8 sites to book layby holidays online | Finder

8 sites to book layby holidays online

Want to go on holiday but don’t have the cash right now? These sites let you book your dream holiday now and pay it off later.

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There's plenty of companies that offer layby holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.

Some also offer an interest-free period, which means that your finances don't have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.

Of course, like with any loan or credit product, you'll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.

As always, read what you're getting before you sign on the dotted line!

We share the benefits of booking with each company below along with some discount codes to help you save even more.

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1. Flight Centre

Take your dream holiday without worrying about paying upfront with one of Australia's most popular online travel agencies.

  • Option to book last minute or months in advance.
  • Weekly, fortnightly and monthly options are available.
  • Book-now pay-later policy: Interest-free (for 6-9 months) holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements.

View coupon codes for Flight Centre


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2. Contiki

Spend less time worrying about payments and more time choosing which itinerary to take with easy access to zipMoney that will help you pay for your dream holiday now.

  • No deposit necessary.
  • Flexible monthly payment plans available.
  • zipMoney Policy: Interest-free for 6 months, after which interest will accrue at the standard annual percentage rate. Approved applicants only.

Go to the Contiki website

View coupon codes for Contiki


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3. G Adventures

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Go to the G Adventures website

View coupon codes for G Adventures


Photo Taken In Mesariá, Greece

4. Luxury Escapes

Turn that dream holiday into a reality with an interest-free payment option available on all Luxury Escapes packages.

  • 7-day "change of mind" refund guarantee.
  • Available on purchases up to $999.
  • Latitude Pay policy: Pay 10% up front and the rest in 9 weekly automatic payments. Sign up using your Visa or Mastercard credit/debit card. Subject to approval and late fees of up to $50 apply.

Go to the Luxury Escapes website

View coupon codes for Luxury Escapes


Women visiting the old city of Hoi An in Vietnam by bike during morning

5. Scoopon

Get access to some of the best travel deals on the Internet with a flexible 10-week payment option.

  • Shop now with just 10% down and pay your balance over 10 weeks.
  • 7-day "change of mind" no questions asked guarantee.
  • Latitude Pay policy: Subject to approval. Pay over 10 weeks for purchases between $20 and $999. Late fees of up to $50 apply.

Go to the Scoopon website

View coupon codes for Scoopon


Photo Taken In Buenos Aires, Argentina

6. RedBalloon

Much more than just experiences, RedBalloon offers a huge selection of hotel stays and getaways that you can pay for using Afterpay.

  • Use promo codes and coupons to save even more on your stay.
  • Choose from city stays, winery escapes and unique getaways like sleepovers at the zoo.
  • Afterpay policy: Pay for your stay interest-free on orders up to $1,000 in 4 fortnightly instalments. Late fees apply.

Go to the RedBalloon site

View coupon codes for RedBalloon


Happy female traveling on boat, Krabi Thailand

7. Webjet

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Woman with yellow jacket walking in the electronic town district of Akihabara, the geek ward of Tokyo, Japan

8. TripADeal

Get your bucket list experience at unbelievable prices with the option to book now and pay later.

  • Minimum three-month interest-free period.
  • Choose from flexible repayment options: weekly, fortnightly or monthly.
  • Zip Money policy: Interest will accrue at the standard annual percentage rate after the interest-free period. A $6 monthly account fee applies if the balance is not paid by the due date. Approved applicants only.

Want to book layby holidays online? Use one of our coupons:

G AdventuresG Adventures

G Adventures

Up to 15% off Australia adventures

Available on select travel dates until 30 June 2022. Destinations included Sydney, Cairns, Melbourne, Uluru, Brisbane and more. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off New Zealand tours

Available on select travel dates until 30 June 2022. Destinations included Christchurch, Auckland, Wellington, Queenstown and more. T&Cs apply.

