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Invest or save: A cheat sheet for where to spend your dollars

Information verified correct on December 11th, 2016

Let us help you be a savvy shopper this season; find out which pieces to invest in and what you should buy on the cheap.

There are a handful of swoon-worthy pieces you can splurge on with a clear conscience, and we're here to shine the light on them for you. You're welcome. Should you invest in a black leather jacket? Absolutely. What about an expensive cotton blend t-shirt? Forget about it.

Read on for your cheat sheet when deciding what's worthwhile investing in and what you can buy on the cheap.


The pieces to spend big on:

Classic heels

A pair of nude or black classic pumps will never lead you astray. Worn 9-5 in the office, paired with cropped skinny jeans or a cute dress, this is a pair of quality heels you need to invest in and channel your inner Cinderella.

Tony Bianco Leola $179.95
THE ICONIC
Dune Leopard Pony Court Shoe $171.00
ASOS
Guess Plasmas Black $139.95
Styletread

The ultimate LBD

If all else fails - your go-to LBD will be something that comes in handy time and time again. Opt for a dress that is tailored to fit and can be worn across different after dark activities (read: not too short!).

Lover Oasis Pencil Mini Dress $346.50
THE ICONIC
Collection Dress in Austrian Eyelet $398
J. Crew - US
MIYU Snake embossed skater dress $191.40
Ted Baker

Leather boots

Leather boots, need we say more? A trans-seasonal shoe that endeavours to take you wherever you need to go; weekend cruising, date nights, perhaps even to work! Invest in the best so you can stay comfortable and look cool all at once.

MOLLINI Chami Black Leather $219.95
Styletread
KG By Kurt Geiger Strut Leather Heeled Ankle Boot...
ASOS
Django and Juliette Tamila Red $319.95
Styletread

IT-bag

Finding the perfect bag to invest in may take a little time as it'll be by your side every day. Look for a medium sized bag that will match will most of your wardrobe. You need to be able to grab it and go.

ALEXANDER WANG 'Rogue' Tote $1,764.30
Farfetch
SAINT LAURENT Monogram Crossbody Bag $947.34
Farfetch
Rebecca Minkoff MAB Camera Bag $240.47
ShopBop.com

Luxe sweater

Investing in a luxe sweater will carry you through the season, and into the next. A soft cashmere blend or chunky wool knit are often more expensive but are guaranteed to keep you cosy.

Country Road Stepped Hem Knit $179
David Jones
Love Moschino Cashmere Mix Jumper $364
ASOS
Camilla and Marc Turnsole Jumper $380
THE ICONIC

Leather jacket

A must-have in every woman's wardrobe, scout out the leather jacket of your dreams and buy it. This is a piece you'll own forever and looks better the more wear it gets. And if you think about it, if you wear it all the time - the cost per wear is really low! (Totally worth it.)

Leather Biker with Contrast Zip Tape $325.00
ASOS
West 14th Greenwich Street Motor Jacket $447.50
THE ICONIC
Darrel Suede Biker Jacket £229
All Saints

The dream coat

Spend up on the coat of your dreams. You will need a good quality coat to keep you warm during winter, look to navy or camel colours that will look sophisticated and match to most of your wardrobe.

Ministry of Style Alamo Coat $289.95
THE ICONIC
Suncoo Eloi Coat in Herringbone Tweed $329
ASOS
Washed Cotton Trench Coat $210.60
J. Crew - US

What to buy on the cheap

Basics

You can find quality basics from  stores like THE ICONIC, ASOS and Sabo Skirt without spending a fortune. Avoid synthetics as they look cheap and perish easily. ASOS' own label is known for great basics!

The Ultimate Easy T-Shirt 2 Pack $39.00
ASOS
Just a Girl Tee in Grey Marle $35
Showpo
Stripe Slouch Tee $48
Sabo Skirt

Trends

Trends come and go, so don't go spending big on fads that will be out next season. Chances are you'll wear something a handful of times and it'll be all over red rover.

Peace + Love Satin Wrap Playsuit Nude $90.00
Missguided
White Unicorn Bodysuit £5.00
New Look
Jaded X Granted Tank Dress With Drawstring Hem In...
ASOS

Accessories 

With the rise of jewellery chain stores like Lovisa becoming increasingly popular, you can find winning bits of treasure to complete your look on repeat. It's affordable and will keep you on trend.

Black Yin and Yang Choker £3.99
New Look
Oval Semi Precious Ring £10.00
Topshop
Valentina Statement Mixed Ring Pack $16.99
Forever New

Sneakers

You don't need a pair of Yeezy's to get in the sneaker crowd. Nike, Puma and adidas have just what you need for a fraction of the cost.

adidas Originals White And Navy Stan Smith Sneake...
ASOS
DAY TRIP Flatform Sneakers $44
ASOS
Converse Chuck Taylor All Star Ox $100
THE ICONIC

Top fashion deals:

Take a further 50% off sale items

Sportscraft is offering a further 50% off on selected sale items.

30% off all orders

Simply use the code to get 30% off all orders at J.Crew.

Show code & visit siteGI****

After the store tab opens, come back to copy the code

25% off a great selection of items

Take 25% off a great selection of items with the code at Bloomingdale's. Conditions Apply

Show code & visit siteFR****

After the store tab opens, come back to copy the code

Up to 50% off

Boohoo is offering deals all weekend, up to 50% off sitewide.

