8 sites to book layby holidays online

Want to go on holiday but don’t have the cash right now? These sites let you book your dream holiday now and pay it off later.

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There's plenty of companies that offer layby holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.

Some also offer an interest-free period, which means that your finances don't have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.

Of course, like with any loan or credit product, you'll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.

As always, read what you're getting before you sign on the dotted line!

We share the benefits of booking with each company below along with some discount codes to help you save even more.

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1. Flight Centre

  • Option to book last minute or months in advance.
  • Weekly, fortnightly and monthly options are available.
  • Book-now pay-later policy: Interest-free (for 6-9 months) holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements.

View coupon codes for Flight Centre


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2. Contiki

Spend less time worrying about payments and more time choosing which itinerary to take with easy access to zipMoney that will help you pay for your dream holiday now.

  • No deposit necessary.
  • Flexible monthly payment plans available.
  • zipMoney Policy: Interest-free for 6 months, after which interest will accrue at the standard annual percentage rate. Approved applicants only.

Go to the Contiki website

View coupon codes for Contiki


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3. G Adventures

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Go to the G Adventures website

View coupon codes for G Adventures


Photo Taken In Mesariá, Greece

4. Luxury Escapes

Turn that dream holiday into a reality with an interest-free payment option available on all Luxury Escapes packages.

  • 7-day "change of mind" refund guarantee.
  • Available on purchases up to $999.
  • Latitude Pay policy: Pay 10% up front and the rest in 9 weekly automatic payments. Sign up using your Visa or Mastercard credit/debit card. Subject to approval and late fees of up to $50 apply.

Go to the Luxury Escapes website

View coupon codes for Luxury Escapes


Women visiting the old city of Hoi An in Vietnam by bike during morning

5. Scoopon

Get access to some of the best travel deals on the Internet with a flexible 10-week payment option.

  • Shop now with just 10% down and pay your balance over 10 weeks.
  • 7-day "change of mind" no questions asked guarantee.
  • Latitude Pay policy: Subject to approval. Pay over 10 weeks for purchases between $20 and $999. Late fees of up to $50 apply.

Go to the Scoopon website

View coupon codes for Scoopon


Photo Taken In Buenos Aires, Argentina

6. RedBalloon

Much more than just experiences, RedBalloon offers a huge selection of hotel stays and getaways that you can pay for using Afterpay.

  • Use promo codes and coupons to save even more on your stay.
  • Choose from city stays, winery escapes and unique getaways like sleepovers at the zoo.
  • Afterpay policy: Pay for your stay interest-free on orders up to $1,000 in 4 fortnightly instalments. Late fees apply.

Go to the RedBalloon site

View coupon codes for RedBalloon


Happy female traveling on boat, Krabi Thailand

7. Webjet

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Woman with yellow jacket walking in the electronic town district of Akihabara, the geek ward of Tokyo, Japan

8. TripADeal

Get your bucket list experience at unbelievable prices with the option to book now and pay later.

  • Minimum three-month interest-free period.
  • Choose from flexible repayment options: weekly, fortnightly or monthly.
  • Zip Money policy: Interest will accrue at the standard annual percentage rate after the interest-free period. A $6 monthly account fee applies if the balance is not paid by the due date. Approved applicants only.

Want to book layby holidays online? Use one of our coupons:

Deal

Australia hotels from $165

Verified Today Expires 14 Oct 2021
Available on select stay dates until 31 March 2022. Destinations include Perth, Sydney, Adelaide, Hunter Valley, Blue Mountains, Rottnest Island and more. Sample rate is for a 3-night getaway at Rydges Darwin Central.
Deal

Queensland getaways from $169

Verified 4 days ago Expires 11 Oct 2021
Available on select travel dates until July 2022. Destinations include Port Douglas, Cairns, Palm Cove, Gold Coast, Fraser Island, Hamilton Island, Whitsundays and more. Sample rate is for a 3-night stay at Trinity Beach.
Deal

Up to 15% off + $99 deposits on Australia adventures

Expires 30 Sep 2021
Available on select travel dates until 2022. Destinations include Melbourne, Perth, Rottnest Island, Cairns, Darwin, Sydney, Byron Bay, Uluru, Canberra, Jindabyne and more.
Deal

Up to 70% on local deals

Shop for dining experiences, attractions and more for up to 70% off. Destiantiosn include Sydney, Brisbane, Canberra, Perth, Adelaide and more.
Deal

3-night Hobart escape for 2 with flights from $1,559

Verified Today Expires 14 Oct 2021
Available for travel from 19 September 2021 - 29 April 2022. Includes return airfare, stay at Mövenpick Hotel, breakfast, Mövenpick Chocolate Hour, Bruny Island traveller tour. T&Cs apply.
Deal

