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8 sites to book layby holidays online

Want to go on holiday but don’t have the cash right now? These sites let you book your dream holiday now and pay it off later.

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There's plenty of companies that offer layby holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.

Some also offer an interest-free period, which means that your finances don't have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.

Of course, like with any loan or credit product, you'll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.

As always, read what you're getting before you sign on the dotted line!

We share the benefits of booking with each company below along with some discount codes to help you save even more.

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1. Flight Centre

Take your dream holiday without worrying about paying upfront with one of Australia's most popular online travel agencies.

  • Option to book last minute or months in advance.
  • Weekly, fortnightly and monthly options are available.
  • Book-now pay-later policy: Interest-free (for 6-9 months) holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements.

View coupon codes for Flight Centre


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2. Contiki

Spend less time worrying about payments and more time choosing which itinerary to take with easy access to zipMoney that will help you pay for your dream holiday now.

  • No deposit necessary.
  • Flexible monthly payment plans available.
  • zipMoney Policy: Interest-free for 6 months, after which interest will accrue at the standard annual percentage rate. Approved applicants only.

Go to the Contiki website

View coupon codes for Contiki


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3. G Adventures

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Go to the G Adventures website

View coupon codes for G Adventures


Photo Taken In Mesariá, Greece

4. Luxury Escapes

Turn that dream holiday into a reality with an interest-free payment option available on all Luxury Escapes packages.

  • 7-day "change of mind" refund guarantee.
  • Available on purchases up to $999.
  • Latitude Pay policy: Pay 10% up front and the rest in 9 weekly automatic payments. Sign up using your Visa or Mastercard credit/debit card. Subject to approval and late fees of up to $50 apply.

Go to the Luxury Escapes website

View coupon codes for Luxury Escapes


Women visiting the old city of Hoi An in Vietnam by bike during morning

5. Scoopon

Get access to some of the best travel deals on the Internet with a flexible 10-week payment option.

  • Shop now with just 10% down and pay your balance over 10 weeks.
  • 7-day "change of mind" no questions asked guarantee.
  • Latitude Pay policy: Subject to approval. Pay over 10 weeks for purchases between $20 and $999. Late fees of up to $50 apply.

Go to the Scoopon website

View coupon codes for Scoopon


Photo Taken In Buenos Aires, Argentina

6. RedBalloon

Much more than just experiences, RedBalloon offers a huge selection of hotel stays and getaways that you can pay for using Afterpay.

  • Use promo codes and coupons to save even more on your stay.
  • Choose from city stays, winery escapes and unique getaways like sleepovers at the zoo.
  • Afterpay policy: Pay for your stay interest-free on orders up to $1,000 in 4 fortnightly instalments. Late fees apply.

Go to the RedBalloon site

View coupon codes for RedBalloon


Happy female traveling on boat, Krabi Thailand

7. Webjet

Never miss a trip with Lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.

  • Only a $250 deposit is required to reserve your spot.
  • Trip can be paid in smaller payments up until 60 days prior to departure.
  • Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
  • Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.

Woman with yellow jacket walking in the electronic town district of Akihabara, the geek ward of Tokyo, Japan

8. TripADeal

Get your bucket list experience at unbelievable prices with the option to book now and pay later.

  • Minimum three-month interest-free period.
  • Choose from flexible repayment options: weekly, fortnightly or monthly.
  • Zip Money policy: Interest will accrue at the standard annual percentage rate after the interest-free period. A $6 monthly account fee applies if the balance is not paid by the due date. Approved applicants only.

Want to book layby holidays online? Use one of our coupons:

G Adventures G Adventures

G Adventures

Up to 15% off Australia and New Zealand tours

Available on select dates in 2020 and 2021. Destinations include Sydney, Adelaide, Melbourne, Cairns, Wellington, Auckland, Queenstown and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 15% off Australia tours

Available on select 2020 and 2021 dates for trips to Byron Bay, Uluru, Perth, Whitsundays, Melbourne, Adelaide and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 20% off Asia tours

Available on selected trips departing 22 March 2021 - 30 April 2022 to Vietnam, Thailand, India, Cambodia, Singapore and more. T&Cs apply.

