Kango Travel Insurance Discounts December 2016

Save on your Kango cover with Kango Travel Insurance deals and discounts

Kango has a range of travel insurance policies that include  basic and comprehensive plans for international travel. If you’re planning a holiday in the snow, Kango also has a Winter Sports Cover plan that will insure your equipment and piste closure. Getting the right travel insurance policy is about more than just ticking a few boxes. It’s important that the policy you choose meets your expectations in terms of what it covers, when and for how much.

Kango Travel Insurance discount codes and coupons

Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

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Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

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Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What policies are available from Kango?

Big Red

This is Kango’s full-house policy option. It provides comprehensive cover, making it ideal for overseas travel. This is the only policy in Kango’s portfolio that provides unlimited cover for medical and hospitalisation expenses overseas. Benefits include:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Additional accommodation and travel expenses
  • Accidental death and disability
  • Hospital cash allowance
  • Return airfare and resuming a journey
  • Cancellation fees and lost deposits
  • Loss of income
  • Travel delays
  • Luggage and personal effects
  • Travel documents
  • Hijack and kidnapping
  • Legal expenses
  • Cover for insolvency of a travel service provider
  • Car hire excess
  • Personal liability up to $2.5 million

Eastern Grey

This policy provides limited medical and dental cover overseas. Even though it offers fewer benefits than the Big Red plan, it’s still suitable for international travel. You are covered for:

  • Overseas medical assistance and hospitalisation expenses
  • Additional accommodation and travel expenses
  • Return airfare
  • Hospital cash allowance
  • Personal money
  • Cancellation fees and lost deposits
  • Loss of income
  • Luggage and personal effects
  • Travel delays
  • Legal expenses
  • Car hire excess
  • Personal liability up to $2.5 million

Wallaby

Kango’s mid-level option provides essential cover for a lower premium. Cover includes:

  • Overseas medical assistance and hospitalisation expenses
  • Personal money
  • Cancellation fees and lost deposits
  • Loss of income
  • Luggage and personal effects
  • Personal liability up to $2.5 million

Rock Wallaby

This basic travel insurance plan covers you for:

  • Overseas medical assistance and hospitalisation expenses
  • Cancellation fees and lost deposits
  • Luggage and personal effects
  • Personal liability up to $2 million

Joey

This plan covers the absolute minimum recommended for international travel. The benefits include:

  • Overseas medical assistance and hospitalisation expenses
  • Personal liability up to $2 million

Pros and Cons of Kango

Pros

  • Underwritten by Allianz Australia
  • All policies suited to international travel
  • Two essentials-only policies
  • Authentic Australian service
  • Winter Sports and Business Cover options
  • Online quotes and application
  • 24/7 emergency support from Allianz Global Assistance
  • Resume an interrupted trip
  • Policies can be extended
  • Claims form and documentation can be emailed

Cons

  • Policies available to Australian residents only
  • Maximum age limit of 69 years (64 for Joey and Eastern Grey, and 45 for Wallaby and Rock Wallaby)

How do I apply for Kango travel insurance?

  • Compare policy options. Choose the policy that best suits your destination, the length of the journey, the travelling party and how much you can afford.
  • Online quote. Get an idea of your premium by entering your  travel and personal details into the website’s calculator.
  • Read the product disclosure statement (PDS). Each plan is explained in detail, along with the benefits  and the circumstances in which you can claim from your policy.
  • Additional options. If you want to add  extra cover later on, be sure that the policy you want to  purchase can be upgraded.

How do I make a claim with Kango?

  • Get in touch. Phone or email Kango’s Cover Claims Enquiries team to be guided through the claims process.
  • Provide documentation. The more complete your documentation is, the easier it will be to assess your claim and compensate you. You could be asked to submit medical and police reports, proof of ownership for lost or stolen items and original receipts, depending on the nature of your claim.
  • Cooperate. It takes around 10 days from when your claims form and documentation are received to process your claim. You must not admit liability without consulting Allianz first. Claims are paid out in Australian dollars.

Kango FAQ

Q. When is the best time to buy travel insurance?

  • A. The best time to take out a travel insurance policy is when you book your trip. This will ensure you’re covered for cancellation should an unforeseen event stop you from travelling.

Q. How long does it take to apply for travel insurance?

  • A. It takes a few minutes to apply online for a  Kango travel insurance policy.

Q. Can I buy a policy without a credit card?

  • A. Yes. You can send a cheque to Kango’s office address.

Q. What about pre-existing medical conditions?

  • A. Only some pre-existing conditions are covered by Kango policies. Read the PDS to see whether or not you can get cover.

Q. How can I lower my premium?

  • A. Use the promo codes to get cheaper cover.

Q. Who underwrites Kango?

  • A. Kango Travel Insurance is underwritten by Allianz Australia Insurance Ltd.

Q. Can I cancel my Kango policy if I’m not happy with it?

  • A. Yes. There is a 14-day cooling-off period. You won’t receive a refund if you’ve already started your trip, filed a claim or cancel your policy  after the cooling-off period.

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