Kia Cerato Review 2019: 81.25% Finder Score. How does that compare?

2019 Kia Cerato Review

The comprehensive Kia Cerato review

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finder score: 81.25%

Avg. critics score: 81.25%
5 critics
How did we calculate this? We analysed and aggregated the scores of Car Advice, CarsGuide, WhichCar, Motoring and Finder to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
Car Advice84%"The Cerato GT hatch represents Kia's best and highest-volume tilt at capturing buyers who display enthusiasm for driving beyond simply commuting."Read more
CarsGuide80%"The Kia Cerato could be the smartest choice you'll make this year."Read more
WhichCar80%"The Kia Cerato hatch and sedan have stylish cabins, strong infotainment suite, and drive nicely, with all versions featuring some kind of autonomous emergency braking and seven-year warranty."Read more
Motoring81%"With a class-leading seven-year, unlimited-kilometre warranty, reasonably-priced (and capped) service costs with 12-month or 15,000km intervals and an improving reputation, the Kia Cerato is a genuine contender in the small car segment."Read more
Finder81.25%"The Kia Cerato GT is a fun, practical, "warm" sedan. I can see it appealing to a lot of Aussies and have in fact already seen more and more of them on the road."Read hands-on review

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How does the Kia Cerato compare with its peers?

Data updated regularly
Name Product Maximum Power ANCAP rating Price (from) Finder Score Read Review | Find a deal
Skoda Superb
206 Kw
5 stars
$39,990
86.67%
Read Review
Find a Deal
on Georgie’s website
Mazda 6
170 Kw
5 stars
$32,490
82.33%
Read Review
Find a Deal
on Georgie’s website
Kia Cerato
150 Kw
5 stars
$19,990
81.25%
Read Review
Find a Deal
on Georgie’s website
Toyota Camry
224 Kw
5 stars
$28,990
79.75%
Read Review
Find a Deal
on Georgie’s website
Lexus IS
423 Kw
5 stars
$59,340
73.33%
Read Review
Find a Deal
on Georgie’s website
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Compare up to 4 providers

A comprehensive review of the Kia Cerato

Kia Cerato pricing

The Kia Cerato is available in six different grades as well as two body styles: hatchback and sedan.

S

The S Cerato opens the range at $24,567.70. Highlights include front and rear parking aids, a reverse camera, lane keep assist, autonomous emergency braking, halogen DRLs, dusk-sensing auto headlamps, a six-way driver's seat adjustment, a front console armrest, heated door mirrors, a chrome tip exhaust, cruise control, 3.5-inch LCD instrument cluster, electric windows, 2 x USB outlets, an eight-inch infotainment touchscreen, Apple CarPlay and Android Auto, DAB, six speakers, Bluetooth and manual air conditioning.

In short, it's a very competitive offering.

Sport

The $26,627.70 Sport model ditches the S line's 16-inch steel wheels in favour of 17-inch alloy wheels and swaps the basic cloth seats for a sport-pattern cloth upholstery. Buyers can adjust the headrest's angle and the wiper blades are more aerodynamic. Kia installs a premium steering wheel and shift knob, the vanity mirrors are illuminated and Sport models also have satellite navigation.

Sport +

The Sport + model sells for $32,653.20. It has a six-speed automatic transmission, selectable drive modes, an auto-dimming rear mirror, plus blind spot detection, rear cross-traffic alert, energy-efficient LED DRLs, a smart key fob and push-button start, leather-appointed seats, a sliding centre armrest, electric folding outside door mirrors, smart cruise control, soft-touch materials on the interior, an illuminated glove box, dual-zone climate A/C, automatic defogging and rear air vents plus heated front seats.

GT

Finally, the most expensive Cerato adds to the Sport + specification, for a driveaway price of $36,927.70. Some of the key differences include a powerful, more fuel-efficient 1.6-litre petrol engine in tandem with a seven-speed dual-clutch transmission. It rolls on 18-inch alloys and sticky Michelin Pilot Sport 4 tyres. Kia also fits LED headlights and rear combination lamps, sports leather seats, an eight-way power-adjustable driver's seat with two-way lumbar support and position memory, the GT body kit, high gloss door mirrors, dual exhaust, a sports flat-bottom perforated leather steering wheel, a larger 4.2-inch LCD instrument cluster, alloy sports pedal, brushed interior silver door handles, wireless phone charging, an eight-speaker premium JBL sound system, ventilated front seats and a GT-only optional Sunset Orange paint finish.

