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June’s cheapest investor loans on finder

Richard Whitten 13 June 2018 NEWS

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Even with investor lending on the decline, there's always a smart property purchase out there. Make it easier with a low-rate investment mortgage.

We've scoured finder's database once again to come up with six of the cheapest investment loans for June 2018.

Fund your property investment with a sharp interest rate and keep your repayments down while benefiting from rental return and capital growth.

Right now, the property market is a story of first home buyers rising and investors retreating. This is against a backdrop of weaker investment appetite and falling house prices in the big cities.

But for the savvy investor with their eye on the right property, none of this really matters. Lower prices mean cheaper purchases. Rates remain at historic lows. And while housing affordability is up, rents are rising, which is good for investors.

The other key piece is financing your purchase, and the lower your rate, the cheaper your investment will be. With this in mind, we've found six cheap loans which meet the following criteria:

  • All loans have a minimum loan amount of $250,000 or less and a maximum loan amount of $500,000 or higher.
  • All six mortgages have maximum loan to value ratios of 80%, requiring a 20% deposit.
  • We've also excluded lines of credit and construction loans.
  • All product information is correct as of 12 June 2018.

Check out our six cheapest loans in the table below. You can inquire about each of these products online or by speaking to a broker by clicking the green button on each product and leaving your details.

Ambitious property tycoons in the making can also check out our in-depth property investing guide.

Compare June's cheapest investor loans

Rates last updated June 24th, 2018
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.79%
3.80%
$0
$0 p.a.
80%
Investors can go from application to approval in as little as 20 minutes with this innovative online lender.
3.89%
3.92%
$0
$0 p.a.
80%
This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account.
3.99%
3.99%
$0
$0 p.a.
80%
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required. Get $1,000 cash into a USaver account when you apply for a loan of $200,000 or more (new or refinance). Terms and conditions apply.
3.99%
4.93%
$0
$0 p.a.
95%
A low deposit investor mortgage with a discounted, competitive rate from one of the big 4 banks.
4.09%
4.79%
$0
$395 p.a.
90%
Buy your investment property and set your repayments for the first year. Available with a 10% deposit. Available in QLD, NSW and ACT only.
4.14%
4.14%
$0
$0 p.a.
80%
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.

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eChoice is an award-winning broker with over 18 years of experience, and has helped more than 50,000 Australians to find the right home loan.

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  • Offers a suite of digital tools to make you a smarter borrower.
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*Our cheapest investment home loans round-up is a monthly regular article that features the cheapest loans in finder's database. The rates and other information in this page are correct at the time of publication and are subject to change. There may be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from finder.com.au's database on 12 June 2018.

Want to compare more options? Check out all our investment property home loans

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