5 sites to book layby cruises online

Pay for your next holiday with interest-free payment options that will lead you straight into smooth sailings.

Find yourself booking your next cruise sooner than you think with these sites offering layby cruises with interest-free options and payment plans.

Each company has their perks for booking interest-free cruises such as flexibility with payments, low deposits or no deposits and cruises available for financing that are as low as $999. Keep in mind that as with any other loan or credit product, you could be paying interest and/or additional fees if you can't make timely payments.


1. Flight Centre
Book your next cruise with one of Australia’s most-trusted travel booking sites, Flight Centre, and make interest-free payments with flexible payment plans.

  • Weekly, fortnightly and monthly payments options are available.
  • Interest-free financing available on cruises as low as $999.
  • Book last minute or in advance.

Go to Flight Centre website View coupon codes for Flight Centre


2. CruiseAway
Have unlimited cruise options available to you through CruiseAway without having to worry about paying entirely upfront.

  • Pay an initial deposit as low as $100, with sales sometimes discounting that further. Final payment for the cruise is due at least 65 days before you sail, but that could be longer depending on the cruise line.
  • Cruise doesn’t need to be paid in full until 65 days prior to departure.
  • Payment plans available.

Go to CruiseAway website View coupon codes for CruiseAway


3. Contiki
A sailing holiday with Contiki is at your fingertips with the option to get your next trip as soon as a sale drops, even if you don’t have the cash upfront.

  • No deposit necessary.
  • With zippay for your holiday under $1,000 in $40/month interest-free instalments plus a $6 monthly account fee. If you can't pay, a late fee will be charged.
  • With zipmoney, pay your $1,000 or more holiday off from $40/month interest-free for the first six months plus up to a $99 establishment fee. Any remaining balance after six months will be charged interest.

Go to Contiki website View coupon codes for Contiki


4. G Adventures
With flexible payment options and Lifetime deposits, G Adventures makes sure that you can always have an adventure lined up.

  • Only a $250 deposit is required when you initially book.
  • Take your time making payments up until 60 days prior to departure.
  • Lifetime deposits mean that you never lose your initial deposit even if you change your trip dates.

Go to G Adventures website View coupon codes for G Adventures


See the latest travel deals from these companies:

Contiki Contiki

Up to 25% off last-minute tours worldwide

Book a range of last-minute Contiki tours, from week-long jaunts to month-long journeys, to destinations including Italy, France, Germany, Iceland, Greece, Vietnam, Thailand, USA, Canada and more.

Last verified

CruiseAway CruiseAway

Up to 42% off P&O cruises + free premium beverage package

Valid for travel on select dates from September 2019 - October 2020. Destinations include Sydney, Brisbane, Noumea, Port Vila and more. T&Cs apply.

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Deal ends

CruiseAway CruiseAway

50% off deposit + Up to $500 OBC with Holland America cruises

Valid for travel on select dates in 2020-2021. Includes $25 beverage card for kids, complimentary pinnacle grill dinner and more. Destinations include Auckland, Sydney, Christchurch, Tasmania and more. T&Cs apply.

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CruiseAway CruiseAway

Perth: 3-day cruise from $355

Valid for travel 25-27 January 2021 on board the Vasco da Gama. T&Cs apply.

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CruiseAway CruiseAway

Up to $1,000 air credit with Holland America

Valid on select 2019 and 2020 sailings. Destinations include New Zealand, Australia, Northern Europe, South Pacific and more. T&Cs apply.

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Deal ends

Contiki Contiki

Up to 10% off Japan tours

Valid for 2020 and 2021 departures. T&Cs apply.

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Contiki Contiki

Up to $2,664 off trips in 17 Europe countries and Mykonos Island

Valid for select 2020 travel dates. Destinations include London, Paris, Barcelona, Vatican City, Munich, Albania, Croatia, Italy, Austria, Germany, Liechtenstein, Switzerland and more. T&Cs apply.

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Contiki Contiki

Up to 25% off Europe tours

Valid for travel until March 2020. Destinations include England, Germany, Austria, Italy, France and more. T&Cs apply.

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Flight Centre - Cruises Flight Centre - Cruises

5-night Tasmania cruise from $829

Valid for travel on 18 February 2020 aboard the Carnival Splendor. Includes all main meals and entertainment on board. T&Cs apply.

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CruiseAway CruiseAway

Early bird sale: Up to 20% off cruises

Valid for travel on select dates depending on the destinations. Destinations include Japan, Hawaii, Dubai, and more. T&Cs apply.

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Flight Centre - Cruises Flight Centre - Cruises

Up to $800 off stateroom + 50% off deposits with Carnival

Valid for travel on select dates in 2020. Destinations include New Zealand, Tasmania, South Pacific and more. T&Cs apply.

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CruiseAway CruiseAway

Up to 46% off Celebrity cruises

Valid for travel on select 2020 dates. Destinations include Mediterranean Sea, Southern Europe, Pacific, Hawaii, Canada, USA East Coast and more. T&Cs apply.

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Flight Centre - Cruises Flight Centre - Cruises

Up to $500 OBC + free drinks package

Valid for cruise on select dates in 2020 - 2021 with Cunard Cruises. Destinations include Japan, Alaska, New Zealand and more. T&Cs apply.

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CruiseAway CruiseAway

Free 2-category cabin upgrade with Azamara Cruises

Valid for travel on select dates in 2020. T&Cs apply.

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CruiseAway CruiseAway

Free Europe flights with Viking River Cruises

Valid for 2020-2021 sailings. T&Cs apply.