Click on a price to compare car loans for the Kia Cerato.

SSportSport +GT
2.0-litre petrol, six-gear manual, sedan/hatchback: $24,567.702.0-litre petrol, six-gear manual, sedan/hatchback: $26,627.702.0-litre petrol, six-gear automatic, safety pack, sedan/hatchback: $32,653.201.6-litre petrol, seven-speed automatic, sedan/hatchback: $36,927.70
2.0-litre petrol, six-gear manual, safety pack, sedan/hatchback: $25,597.702.0-litre petrol, six-gear manual, safety pack, sedan/hatchback: $27,657.70
2.0-litre petrol, six-gear automatic, sedan/hatchback: $27,451.702.0-litre petrol, six-gear automatic, sedan/hatchback: $29,511.70
2.0-litre petrol, six-gear automatic, safety pack, sedan/hatchback: $28,481.702.0-litre petrol, six-gear automatic, safety pack, sedan/hatchback: $30,541.70

The only free standard paint options included is Clear White.

Metallic and pearlescent paint finishes cost $520:

  • Snow White Pearl
  • Silky Silver
  • Aurora Black
  • Platinum Graphite
  • Steel Grey
  • Runway Red
  • Gravity Blue
  • Horizon Blue

The GT is also available in Sunset Orange for $520.

The above driveaway prices are for postcode 2000, available to a private buyer. The above includes on-road costs (ORCs) like 12 months' rego, CTP, stamp duty and dealer delivery. The prices may vary from dealer to dealer.

Overview

A better-than-average car. That says quite a lot as it is up against some incredibly tough competition from the likes of Toyota, Mazda and even sister brand Hyundai. It offers excellent value, generous equipment levels, acceptable styling and a comfortable interior. Throw in the long Kia warranty and you could be looking at one of the more ideal hatch or sedan models on sale.
WebsiteProsConsNotable quote
Car Advice
  • Unshakable handling
  • Value for money
  • Standard fitments
  • Spacious cabin
  • Suspension firm around town
  • Auto gets lost in urban environments
  • Synthesised engine tone
"It's been a while coming, but the new Cerato GT hatch ticks the boxes Kia couldn't previously."
CarsGuide
  • Near untouchable pricing
  • Practicality
  • Extended warranty
  • GT could be more hardcore
  • Steering sensation
"To me, the Sport Plus is the sweet spot in the range. The leather seats, dual-zone climate control with rear air vents, proximity key and heated seats clinch it."
WhichCar
  • Comfy
  • Good to drive
  • AEB across range
  • GT version is ace
  • Non-GT engines are sedate
  • Fuel economy decrease over last generation
"The Cerato GT the most impressive version, given its considerably superior performance and handling, sizable list of standard equipment and more upmarket presentation courtesy of leather upholstery."
Motoring
  • Price
  • Spec sheet
  • Ride and handling
  • GT faux engine noise
  • Not a full-size spare
"Impressive driving dynamics, good equipment levels and value for money round out the new Cerato."

Engine and performance

Kia fits either a 2.0-litre or 1.6-litre petrol into the Cerato.

Kia 2.0-litre MPI Petrol

This engine is available in S, Sport and Sport + models. It's also sold connected to a choice of six-speed manual or automatic transmission. The powerplant produces 112kW at a rather revvy 6,200rpm. Peak torque of 192Nm arrives at 4,000rpm.

Kia 1.6-litre T-GDI Petrol

This smaller petrol four-pot is more powerful and torquey than the 2.0L Kia sells. It's good for 150kW @ 6,000rpm and a gutsy 265Nm between 1,500Nm and 4,500Nm. The T-GDI is only fitted in the GT model variant.

Kia gearboxes

Kia gives buyers the choice of a six-speed manual, automatic or a seven-speed dual-clutch automatic for the GT.

Car reviewers' impressions of the Kia Cerato engine and transmission line-up

According to car reviewers, the 2.0-litre is a good engine, but it won't blow anyone's socks off. Journalists said it's an eager powerplant, just a little uninspiring. Perhaps some wished for a turbocharger to kick things up a notch. Apparently, it's a plodder of an engine and if you really squeeze the throttle it starts to remonstrate audibly. One tester summed it up nicely when they said it was perfectly fine for pootling around the suburbs or down to the shops.