Last verified

Deal ends

ContikiContiki

Contiki

Up to 10% off New Zealand tours

Available on select trips from 19 April 2021 onward. Destinations include Wellington, Auckland, Christchurch and more. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off classic tours and My Own Room

Available on select trips until 30 June 2022 to Australia, New Zealand, Bali, Alaska, India, Thailand, Peru, South Africa, Japan, Maldives, Canada and more. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off 15-day New Zealand adventure tour

Available on select travel dates until 30 June 2022. Destinations includes Auckland, Rotorua, Wellington, Queenstown and more.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off Sydney to Cairns adventure

Available on select dates until 30 June 2022. Package includes accommodation, meals, transfers and guide. T&Cs apply.

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Deal ends

G AdventuresG Adventures

G Adventures

Peru: Up to 15% off 12-day Amazon adventure

Available on select travel dates until 30 June 2022. Includes accommodation, meals, Inca Trail guided hike and more. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off 8-day Morocco tour

Available on select travel dates until 30 June 2022. Includes accommodation, breakfast, 1 lunch and dinner, transfers and guided tours. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

3-day Anzac Day memorial tour from $299

Available for travel at 23 April 2022. Destinations include Gallipoli, Istanbul and more. T&Cs apply.

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Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off 5 days Iceland Northern Lights and Golden Circle tour

Available on select travel dates until 30 June 2022. Includes accommodation, breakfast, 2 dinners, transfers and guided tours. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

India: Up to 15% off 8-day Delhi tour

Available on select travel dates until 30 June 2022. Includes accommodation, transfers and guided tours. T&Cs apply.

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Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off 8-day Jordan trip

Available on select travel dates until 30 June 2022. Includes accommodation, breakfast, transfers and more. T&Cs apply.

Last verified

Deal ends

G AdventuresG Adventures

G Adventures

Up to 15% off marine tours

Available on trips in 2021 and 2022. Destinations include Thailand, Galapagos, Cuba, Maldives, Greece, Croatia, Sri Lanka and more. T&Cs apply.

Last verified

Deal ends

ScooponScoopon

Scoopon

Up to 67% off Perth dining experiences

Available on select dates. Includes high teas, desserts, 3-course dining and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

Up to 57% off dining experiences in Sydney

Available on select dates. Includes high teas, desserts, 3-course dining and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

Up to 67% off Gold Coast dining experiences

Available on select dates. Includes high teas, desserts, 3-course dining and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

Up to 64% off Adelaide dining experiences

Available on select dates. Includes high teas, desserts, 3-course dining and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

Up to 53% off Brisbane dining experiences

Available on select dates. Includes high teas, desserts, 3-course dining and more. T&Cs apply.

Last verified

ContikiContiki

Contiki

Up to 25% off Greek island hopping tours

Valid for travel from April - September 2021. Includes meals, accommodation, transport and more. Destinations include Athens, Mykonos, Santorini and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

Up to 50% off Casa Del desserts in Sydney

Available on select dates dates for takeaway. Desserts include cupcakes, slices, cakes, biscuits and more. T&Cs apply.

Last verified

ScooponScoopon

Scoopon

10% off local experiences

Subscribe to the newsletter via email and use the code upon checkout. Minimum spend of $49 required. Valid for new subscribers only. T&Cs apply.

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ContikiContiki

Contiki

5% off your next trip

Available for travel on select dates from July 2020 onward. Travel again with Contiki to receive 5% off your next trip.

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ScooponScoopon

Scoopon

Up to 70% on local deals

Shop for dining experiences, attractions and more for up to 70% off. T&Cs apply.

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ScooponScoopon

Scoopon

Up to 70% off things to do in Brisbane

Available for activities like wine tasting, tours, rock climbing, cruises and more. T&Cs apply.

Last verified

Popular G Adventures coupon codes

Last checked Code description Code
14 Apr 2021 Up to 15% off Australia adventures ********
14 Apr 2021 Up to 15% off New Zealand tours ********
13 Apr 2021 Up to 10% off New Zealand tours ********
7 Apr 2021 Up to 15% off classic tours and My Own Room ********
19 Apr 2021 Up to 15% off 15-day New Zealand adventure tour ********

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