30% off everything

Simply use the code to get 30% off everything at Pretty Little Thing. Excluding sale items.

Show code & visit siteRE****

After the store tab opens, come back to copy the code

30% off all full price

Get 30% off all full price at Dotti.Conditions apply

20% off all orders + free shipping orders over $50

Get 20% off all orders with code GREEN20 at checkout & receive free shipping with orders over $50 at PacSun.Conditions apply

Show code & visit siteGR****

After the store tab opens, come back to copy the code

25% off dresses

Get 25% off dresses at Dissh when you use the code at checkout. Valid on full-priced dresses only. Excludes sale items. T&Cs apply.

Show code & visit site25****

After the store tab opens, come back to copy the code

Win a $1000 Princess Polly wardrobe + 3 gift vouchers worth $100 for your best friends

Get a chance to win a $1000 Princess Polly wardrobe plus 3 gift vouchers worth $100 for your best friends when you shop online at Princess Polly. Conditions apply. Check website for more details.

30% off all undies & bras

Get 30% off all undies & bras at Bond.Conditions apply

Free shipping on orders over US$ 50

Get free shipping on orders over US$ 50 at YOOX.com.Conditions apply

Up to 50% off

Get up to 50% off at Farfetch.Conditions apply

Up to 70% off original prices

Get up to 70% off original prices at BNKR.Conditions apply

40% off selected tops

Get 40% off selected tops at BNKR.Conditions apply

Show code & visit siteST****

After the store tab opens, come back to copy the code

40% off exclusives

THE ICONIC is offering a huge 40% off exclusives. Ends 12.12.16, limited by stock levels.

Show code & visit siteDE****

After the store tab opens, come back to copy the code

$10 off your first dress rental

Get $10 off your first dress rental plus all the latest looks and style tips at GlamCorner .Conditions apply

Exclusive

$30 off when you spend $100

Missguided are offering $30 off when you spend $100. offer ends Tuesday. Exclusive offer.

Show code & visit siteSU****

After the store tab opens, come back to copy the code

10% off for students

Get 10% off only for students at Showpo.Conditions apply

Up to 30% off women's, men's items and more: Christmas Extravaganza

Get up to 30% off women's, men's items and more at Debenhams.

30% off selected seasonal offers

Get 30% off selected seasonal offers at Forever 21. Conditions Apply

20% off party wear

Get 20% off party wear at Beginning Boutique.Conditions apply

Show code & visit sitePA****

After the store tab opens, come back to copy the code

12 days of Christmas savings

Incredible deals and massive savings for 12 days only at Catch Of The Day.Conditions apply

30% off dresses

Missguided are offering a huge 30% off dresses for a limited time only.

Show code & visit sitesp****

After the store tab opens, come back to copy the code

Free express shipping

Receive free express shipping at The Outnet. Conditions Apply

64% off for long sleeves mini knitted dress

Get 64% off for long sleeves mini knitted dress at SammyDress. Conditions Apply

Exclusive

25% off all orders

Get 25% off all your orders with the code at Pretty Little Thing. Conditions Apply

Show code & visit siteFI****

After the store tab opens, come back to copy the code

Free Shipping for Xmas

Receive free shipping on orders at Farfetch. Conditions Apply

Sambag VIP Sale

Enjoy Sambag VIP sale at Sambag. Conditions Apply

Show code & visit siteSA****

After the store tab opens, come back to copy the code

Up to 75% off sale items + spend $100, get 25% off sitewide and a free wallet

Get up to 75% off sale items plus spend $100 and get 25% off site wide and a free wallet only at Rebecca Minkoff. Conditions Apply

30% off all girls clothing

Get 30% off all girls clothing at Forever 21. Conditions apply.

Gifts under $100 + FREE shipping and returns

Shop for gifts under $100 and receive free shipping and returns at Rebecca Minkoff.

Gifts under $50 + FREE shipping and returns

Shop for gifts under $50 and receive free shipping and returns at Rebecca Minkoff.

$10 off Holiday dresses and Winter Wedding dresses

Simply use the code to get $10 off on Holiday dresses & Winter Wedding dresses at Light In The Box. Minimum order of $89 or more.

Show code & visit siteFA****

After the store tab opens, come back to copy the code

Up to 70% off

Get up to 70% off at Oasis in their sale section. Until stocks last.

10% off women's fashion items

Simply use the code to get 10% off women's fashion items at SurfStitch.

Show code & visit siteWO****

After the store tab opens, come back to copy the code

8% off all orders

Get 8% off all orders by using the code at checkout.

Show code & visit siteSA****

After the store tab opens, come back to copy the code

FREE shipping on orders over $50

Get free shipping on orders over $50 at Sportsgirl.

Dresses $32 and under

Shop for elegant dresses for just $32 or less.

40% off select women's styles

Get 40% off select women's styles from Caslon, Halogen and more. While supplies last.

Tops from $9

Save big when you shop for tops from $9 at Missguided.

Denim from $30

Shop for denim from $30 at Missguided.

Up to 75% off clearance items

Shop Boohoo's clearance section and save up to 75% on the regular price.

Doone Roisin

Doone Roisin is the social media butterfly and Fashion Editor at finder.com.au. She's an online shopping enthusiast ready to show you what to buy and how to wear it, the best sales around town and insider tips to make note of.

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