The 1.6-litre petrol is transformative, so say motoring journalists. This powerplant evidently has plenty of energy and is quick to build speed. Journos found the motor, only bolted into GT Ceratos, to be a lot more fun to drive and even more fuel-efficient. Unsurprisingly, it was their favoured powertrain, even though one or two spotted it tended to be a touch hesitant.

Some buyers will be pleased they can purchase a manual Cerato in every grade apart from the GT model. For everyone else, the automatics apparently are solid gearboxes that'll add to the driving experience rather than detract from it. The basic six-speed auto that lies in the transmission tunnel of all non-GT Ceratos is outwardly purposeful and responsive. The GT has a seven-speed dual-clutch transmission and testers felt it was quick-shifting, but experienced it would occasionally get a little confused in towns where you were changing speed and throttle input a lot.

Kia Cerato engine and transmission statistics

Kia 2.0-litre MPI PetrolKia 1.6-litre T-GDI Petrol
Engine typeDouble Overhead Cam, Multi-point fuel injection, 16 valveDouble Overhead Cam, turbo gasoline direct injection, 16 valve
DrivetrainFWDFWD
Engine size/displacement1,999cc1,591cc
Fuel typePetrol (91 Ron)Petrol (91 Ron)
CylindersFour inlineFour inline
Fuel tank capacity
50 litres
Max power112kW at 6,200rpm150kW at 6,000rpm
Max torque192Nm at 4,000rpm265Nm at 1,500–4,500rpm
Fuel consumption (combined)7.4L/100km (manual)6.8L/100km (auto
Acceleration (0–100km/h)N/AN/A
Emissions standard
Euro 5
Top speed (km/h)N/A215km/h
Security
Engine immobiliser
Transmission
Six-speed manual or automatic gearbox. Seven-speed dual-clutch for GT model.
Towing capacity (unbraked/braked)
610kg/1,200kg (Some 1,100kg)

Kia Cerato fuel economy

Kia publishes full fuel economy information in its brochure for the Cerato.

2.0-litre MPI Petrol

For manual 2.0-litre endowed models, fuel usage is listed as the following:

  • Combined: 7.4L/100km (hatch), 7.6L/100km (sedan)
  • Urban: 10L/100km (hatch), 10.5L/100km (sedan)
  • Extra-urban: 5.9L/100km

Automatic 2.0-litre Ceratos use a claimed:

  • Combined: 7.4L/100km
  • Urban: 10.2L/100km
  • Extra-urban: 5.7L/100km
  • 1.6-litre T-GDI Petrol

The more powerful 1.6-litre petrol isn't as heavy a fuel user:

  • Combined: 6.8L/100km
  • Urban: 8.9L/100km
  • Extra-urban: 5.5L/100km
Be aware of fuel economy claims
Kia points out in the Cerato brochure that because fuel consumption figures are a result of an ADR 81/02 test. This procedure is strictly mandated and as a result of the controlled conditions, it isn't always indicative of real-world fuel economy usage. Consequently, you should use the brochure figures as a way of comparing different models and manufacturers.

How much fuel did the Cerato testers use? A few outlets saw a 1.0-litre difference against the fuel usage claims. Another tester managed to achieve the brochure numbers. This isn't anything out of the ordinary and happens with most cars on review. How quickly a journalist drives, how worn in the vehicle's engine is and weather or traffic conditions all impact on fuel burn.

Handling

The standard suspension set-up for the Cerato is a MacPherson strut at the front and torsion bar axle at the rear. Basically, that means it uses a conventional configuration that will work across plenty of driving conditions. The GT though has a multi-link damping set-up, giving it a little more handling intent. As a result, it was decided that if you're not bothered for a near hot-hatch-like handler, you'll be perfectly happy with an S, Sport or Sport + Cerato. That would cover the mass market in practice. One critic described the steering as kind of notchy, but no one else mentioned this. The rest unanimously agreed the steering was responsive and exact.

Motoring journalists tend to be quite critical. So when we read that they thought the Cerato GT was perhaps the best-driving Kia outright, we had to sit up and listen. As a more performance-oriented model, it does have firmer riding suspension, which might be a turn-off for some potential owners.

Kia engineers carried out a localisation program here in Australia, tweaking the Cerato in key areas to better suit domestic roads.

Interior and features

A bad or even mediocre interior will really hurt a car's chances of being positively reviewed. After all, this is the place where a driver is going to spend the majority of their time with their vehicle. Journos said it was remarkably spacious, something they hadn't expected. The car's interior designers have reputedly taken quite a reserved approach, meaning it's not massively cutting-edge or bold in any way.

