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8 sites to book layby holidays online

Want to go on holiday but don’t have the cash right now? These sites let you book your dream holiday now and pay it off later.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

There's plenty of companies that offer layby holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.

Some also offer an interest-free period, which means that your finances don't have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.

Of course, like with any loan or credit product, you'll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.

As always, read what you're getting before you sign on the dotted line!

We share the benefits of booking with each company below along with some discount codes to help you save even more.

Woman with yellow jacket walking in the electronic town district of Akihabara, the geek ward of Tokyo, Japan

1. TripADeal

Get your bucket list experience at unbelievable prices with the option to book now and pay later.

  • Minimum three-month interest-free period.
  • Choose from flexible repayment options: weekly, fortnightly or monthly.
  • Zip Money policy: Interest will accrue at the standard annual percentage rate after the interest-free period. A $6 monthly account fee applies if the balance is not paid by the due date. Approved applicants only.

Go to the TripADeal website


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2. Flight Centre

Take your dream holiday without worrying about paying upfront with one of Australia's most popular online travel agencies.

  • Option to book last minute or months in advance.
  • Weekly, fortnightly and monthly options are available.
  • Book-now pay-later policy: Interest-free (for 6-9 months) holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements.

View coupon codes for Flight Centre


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3. Contiki

Spend less time worrying about payments and more time choosing which itinerary to take with easy access to zipMoney that will help you pay for your dream holiday now.

  • No deposit necessary.
  • Flexible monthly payment plans available.
  • zipMoney Policy: Interest-free for 6 months, after which interest will accrue at the standard annual percentage rate. Approved applicants only.

Go to the Contiki website

View coupon codes for Contiki


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4. G Adventures

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Go to the G Adventures website

View coupon codes for G Adventures


Photo Taken In Mesariá, Greece

5. Luxury Escapes

Turn that dream holiday into a reality with an interest-free payment option available on all Luxury Escapes packages.

  • 7-day "change of mind" refund guarantee.
  • Available on purchases up to $999.
  • Latitude Pay policy: Pay 10% up front and the rest in 9 weekly automatic payments. Sign up using your Visa or Mastercard credit/debit card. Subject to approval and late fees of up to $50 apply.

Go to the Luxury Escapes website

View coupon codes for Luxury Escapes


Women visiting the old city of Hoi An in Vietnam by bike during morning

6. Scoopon

Get access to some of the best travel deals on the Internet with a flexible 10-week payment option.

  • Shop now with just 10% down and pay your balance over 10 weeks.
  • 7-day "change of mind" no questions asked guarantee.
  • Latitude Pay policy: Subject to approval. Pay over 10 weeks for purchases between $20 and $999. Late fees of up to $50 apply.

Go to the Scoopon website

View coupon codes for Scoopon


Photo Taken In Buenos Aires, Argentina

7. RedBalloon

Much more than just experiences, RedBalloon offers a huge selection of hotel stays and getaways that you can pay for using Afterpay.

  • Use promo codes and coupons to save even more on your stay.
  • Choose from city stays, winery escapes and unique getaways like sleepovers at the zoo.
  • Afterpay policy: Pay for your stay interest-free on orders up to $1,000 in 4 fortnightly instalments. Late fees apply.

Go to the RedBalloon site

View coupon codes for RedBalloon


Happy female traveling on boat, Krabi Thailand

8. Webjet

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Want to book layby holidays online? Use one of our coupons:

Deal

Up to 15% off Australia adventures

Expires 30 Jun 2022
Available on select travel dates until 2022. Destinations include Melbourne, Perth, Rottnest Island, Cairns, Darwin, Sydney, Byron Bay, Uluru, Canberra, Jindabyne, Great Ocean Road and more.
Deal

Up to 20% off Europe tours

Expires 30 Jun 2022
Available on select travel dates in 2022 to destinations including England, Italy, Spain, Rome and more.
Deal

Up to 70% on local deals

Shop for dining experiences, attractions and more for up to 70% off. Destinations include Sydney, Brisbane, Canberra, Perth, Adelaide and more.
Deal

Up to 42% off movie tickets in Adelaide

Verified Yesterday Expires 15 Jul 2022
Available until 24 July 2022 at Goodwood's Iconic Capri Theatre.
Deal

Up to 51% off half-day whale watching cruise in Sydney

Verified Yesterday Expires 7 Jul 2022
Available on cruises until 13 November 2022 for a 4-hour cruise. Includes breakfast or lunch.
Deal

16-day New Zealand adventure trip from $3,407

Expires 30 Jun 2022
Available on select dates from 6 August – 23 September 2022. Destinations include Rotorua, Mount Ruapehu, Wellington, Christchurch, Wanaka and more.
Deal

Up to 20% off last-minute tours

Expires 5 Jul 2022
Available on select tours departing by 30 September 2022 to destinations including USA, Canada, Bali, Greece, Croatia, Rome and more. T&Cs apply.
Deal

Up to $361 off Japan ski adventure

Available from 21 December 2022 – 18 February 2023 for a 15-day adventure. package include accommodation, breakfast, transfers and guide.
Deal

Up to 10% off New Zealand trips

Expires 30 Jun 2022
Available on select travel dates in 2022. Destinations include Auckland, Rotorua, Wellington and more.
Deal

50% off 8th traveller

Available for travel on select dates until 2023 when you book for 8 persons. Destinations include Vietnam, Cambodia, Chile, Croatia, Switzerland and more. T&Cs apply.
Deal

12th person free on worldwide tours

Available on select dates until 2023 when you book for 12 persons. Destinations include Peru, Croatia, Maldives, Switzerland, Greece and more. T&Cs apply.
Deal

Up to 59% off Melbourne dining experiences

Available on select dates until 2022. Includes 3-course meals and more.
Deal

10% off local experiences

Subscribe to the newsletter via email and use the code upon checkout. Minimum spend of $49 required. Valid for new subscribers only. T&Cs apply.
Deal

5% off your next trip

Available for travel on select dates from July 2020 onward. Travel again with Contiki to receive 5% off your next trip.

Popular Contiki coupon codes

Last checked Code description Code
3 Jun 2022 Up to 15% off Australia adventures ********
1 Jun 2022 Up to 20% off Europe tours ********
15 Dec 2021 Up to 70% on local deals ********
23 Jun 2022 Up to 42% off movie tickets in Adelaide ********
23 Jun 2022 Up to 51% off half-day whale watching cruise in Sydney ********

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