Up to $336 off 5-night Broome family escape

Verified Today Expires 31 Oct 2021
Available on stays from 10-23 December 2021 and 3-31 January 2022 at Oaks Cable Beach Resort. T&Cs apply.
Deal

4-night Barossa Valley glamping experience with wine tasting from $339

Verified Today Expires 30 Nov 2021
Available on select dates from 24 October 2021 - 13 April 2022 on stays at Discovery Parks. T&Cs apply.
Deal

Up to $109 off Darwin escape with Katherine Gorge cruise

Verified Today Expires 31 Oct 2021
Available from 1 February - 31 March 2021 for a 5-night stay at Mindil Beach Casino and Resort. Includes Katherine Gorge cruise and Edith Falls tour. T&Cs apply.
Deal

10% off activities, experiences, travel, stays, and more

Verified 3 days ago Expires 28 Sep 2021
Get 10% off activities, experiences, travel, stays, and more. Exclusions, T&Cs apply
Deal

12-day Queensland motorhome getaway from $699

Verified 4 days ago Expires 13 Oct 2021
Available from 1 February - 31 March 2022 for a rental with Britz motorhome. T&Cs apply.
Deal

3-night Brisbane getaway with flights from $849

Verified 4 days ago Expires 31 Oct 2021
Available from 1 February - 31 March 2022 on stays at Royal On The Park and includes return airfare. T&Cs apply.
Deal

$889: 5-night Sunshine Coast escape with flights

Verified 4 days ago Expires 31 Oct 2021
Available for travel from 1 February - 31 March 2022. T&Cs apply.
Deal

Up to 44% off Palm Cove escape with hot air balloon flight for 2

Expires 6 Oct 2021
Available on select travel dates from November 2021 - December 2022. Includes accommodation at The Reef House, a 3-course dinner for 2, $350 resort credits, bottle of wine and more. T&Cs apply.
Deal

5-night Hamilton stay for 2 with flights from $2,419

Expires 26 Sep 2021
Available for travel from 22 January - 30 March 2022. Includes return flights, stay at the Reef View Hotel, $200 resort credits, breakfast and Whitehaven beach cruise. T&Cs apply.
Deal

Up to 27% off Flinders Ranges escape with tours

Expires 31 Oct 2021
Available on stays from 1 September 2021 - 30 June 2022 at Rawnsley Park Station. Includes breakfast for 2, Flinders Ranges National Park tour, 30-minute scenic flight over Wilpena pound and more. T&Cs apply.
Deal

5-night Darwin escape with breakfast from $849

Expires 7 Nov 2021
Available on stays from 7 October - 30 December 2021 and 1 January - 31 March 2022 at Novotel Darwin. Includes complimentary room upgrade, Darwin sunset cruise, Kakadu National Park Explorer and Darwin Crocosaurus Cove ticket. T&Cs apply.
Deal

Cairns: Up to $600 off Palm Cove family escape with wildlife day tour

Expires 31 Oct 2021
Available for travel from 1 November - 18 December 2021 and 3 January - 31 March 2022. Includes a 5-night stay at Mantra Amphora and Hartley's Crocodile Adventures Park tour. Valid for 2 adults and 2 children. T&Cs apply.
Deal

Perth: 3-night Margaret River getaway from $325

Expires 20 Nov 2021
Available on stays 1 February - 31 March 2022 at Margaret's In Town Apartments and includes a full day winery and brewery tour. T&Cs apply.
Deal

Up to 15% off active tours

Expires 30 Sep 2021
Available on select travel dates until 2022. Destinations include Peru, Italy, Greece, Portugal, Spain, New Zealand, USA and more. T&Cs apply.
Deal

Up to $230 off 5-night Port Douglas getaway

Expires 6 Oct 2021
Available on stays from 10 October - 23 December 2021 and 3-22 January 2022 at Silkari Lagoons. Includes a sunset cruise with snacks and drinks. T&Cs apply.
Deal

$599: Movenpick Hotel Hobart getaway

Expires 30 Sep 2021
Available on stays from 1 October - 24 December 2021 and 4 January - 20 May 2022. Includes breakfast, Bruny Island tour with lunch, wine tasting and more. T&Cs apply.
Deal

Up to $285 off 3-night Hobart luxury escape

Expires 15 Oct 2021
Available for stays from 1 February - 31 March 2022 at The Henry Jones Art Hotel. Includes Moorilla Wine Decanted tour. T&Cs apply.
Deal

Up to 21% off 5-night Noosa Lakes Resort escape with Dolphin Safari tour

Expires 30 Sep 2021
Available for travel from 1 October 2021 - 31 March 2022. Includes a bottle of wine, room upgrade and more. T&Cs apply.
Deal