In terms of the ease of use, one journalist said the infotainment system was very natural, with a clear and defined layout. They described the interface as logical. The levels of equipment are pretty impressive. A standard Cerato gets Apple CarPlay and Android Auto, a larger-than-average 8.0-inch touchscreen, Bluetooth connectivity, AC and 16-inch alloys, in addition to a well-stocked passive and active suite of safety assists. Generally, the cabin has an upmarket aura.

It's good to know the passenger compartment is practical too, with lots of general storage pockets and more specialised cup and bottle holders. The hatchback boot will gobble up a solid 428 litres (the sedan takes 502), meaning the Cerato should deal with a small family's belongings reasonably well.

It also transpires that the standard Cerato is comfortable too, though journalists did really enjoy the extra contours and padding of the GT sports seats.

One thing to be aware of though, despite all Ceratos having a widespread selection of safety features, S and Sport models are not given the full 5-star ANCAP rating that the Sport+ and GT variants get. Instead, they've been slapped with a 4-star rating, due to the lack of autonomous emergency braking. The option safety pack does unlock this, but it'll cost you an extra $1,500.

Kia Cerato safety and driver assists

SSportSport +GT
ABS with Electronic Brake Force Distribution
ESC (Electronic Stability Control)
Vehicle Stability Management
Hill-start Assist Control
Emergency Stop Signal
Seatbelt warning chime and light on all seats
Front and rear parking sensors (with dash display)
Reverse camera with dynamic guidelines and audio display
Electrochromic rearview mirror (auto-dimming)✖️✖️
Blind Spot DetectionOptionOption
Rear Cross-Traffic AlertOptionOption
Lane Keep Assist
Driver Attention Alert
Autonomous Emergency Braking and Forward Collision Warning System – car avoidance
Autonomous Emergency Braking and Forward Collision Warning System – pedestrian and cyclist detectionOptionOption
Speed limiter
Halogen Daytime Running Lights✖️✖️
LED Daytime Running Lights✖️✖️
LED headlights with LED rear combo lamp✖️✖️✖️
Dusk-sensing automatic headlights
Rear fog light
Door open warning on driver display
Speed-sensing auto door lock
Child restraint (three anchors with two ISOFIX points)
Airbags:
  • Driver and front passenger SRS airbags
  • Front side SRS airbags
  • Curtain SRS airbags
Anti-theft immobiliser
Burglar alarm with security indicator
Headlight escort function
Tyre Pressure Monitoring System

Kia Cerato interior and comfort features

SSportSport +GT
Cloth seat trim✖️✖️✖️
Cloth trim (Sport pattern)✖️✖️✖️
Leather-appointed seats✖️✖️✖️
Sport leather-appointed seats✖️✖️✖️
Six-way driver's seat including height adjustment✖️
Eight-way power driver's seat with two-way lumbar support✖️✖️✖️
IMS driver's seat with two seating position memory and easy access function✖️✖️✖️
Front centre console armrest✖️✖️
Front centre console armrest sliding function✖️✖️
Split-fold rear seats (60:40)
Rear centre armrest
Height-adjustable headrests
Headrests with height adjustment and tilt function (front seats)✖️
Cruise control with steering-wheel-mounted controls✖️✖️
Smart Cruise Control (Autos only)OptionOption
Premium steering wheel and shift knobOption✖️
Flat-bottom perforated leather sports steering wheel✖️✖️✖️
3.5-inch TFT instrument cluster✖️
4.2-inch LCD instrument cluster✖️✖️✖️
Multi-function trip computer
Power windows (front and rear)
Alloy sports pedals✖️✖️✖️
Satin silver interior door handles✖️
Brushed silver interior door handles✖️✖️✖️
Soft-touch door trim material (front)✖️✖️
Rear window defroster
Wireless phone charging✖️✖️✖️
1 x 12V power socket
2 x USB chargers
Manual air conditioning✖️✖️
Dual-zone climate control air conditioning✖️✖️
Auto defog system✖️✖️
Rear air vents✖️✖️
Ventilated front seats✖️✖️✖️
Heated front seats✖️✖️
MP3 compatible audio player with DAB
Eight-inch touchscreen
Apple CarPlay and Android Auto – with voice recognition
Six speakers✖️
Eight speakers JBL premium sound system✖️✖️✖️
Satellite navigation with traffic information✖️
AUX/USB with iPod compatibility
Bluetooth functionality (phone/media stream)
Steering wheel-mounted audio and Bluetooth buttons
Speed Dependent Volume Control
Boot underfloor storage boxHatch onlyHatch onlyHatch onlyHatch only
Luggage net hooksHatch onlyHatch onlyHatch onlyHatch only
Drive modes (Comfort, Eco, Smart, Sport)Auto onlyAuto onlyAuto onlyAuto only

