July’s cheapest investor home loans
House prices are falling while interest rates are rising, but savvy investors can still make smart moves in the property market.
It's a tough time for property investors at the moment. Not only are house prices across most capital cities continuing to fall, but cost of funding pressures are pushing lenders to raise their rates.
In this sort of environment, it's little wonder that investor lending has fallen to a two-year low.
But wise investors know there are still smart moves to be made in the property market. As house prices fall, rents are on the way up and housing is becoming a more affordable asset class.
Moreover, there are still great deals on investment home loans. Even as rates begin to rise, investors can still find home loans with rates below 4%. We've scoured the Finder database to find six such loans, and applied the following criteria:
- All loans have a minimum loan amount of $250,000 or less and a maximum loan amount of $500,000 or higher.
- All six mortgages have maximum loan to value ratios of 80%, requiring a 20% deposit.
- We've also excluded lines of credit and construction loans.
- All product information is correct as of 5 July 2018.
Compare our six cheapest loans in the table below. You can inquire about each of these products online or by speaking to a broker by clicking the green button on each product and leaving your details.
To learn more about savvy property investment, check out our in-depth property investing guide.*Our cheapest investment home loans round-up is a monthly regular article that features the cheapest loans in finder's database. The rates and other information in this page are correct at the time of publication and are subject to change. There may be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from finder.com.au's database on 5 July 2018.