⚡️⚡️⚡️
With energy prices rising, switch to a cheaper plan
💡
Compare Prices Now
⚡️⚡️⚡️

Laboratories Credit Union Green Personal Loan

This loan is a low fee option to help the environment and your wallet. Interest charges and establishment fees apply.

This green personal loan from Laboratories Credit Union features low fees and a loan term up to 7 years. No monthly or annual account keeping fees are charged, only a $20 establishment fee. You will need to be a member of Laboratories Credit Union to apply. This green personal loan can be used for energy-efficient upgrades, which can include water-saving devices, for your home.

No reviews yet. Write a review


From 6.75% (variable)

Interest Rate (p.a.)

6.78%

Comparison Rate (p.a.)

$2,000

Min Loan Amount

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Details

Product NameLaboratories CU Green Loan
Interest Rate (p.a.)
From 6.75% (variable)
Comparison Rate (p.a.)6.78%
Interest Rate TypeVariable
Min Loan Amount$2,000
Max. Loan Amount$50,000

How does the Green Personal Loan work?

This low fee personal loan can be used to make energy-efficient updates for your home. This can include both energy- and water-saving devices. This loan comes with variable interest, meaning that your rates could fluctuate based on the market rate. You could have lower interest payments if the rate drops, or higher if the rate increases. The only fee charged for this loan is a $20 establishment fee.

What features does the Green Personal Loan offer?

  • Green loan. This loan is suitable for green home improvement purchases, including energy- and water-saving devices.
  • Variable interest rate. With a variable rate, your interest charges may fluctuate with the market rate.
  • Varying loan term. The maximum loan term is up to 7 years.
  • Early repayments. You can make early repayments without penalty.
  • Flexible repayments. You can choose between weekly, fortnightly and monthly repayments.
  • Redraw facility. You have access to a redraw facility at no charge. The minimum redraw is $500.

How much does the Green Personal Loan cost?

There are a number of costs associated with Laboratories Credit Union’s Green Loan. These include:

  • Variable interest rate of 6.75% p.a.
  • An establishment fee of $20

This loan does not come with annual or monthly fees. The comparison rate, which includes interest and fees, is 6.78% p.a.

Am I eligible for the Green Personal Loan?

To be eligible for the Green Personal Loan, you will need to be:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • A member of the credit union

You will be required to submit details about your:

  • Employment, income and living expenses
  • Your assets, including land, house, contents, vehicles, savings and shares
  • Your debts

How do I apply for the Green Personal Loan?

You can apply for this loan online on the Laboratories Credit Union website, over the phone or at a branch. Have all the required documents at hand to speed up the process.

Compare other personal loans

1 - 5 of 5
$
Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Harmoney Unsecured Personal Loan Fixed, 3 - 7 Years, $2,000 - $70,000
Harmoney Unsecured Personal Loan
3 - 7 Years, $2,000 - $70,000
5.35%
to 19.09%
6.14%
to 19.99%
Fixed
$275 - $575
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.
NOW Finance No Fee Unsecured Personal Loan Fixed, 18 Months - 7 Years, $5,000 - $50,000
Exclusive
NOW Finance No Fee Unsecured Personal Loan
18 Months - 7 Years, $5,000 - $50,000
5.95%
to 19.95%
5.95%
to 19.95%
Fixed
$0
$0
You'll receive a fixed rate between 5.95% p.a. and 19.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.

Finder Exclusive: Apply and settle an unsecured personal loan of $30,000 or more to receive a $400 Westfield gift card. Ends on June 30 2022.
OurMoneyMarket Personal Loan Fixed, 1 - 7 Years, $2,001 - $75,000
Exclusive
OurMoneyMarket Personal Loan
1 - 7 Years, $2,001 - $75,000
5.65%
to 20.99%
6.27%
to 23.83%
Fixed
1.50% - 6%
min. $250
$0
You'll receive a fixed rate from 5.65% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

Finder Exclusive: Apply before 30th of June 2022 to secure a 0.20% p.a. discount for the full term of your loan.
Wisr Personal Loan Fixed, 3 - 7 Years, $5,000 - $64,000
Wisr Personal Loan
3 - 7 Years, $5,000 - $64,000
6.95%
to 17.95%
7.78%
to 18.37%
Fixed
$595
$0
You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.
Citi Personal Loan Plus Variable, 3 - 5 Years, $5,000 - $75,000
Exclusive
Citi Personal Loan Plus
3 - 5 Years, $5,000 - $75,000
8.90%
9.18%
Variable
$199
$0
You'll receive a variable rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

Finder Exclusive: Earn 150,000 Velocity Points when you apply and activate your account within 90 days from approval.
loading

Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate between 6.49% p.a. and 15.99% p.a. ( 7.41% p.a. to 16.84% p.a. comparison rate) based on your risk profile
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 22.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site