4-night Cairns escape for 2 with flights from $1,546

Expires 6 Oct 2021
Available for travel from 23 November 2021 - 31 March 2022. Includes return airfare, stay at the Mantra Trilogy, return transfers, sunset dinner cruise and Green Island day cruise. T&Cs apply.
Deal

Up to $220 off 3-night Barossa Valley getaway

Expires 3 Nov 2021
Available for travel from 10 October - 23 December 2021 and 9-31 January 2022 at Barossa Valley Resort. Includes breakfast, a 4-course lunch and free room upgrade. T&Cs apply.
Deal

12th person free on worldwide tours

Expires 30 Sep 2021
Available on select dates until 2021 when you book for 12 persons. Destinations include Peru, Croatia, Maldives, Switzerland, Greece and more. T&Cs apply.
Deal

50% off 8th traveller

Expires 30 Sep 2021
Available for travel on select dates in 2021 when you book for 8 persons. Destinations include Vietnam, Cambodia, Chile, Croatia, Switzerland and more. T&Cs apply.
Deal

Up to $210 off 4-night Oaks Broome Hotel getaway

Expires 31 Oct 2021
Available on stays from 1 February - 31 March 2022 and includes a Broome Explorer Pass and Willie Creek Pearl Farm tour. T&Cs apply.
Deal

Up to $345 off 3-night Perth escape

Expires 30 Sep 2021
Available on stays from 1-31 March 2022 at Discovery Rottnest Island. T&Cs apply.
Deal

Up to $185 off New Zealand getaway with breakfast

Expires 6 Oct 2021
Available on stays from 31 January - 31 March 2022 at Peppers Beacon Queenstown. Includes Onsen Hot Pools experience with glass of wine and a snack, wine and food tour and more. T&Cs apply.
Deal

Up to $110 off 5-night Hamilton Island getaway

Expires 31 Oct 2021
Available for travel from 11 January - 31 July 2022 at Palm Bungalow. Includes breakfast, transfers and more. T&Cs apply.
Deal

5-night Port Douglas escape for 2 with flights from $1,669

Expires 6 Oct 2021
Available for travel from 8 November 2021 - 31 March 2022. Package includes return airfare, stay at Mantra PortSea, Wildlife Habitat entry, return transfers to and from Cairns Airport and more. T&Cs apply.
Deal

10-day Western Australia campervan escape from $485

Expires 30 Oct 2021
Available on rentals in Perth from 1-30 November 2021 and 1 February - 31 March 2022. T&Cs apply.
Deal

7-day New Zealand campervan getaway from $469

Expires 14 Oct 2021
Available on rentals from 28 February - 31 March 2022 in Queenstown. T&Cs apply.
Deal

7-day Tasmania campervan from $449

Expires 30 Oct 2021
Available on rentals from 18 February - 20 March 2022 in Hobart. T&Cs apply.
Deal

5-night Port Douglas getaway with Wildlife Habitat entry pass from $299

Expires 30 Sep 2021
Available on stays from 7 November 2021 - 26 June 2022 at Paradise Links Resort Port Douglas. Includes breakfast hamper, bottle of wine, spa credits, bike hire and more. T&Cs apply.
Deal

Perth: Up to $345 off Discovery Rottnest Island getaway

Expires 30 Sep 2021
Available on stays from 1-31 March 2022. T&Cs apply.
Deal

Up to $200 Cairns getaway with sightseeing cruise

Expires 30 Sep 2021
Available on stays from 1 November - 24 December 2021 and 3 January - 31 March 2022 at Mantra Trilogy. Includes Green Island discovery cruise and Hartleys Crocodile Adventures Park with transfers. T&Cs apply.
Deal

7-night Gold Coast getaway with theme park entry + flights from $1,615

Expires 30 Sep 2021
Available from 4 October 2021 - 31 March 2022. Includes accommodation at Mantra Sun City, return flights and entry to Warner Brothers Movie World, Sea World and Wet'n'Wild. Valid for 2 persons. T&Cs apply.
Deal

3-night Hobart escape with Port Arthur tour from $569

Expires 30 Sep 2021
Available on stays from 16 February - 31 March 2022 at Mantra One Sandy Bay Road. T&CS apply.

Popular Flight Centre - Holidays coupon codes

Last checked Code description Code
24 Sep 2021 Australia hotels from $165 ********
20 Sep 2021 Queensland getaways from $169 ********
1 Sep 2021 Up to 15% off + $99 deposits on Australia adventures ********
25 Aug 2021 Up to 70% on local deals ********
24 Sep 2021 3-night Hobart escape for 2 with flights from $1,559 ********

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