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Deal ends

Contiki Contiki

Contiki

Up to 20% off Latin America tours

Available on select trips departing from 13 November 2020 - 22 March 2022 to Argentina, Brazil, Peru, Ecuador, Mexico and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 20% off USA and Canada tours

Available on selected trips departing from 1 February 2021 - 30 April 2022. Destinations include Las Vegas, Los Angeles, New York, Toronto, Vancouver and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

50% off 8th traveller

Available for travel on select dates in 2021 when you book for 8 persons. Destinations include Vietnam, Cambodia, Chile, Croatia, Switzerland and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off North Africa and Middle East tours

Available on select dates in 2021. Destinations include Jordan, Morocco, Egypt, Israel, Oman and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Africa tours

Available on select dates in 2021. Destinations include Kenya, Tanzania, Uganda, South Africa and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Asia tours

Available on select dates in 2021. Destinations include Thailand, India, Bali, Laos, Vietnam and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Central America tours

Available on select dates in 2021. Destinations include Costa Rica, Mexico, Honduras, Panama, Belize and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off South America tours

Available on select dates in 2021. Destinations include Chile, Galapagos, Peru, Brazil, Argentina and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

G Adventures

Up to $427 off worldwide sailings

Available on select sail dates from October 2020 and May 2021 to Cuba, Croatia, Maldives, Thailand, Geece and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

G Adventures

12th person free on worldwide tours

Available on select dates in 2020 and 2021 when you book for 12 persons. Destinations include Peru, Croatia, Maldives, Switzerland, Greece and more. T&Cs apply.

Last verified

Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off Europe tours

Available on select dates in 2021 to Croatia, Switzerland, Italy, Spain, Greece and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

G Adventures

Up to 15% off North America tours

Available on select tours in 2021 to Los Angeles, Las Vegas, San Francisco, New York, Canada, Alaska and more.

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Deal ends

Contiki Contiki

Contiki

Up to 20% off New Zealand trips

Available on selected trips departing from 14 November 2020 - 6 March 2021 to Christchurch, Auckland, Rotorua, Queenstown and more. T&Cs apply.

Last verified

Deal ends

Contiki Contiki

Contiki

Up to 30% off worldwide trips

Available on select 2021 and 2022 travel dates to Thailand, Greece, Mexico, Rome and more. T&Cs apply.

Last verified

Contiki Contiki

Contiki

Up to 25% off Greek island hopping tours

Valid for travel from April - September 2021. Includes meals, accommodation, transport and more. Destinations include Athens, Mykonos, Santorini and more. T&Cs apply.

Last verified

Contiki Contiki

Contiki

Up to 25% off Europe tours

Available on tours from 1 March 2021 - 15 April 2022. Destinations include Germany, Austria, Greece, Switzerland, Netherlands, Athens, Italy and more. T&Cs apply.

Last verified

Deal ends

Scoopon Scoopon

Scoopon

Up to 50% off Casa Del desserts in Sydney

Available on select dates dates for takeaway. Desserts include cupcakes, slices, cakes, biscuits and more. T&Cs apply.

Last verified

Scoopon Scoopon

Scoopon

10% off local experiences

Subscribe to the newsletter via email and use the code upon checkout. Minimum spend of $49 required. Valid for new subscribers only. T&Cs apply.

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Contiki Contiki

Contiki

5% off your next trip

Available for travel on select dates from July 2020 onward. Travel again with Contiki to receive 5% off your next trip.

Last verified

Scoopon Scoopon

Scoopon

Up to 70% on local deals

Shop for dining experiences, attractions and more for up to 70% off. T&Cs apply.

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G Adventures G Adventures

G Adventures

Sign up to receive promos

Sign up to receive news, promotions and other good stuff from G Adventures.

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Scoopon Scoopon

Scoopon

Up to 70% off things to do in Brisbane

Available for activities like wine tasting, tours, rock climbing, cruises and more. T&Cs apply.

Last verified

Popular G Adventures coupon codes

Last checked Code description Code
1 Oct 2020 Up to 15% off Australia and New Zealand tours ********
2 Sep 2020 Up to 15% off Australia tours ********
7 Oct 2020 Up to 20% off Asia tours ********
7 Oct 2020 Up to 20% off Latin America tours ********
7 Oct 2020 Up to 20% off USA and Canada tours ********

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