you have follow-up appointments planned with your doctor or are you still receiving treatments?
  • What is the contact information for your doctor?

How will Heart Attack Coverage Help you

A heart attack can really affect the way that you live and the amount of money that you have available. When considering insurance you should think about:

  • Effect of a heart attack. A heart attack will affect you in a variety of ways. A heart attack can be draining and you will usually need to take a long time off work. If you have a heart attack you may find that you will have less income and more medical bills.
  • Heart attack coverage. Many providers now provide coverage for heart attacks with their trauma insurance. The trauma insurance will usually cover the costs that will be associated with the heart attack such as the medical costs and the loss of income.

If you are working then you will rely heavily on your income to make sure that all your bills are paid. However, if you develop a serious illness then you may find that you will not be earning as much money and that your medical expenses are quite large. Someone who is looking to secure their future will look at trauma insurance to be sure that if a serious illness arises they will still have options to address these financial concerns.

Compare Trauma Insurance Quotes

Please enter your full name
Please enter a valid email address
It's important to give us a valid phone number
Date of Birth
Coverage is the amount of money that you will be paid in the event of a claim. An insurance consultant can help you determine an appropriate amount. Calculator
Provides a lump sum payment if you become totally and permanently disabled and are unable to return to work.
Provides a lump sum payment if you suffer a serious medical condition. Cover can be taken out for 40-60 medical conditions depending on the policy you choose.
By submitting this form, you agree to the privacy policy
Enquire Now
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy, receive follow up emails related to and to create a user account where further replies to your questions will be sent.

Ask a question