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CruiseAway CruiseAway

Up to 18% off cruises + free flights

Valid for travel from November 2019 - February 2020, including over Christmas with Viking Ocean Cruises. Destinations include Australia, New Zealand and Asia. T&Cs apply.

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Flight Centre - Cruises Flight Centre - Cruises

P&O cruises in Australia from $499

Valid for travel on select dates in 2020. Sample fare is for a 3-night Sapphire Coast cruise. Destinations include Moreton Island, Isle of Pines, Noumea, Mare, Vanuatu, Fiji Islands and more. T&Cs apply.

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G Adventures G Adventures

Up to 15% off Southeast Asia tours

Valid for travel from 2 October 2019 - 10 January 2020. Destinations include Chiang Mai, Manila, Hanoi, Bangkok, Singapore and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

Up to 25% off USA tours

Valid for travel from 11 October 2019 - 6 January 2020. Destinations include San Francisco, Los Angeles, Las Vegas and more. T&Cs apply.

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G Adventures G Adventures

Up to 15% off South America tours

Valid for travel from 12 October 2019 - 26 January 2020. T&Cs apply.

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Deal ends

G Adventures G Adventures

Up to 15% off Europe tours

Valid for travel from 17 October 2019 - 13 January 2020, including over Christmas. Destinations include Venice, Italy, Madrid, Barcelona, London, Reykjavik and more. T&Cs apply.

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Deal ends

G Adventures G Adventures

Up to 20% off Africa tours

Valid for travel from 10 October - 15 December 2019. T&Cs apply.

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G Adventures G Adventures

Up to 30% off Mekong riverboat adventures

Valid for travel from 3 October 2019 - 13 January 2020. T&Cs apply.

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G Adventures G Adventures

Up to 15% off Mexico and Central America tours

Valid for travel from 25 October 2019 - 1 January 2020. T&Cs apply.

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G Adventures G Adventures

Up to 30% off Peru tours

Valid for travel from 15 September - 10 November 2019. T&Cs apply.

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G Adventures G Adventures

Up to 10% off Japan tours

Valid for travel from 16 October 2019 - 10 January 2020. T&Cs apply.

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Deal ends

CruiseAway CruiseAway

Up to $700 off per cabin with MSC Cruises

Valid for travel on select 2020 and 2021 sailings on 7+ nights. T&Cs apply.

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Deal ends

Contiki Contiki

Up to 10% off Asia 2020 trips

Valid for travel on select dates. Destinations include Japan, Thailand, Vietnam, Cambodia, India and more. T&Cs apply.

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Deal ends

CruiseAway CruiseAway

20-night USA cruises + flights from $3,799

Valid for travel on select dates in 2020. Destinations include Honolulu, Hawaii and more. Includes flights from Sydney, accommodation, daily meals and more. T&Cs apply.

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CruiseAway CruiseAway

10-night P&O cruises from $1,329

Valid for travel on select dates in 2021 departing from Sydney. Destinations include Isle of Pines, Mystery Island, Port Vila and more. Includes meals and more. T&Cs apply.

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Deal ends

Contiki Contiki

Up $817 off Africa tours

Valid on select 2019 and 2020 dates. Includes accommodation, transportation, tours and more. T&Cs apply.

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Deal ends

Flight Centre - Cruises Flight Centre - Cruises

11-night Hong Kong cruise from $1,449

Valid for cruise until 2021 with Princess Cruises from Perth. Includes all main meals, entertainment on board, on-board credit and more. T&Cs apply.

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Deal ends

Flight Centre - Cruises Flight Centre - Cruises

Free flights, upgrades and 2-for-1 deposits on Viking Cruises

Book a Viking ocean or river cruise in destinations like Italy, France, Norway, the UK, Germany, the USA, Japan and more between August 2019 and March 2021.

Last verified

Contiki Contiki

Up to 10% off Greek island hopping tours

Valid for travel on select 2019 dates. Includes meals, accommodation, transport and more. Destinations include Athens, Mykonos, Santorini and more. T&Cs apply.

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CruiseAway CruiseAway

Up to 40% off Miami cruises

Valid for travel on select dates in 2019 - 2020. Other destinations include New York, Europe, Caribbean and more. T&Cs apply.

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CruiseAway CruiseAway

Up to 40% off Australia and New Zealand Christmas cruises

Valid for travel until December 2020 across Australia and New Zealand. Destinations include Sydney, Brisbane, Melbourne, Auckland and more. T&Cs apply.

Last verified

Contiki Contiki

Up to 30% off last-minute Asia tours

Valid on select tours departing until 26 December, including Asian Adventure and Eternal India.

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Contiki Contiki

5% off your next trip

Travel again with Contiki to receive 5% off your next trip.

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Flight Centre - Cruises Flight Centre - Cruises

Southern Australia fly, stay and cruise package from $2,159

Valid on 25 February 2020 with Royal Caribbean. Includes one-way airfare from Adelaide to Perth, 3-night pre-cruise accommodation, 5-night cruise with cabin accommodation, transfers and more. T&Cs apply.

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Deal ends

Scoopon Scoopon

12-day Vietnam tour + flights for just $1,999

Valid for travel on select dates from 16 January 2018 - 30 March 2019. Includes land and cruise accommodation, meals, flights, airport transfers, guided tours and more. T&C's apply.

Last verified

Popular Contiki coupon codes

Last checked Code description Code
17 May 2019 Up to 25% off last-minute tours worldwide ********
28 Aug 2019 Up to 42% off P&O cruises + free premium beverage package ********
21 Aug 2019 50% off deposit + Up to $500 OBC with Holland America cruises ********
17 Sep 2019 Perth: 3-day cruise from $355 ********
16 Sep 2019 Up to $1,000 air credit with Holland America ********

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