We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
TICA is Australia's largest tenancy database which helps to protect landlords from bad tenants. With years of experience working with property owners and landlords, it now also offers landlord insurance. Find out more about your options below.
We don't currently have this brand on our panel. But don't fret! You can head to the TICA website or compare a bunch of other landlord insurance companies with Finder.
TICA landlord insurance cover options
TICA provides several landlord insurance policy options. Here's an overview of what it offers:
TICA's landlord insurance policy covers property investment owners for deliberate or malicious damage, fire and explosion and landlord contents. There is also the option of upgrading your landlord insurance to cover events like accidental damage, pet damage and more.
TICA also offers insurance for your holiday home. It provides cover for events including fire, explosion, lightning, earthquakes, accidental glass breakage, malicious damage, storms, theft by third parties and deliberate damage.
If you have a holiday unit you want to rent out, TICA can also provide cover for that by insuring the contents kept at the property. Insured events include fire, explosion, lightning, earthquakes, accidental glass breakage, malicious damage, storms, theft by third parties and deliberate damage.
TICA policy benefits
Here's what you can get with a TICA policy.
|Type of cover||Landlord||Landlord Plus||Landlord Customised||Landlord Customised Plus||Holiday Unit||Holiday Unit Plus||Holiday Customised||Holiday Customised Plus|
|Building||Not included||Not included||Sum Insured||Sum Insured||$30,000||$60,000||Sum Insured||Sum Insured|
|Contents||$30,000||$70,000||Sum Insured||Sum Insured||$30,000||$60,000||Sum Insured||Sum Insured|
|Riot or civil commotion|
|Tax Audit Fees|
|Legal Liability||$20 million||$20 million||$20 million||$20 million||$20 million||$20 million||$20 million||$20 million|
|Loss of Rent||52 weeks||52 weeks||52 weeks||52 weeks||$50,000||$50,000||Sum Insured||Sum Insured|
|Prevention of access||52 weeks||52 weeks|
|Damage and Theft by Tenants||Damage by Tenants|
|Deliberate Damage||$50,000||$70,000||Building Sum Insured||Building Sum Insured||$50,000||$60,000||Building Sum Insured||Building Sum Insured|
|Accidental Damage||$70,000||$70,000||$60,000||Building Sum Insured|
|Damage Rent Loss||Tenant's Default will be noted on the Certificate of Insurance||52 weeks||52 weeks||52 weeks||52 weeks|
|Theft||$50,000||$70,000||Building Sum Insured||Building Sum Insured|
TICA landlord insurance excess: How it works
The excess is a payment you need to contribute towards a claim when an insurer agrees to cover you. You have to pay any excesses which apply to your claim. They're generally outlined in your Policy Schedule. With TICA, your excess may include:
- Standard/basic excess. This is usually applied whenever you make a claim and is generally around $300.
- Theft by tenant. An excess of $250 generally applies.
- Earthquake or tsunami damage excess. You might need to pay an additional excess for claims related to earthquakes or tsunamis.
How to make a TICA landlord insurance claim
You can make a TICA landlord insurance claim online. The following claim forms are available on its website:
More guides on Finder
2022 Porsche Taycan review
Save time with 4 expert car reviews of the Porsche Taycan combined into one.
Does travel insurance cover Airbnb?
We take a look to see if you are fully protected by insurance if your Airbnb trip goes wrong.
Rent default and loss of rent are 2 different features of landlord insurance you might need.
2022 Ram 1500 review
Save time with this combined review of the RAM 1500 super ute
Private health insurance tax guide
If you just turned 31 or have started earning over $90k, you'll want to think about taking out health insurance now.
Landlord contents insurance
Landlord contents insurance: You might not think you need it, until you do.
Landlord building insurance
Compare landlord insurance policies and get covered for the things that matter to you.
Best funeral insurance
We've crunched the numbers to help you choose the best funeral insurance for your needs. Here's the top funeral insurance policies in Australia based on price, features, reputation and more.
Ask an Expert