Jayco loans

Looking to explore the great outdoors? Compare your Jayco finance options now.

Jayco Australia is a caravan and camping manufacturer that was founded by Gerry Ryan in 1975. It's the leading Australian recreational vehicle (RV) maker, having produced over 200,000 vehicles since 1975 and currently employs over 1,100 people.

Jayco models available in Australia

Jayco sells a large range of RVs, including camper trailers, motorhomes, caravans and campervans. These include:

    • Jayco Swan camper trailer
    • Jayco Swift camper trailer
    • Jayco Freedom caravan
    • Jayco Journey caravan
    • Jayco Silverline caravan
  • Jayco FD.19-1 campervan
  • Jayco MS.22-2 campervan
  • Jayco Conquest motorhome
  • Jayco Conquest DX
  • Jayco Optimum

How much does it cost to buy and run a Jayco?

The purchase prices of popular 2019 Jayco models are as follows:

  • 2019 Jayco Swan: $26,990
  • 2019 Jayco Swift: $18,690
  • 2019 Jayco Freedom: $43,990
  • 2019 Jayco Silverline: $76,990
  • 2019 Jayco Conquest: $104,990
  • 2019 Jayco Optimum: $231,990

Compare loans you can use to purchase a Jayco

Updated June 18th, 2019
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$295
$10
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
5.69% (fixed)
5.97%
$25,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
4.99% (fixed)
5.54%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 4.99% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$399
$0
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
From 5.34% (fixed)
6.6%
$7,500
1 to 7 years
$459.20 (for private seller vehicles this fee is $608)
$8.90
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $150,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
From 4.99% (fixed)
6.23%
$10,000
1 to 7 years
$350
$5
You'll receive a fixed rate of 4.99% p.a. with a comparison rate of 6.23% p.a.
Get access to over 20 providers to fund a new or used car.

8.49% (fixed)
9.67%
$10,000
1 to 7 years
$250
$12
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$195
$12
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
From 7.99% (variable)
8.96%
$10,000
1 to 10 years
$200
$10
You'll receive a variable rate from 7.99% p.a.
Apply for up to $75,000 and benefit from features such as fast approval, free online redraws and no penalties for early repayment.
6.69% (fixed)
7.04%
$2,000
1 to 5 years
$250
$0
You'll receive a fixed rate of 6.69% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
From 5.99% (fixed)
6.55%
$5,000
1 to 7 years
$399
$0
You'll receive a fixed rate from 5.99% p. a.
Purchase a new car with this loan and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Compare up to 4 providers

Other costs to consider

  • Maintenance and repairs. Like a car, you'll be required to cover cost of any repairs and servicing. It's important to keep your vehicle in good condition to minimise the need for expensive maintenance or repairs in future.
  • Registration. Whether you choose a caravan, camper trailer, caravan or motorhome, you'll be required to register it. Registration costs vary by the type of vehicle you want to register and the state or territory you need to register it in.
  • Insurance. As with any other vehicle, you're legally required to purchase compulsory third party (CTP) insurance to use your RV. There are optional insurance products available that can also cover theft, fire or any accidental damage. The cost of these policies will vary depending on your risk profile, which is determined by factors such as your age, gender and driving history.
  • Stamp duty. You aren't required to pay stamp duty on caravans or camper trailers in Australia. However, you will need to pay duty on a campervan or motorhome: the cost of the duty will vary by state or territory.
  • Optional extras. The listed prices of RVs will generally not include any additional features, such as solar panels or generators. If you wish to add extras to your vehicle, you'll need to factor in the additional costs.
  • Cost of finance. If you're looking to finance your Jayco using a car loan or other form of finance, you'll also need to consider the cost of the loan.

What types of Jayco financing options are available?

  • Secured loan. A type of personal loan that uses the vehicle as security against the loan. You'll generally receive a lower rate than on an unsecured loan, but the lender may take ownership of your vehicle if you fail to repay the loan.
  • Unsecured loan. You aren't required to use the vehicle as security on an unsecured loan, but you'll generally receive a higher rate than on a secured loan.
  • Dealer finance. There are 29 Jayco dealers in Australia and many offer finance directly. You'll need to check with your local dealer to see if it can provide finance for your vehicle.

Factors to consider when financing your Jayco

There are a number of factors you should take into account before deciding on a finance option. These include:

  • Interest rate. Your interest rate will determine the size of your loan repayments and the overall cost of your loan. You should also check the comparison rate to get a better idea of the true cost of a particular loan.
  • Loan term. Most car loans are offered from one to seven years.
  • Fees and charges. These can range for initial application or establishment fees, to ongoing service fees. You may also be charged for making additional repayments, paying your loan off early or breaking any conditions of the loan. Fees and charges are incorporated into the comparison rate, which you can then use to compare which loan product may be best suited to you.
  • Repayments. Most finance options will require you to make regular repayments, generally on a weekly, fortnightly or monthly basis, depending on the lender.
  • Loan amount. Most finance options will have minimum and maximum loan amounts, so you want to make sure a certain loan will allow you to borrow the amount you need.

What you'll need to apply for a Jayco loan

This will vary slightly depending on the type of finance you choose. However, you'll generally need to meet the following criteria to be eligible for a loan:

  • You're at least 18 years old
  • You're an Australian citizen or permanent resident
  • You're currently employed or earning a reliable income

As part of your application process, you'll generally also be asked to provide the following:

  • Proof of residence
  • Proof of employment
  • Additional financial information such as your debts, assets and other liabilities
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Car Loan Offers

Important Information*
Logo for Latitude New and Used Car Loan
Latitude New and Used Car Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for Loans.com.au - New Car Loan
Loans.com.au - New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.

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