Kia Cerato exterior highlights

SSportSport +GT
16-inch steel wheels✖️✖️✖️
17-inch alloy wheels✖️✖️
18-inch alloy wheels✖️✖️✖️
Michelin Pilot Sport 4✖️✖️✖️
Rear torsion beam axle✖️
Multi-link suspension✖️✖️✖️
Temporary spare wheel
Sports tuned suspension and steering✖️✖️✖️
GT body kit✖️✖️✖️
High gloss outside door mirrors✖️✖️✖️
Power heated door mirrors
Folding door mirrorsOptionOption
Mirror mounted indicators
Smart boot✖️✖️Sedan onlySedan only
Dual exhaust✖️✖️✖️✖️
Chrome tip exhaust
Aero blade front wipers✖️
Front wiper and washer (variable intermittent/two-speed)
Rear wiper and washer (two-speed)Hatch onlyHatch onlyHatch onlyHatch only

Verdict

The Kia Cerato is best categorised as above average. Kia has managed to execute everything to a very good standard, outdoing many of its own competitors. It's a great-looking car, boasts a very long list of features even in standard form, lots of safety inclusions and a seven-year warranty period. Not to mention, it's very keenly priced.

However, the 2.0-litre engine underwhelmed reviewers and the 4-star ANCAP rating on lower grade S and Sport models could be a deal-breaker for some buyers. Still, it's a good car and one that you should definitely check out if you're after a hatch or small sedan style car.

By comparing different car loans when purchasing a Kia, you could save hundreds of dollars!

Compare some options to finance a Kia Cerato

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NOW Finance Secured Personal Loan
From
4.45%
(fixed)
4.45%
You'll receive an interest rate from 4.45% p.a. to 15.45% p.a.
Borrow up to $100,000 for terms between 18 months and 7 years. You can use this loan to buy a car, motorbike, boat, motorhome or caravan.
You'll receive an interest rate from 4.45% p.a. to 15.45% p.a.
Borrow up to $100,000 for terms between 18 months and 7 years. You can use this loan to buy a car, motorbike, boat, motorhome or caravan.
Wisr Secured Car Loan
From
5.19%
(fixed)
5.46%
You'll receive a personalised interest rate from 5.19% p.a. to 17.69% p.a. based on your risk profile
A flexible car loan from $5,000 - $50,000 with personalised rates and rewards for strong credit customers.

You'll receive a personalised interest rate from 5.19% p.a. to 17.69% p.a. based on your risk profile
A flexible car loan from $5,000 - $50,000 with personalised rates and rewards for strong credit customers.

OurMoneyMarket Car Loan
From
5.5%
(fixed)
5.85%
You'll receive a fixed interest rate from 5.5% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.5% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
CUA Secured Fixed Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Latitude Personal Loan (Secured)
From
5.99%
(fixed)
7.26%
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
NAB Personal Loan Unsecured Fixed
From
9.99%
(fixed)
10.88%
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
SocietyOne Car Loan
From
6.99%
(fixed)
6.99%
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From
3.95%
(fixed)
5.1%
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
NRMA Used Car Loan
From
6.49%
(fixed)
7.19%
You'll receive a fixed rate from 6.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Credit Concierge Car Loan
From
3.85%
(fixed)
4.91%
You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
Stratton Finance New Car Loan
From
4.05%
(fixed)
5.63%
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
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Compare car insurance side-by-side and get quotes

Data updated regularly
Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost plus you will get 15% discount on first year's premium when you take out a policy online. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 2 May 2021, you can earn up to 30,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.
ahm Comprehensive
Optional
Both
Finder's summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums plus you can get up to 15% off when you purchase a new car insurance policy. T&Cs apply. Additionally, their Fixed Kilometre Plan can save you up to 30% compared to their standard comprehensive cover.

Who it might be good for: People who drive less than 15,000 km per year.
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2020 Award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement. You can also save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. You get a free Bauer magazine subscription when you sign up and a portion of your premiums go to supporting female-led businesses.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
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