How to send money to Lesotho

Find a quick, affordable service to make a money transfer to Lesotho.

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If you ever need to send money from Australia to the landlocked African nation of Lesotho, you can do so quickly and easily. Whether you’re making a one-off emergency transfer or looking to set up regular ongoing payments, you have multiple options at your disposal.

However, in order to ensure that you get the best possible exchange rate and can enjoy low fees, it’s important that you compare the features of different providers before deciding on the right one for you.

Compare Money Transfer Services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Same day AUD 0.00 10.676 ZAR
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details
AUD 1 Same day AUD 3.99 10.698 ZAR
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

South African Rand is also a legal tender and accepted currency in Lesotho so please also visit our page on sending money to South Africa for more options to transfer funds to Lesotho.

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Banks vs money transfer companies

The first place many people turn when they want to send money overseas is to their bank. While some Australian banks such as Commonwealth Bank allow you to transfer money to Lesotho, many banks do not offer this service as the Lesotho Loti (LTL) is a rarely traded currency on global markets. However, as the South African Rand (ZAR) is also accepted as legal tender in Lesotho, a few providers will allow you to send this currency.

In addition, banks may offer exchange rates lower than the rest of the market but also tend to charge quite high fees for international transfers. With this in mind, it makes much better financial sense to look into and possibly utilise the services of a specialist money transfer company. These companies offer better exchange rates and lower fees than the banks, as well as typically faster processing times for transactions. When you compare your options, these transfer companies typically offer a much better financial solution for your international money transfers than banks.

Jonathan Sends Money to Lesotho

Meet Jonathan. He lives in Australia but he wants to send some money to his parents in Lesotho to help them get out of debt. His bank doesn’t allow him to transfer the necessary funds, so he decides to look for a dedicated international money transfer provider. He compares the services of two providers to see how much money he can save.

Money Transfer Company 1Money Transfer Company 2
Exchange rate1 AUD = 8.39 ZAR1 AUD = 8.99 ZAR
Transfer fee$10$0
Transfer optionsOnlineOnline
Transfer timeWithin 2 daysWithin 24 hours
Amount received for $1,000 (in ZAR)8,3908,990

As you can see, Jonathan can send an extra 600 ZAR by using the second provider, plus he can also avoid paying a transfer fee and ensure that his funds arrive within 24 hours.

Today's exchange rate AUD to ZAR

How to compare transfer companies when you need to transfer money to Lesotho?

When you’re looking for a money transfer company to take care of your international money transfer, compare the following company features.

  • Exchange rates. Look for a company that offers better exchange rates than its competitors. However, keep in mind that some companies may offer lower rates but also have lower fees.
  • Transfer fee. Check what transfer fees and other hidden charges may be attached to your transaction. Some companies will even scrap their fees entirely when you transfer more than a certain minimum limit.
  • Transfer time. How long will it take for your funds to arrive in Lesotho? Can a cash pickup be made within minutes or will your recipient need to wait for days?
  • Transfer methods. What options are available for lodging a transfer - online, over the phone and/or in a branch?
  • Transfer options. Depending on the type of transfers you want to make, you may be able to take advantage of the flexible features offered by some companies. These include regular scheduled payments, forward contracts and limit orders.
  • Minimum transfer amounts. Many companies will place a minimum limit on transfers, which can be restricting if you want to transfer less than the minimum amount.
  • Customer service. Compare the customer support offered by each company to find out what help will be on hand when you need it. Look for online help centres, phone support and live online chat.
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Options available to send money to Lesotho from Australia

There are multiple options you can choose from when sending money to Lesotho. These include:

  • Bank to bank. Some banks, for example Commonwealth Bank, allow you to conduct transfers to a bank in Lesotho.
  • Money transfer companies. Western Union and MoneyGram allow you to quickly send funds which can be picked up from an agent location in Lesotho in minutes.
  • Online providers. Companies such as Exchange4free and Foreign Exchange allow you to send money to Lesotho online, often for low or minimal fees.
  • International money orders. You can also give money to your bank in exchange for an international guaranteed cheque. This cheque can then be posted to Lesotho and cashed in at a bank branch.
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Emergency cash transfers in Lesotho

In some cases you may find that you need to transfer funds to Lesotho urgently, such as if you have a relative travelling through the region who has had their wallet and all their money stolen. Although you obviously need to act quickly in such situations, don’t forget to double-check the exchange rate that will apply to your transaction and make sure you’re aware of all the applicable fees. This will ensure that you send your funds quickly without ending up on the wrong end of a bad deal.

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Cash pickup or Western Union and MoneyGram branches in Lesotho

Companies like Western Union and MoneyGram allow your transferred funds to be picked up from many branches across Lesotho, with the details of some of those branches provided below. Remember to provide proof of identification and a reference number when picking up funds, plus it may also be a good idea to phone ahead to make sure your Western Union or MoneyGram agent has enough cash on hand to complete your transaction.

Western Union

  • Maseru

    Interchange Lesotho

    Pioneer Mall Maseru Central
    Maseru 100
    Phone. +266-22324296
    Open 9am to 5pm Monday to Friday, 9am to 1pm Saturday and Sunday

  • ABSA Ladybrand

    17 A Joubert Street
    Ladybrand, Free State
    Phone. +27-51-9241300
    Open 8:30am to 3:30pm Monday to Friday, 8am to 11am Saturday

  • Other locations

    Maputsoe Post Office

    Next To Nedbank
    Maputsoe, Leribe
    Phone. +266-22430272
    Open Monday to Friday 8am to 4:30pm, Saturday 8am to 12pm

  • ABSA Ficksburg

    73 Mc Cabe Street
    Ficksburg, Free State
    Phone. +27-51-9332171
    Open Monday to Friday 8:30am to 3:30pm, Saturday 8am to 11am


  • Maseru

    Standard Lesotho Bank Industrial

    Branch Maseru Kingsway
    Maseru, 100
    Phone. 26622315737
    Open Monday to Friday 8:30am to 3:30pm, Saturday 8:30am to 1pm

  • Standard Lesotho Bank Tower Branch

    Branch IBC Front Office Tower Office Block
    Maseru, 0
    Phone. 2222315737
    Open Monday to Friday 8:30am to 3:30pm, Saturday 8:30am to 1pm

  • Other locations

    Standard Lesotho Bank Mafeteng Branch

    Branch Mafeteng Main South 1
    Mafeteng, 900
    Phone. 26622700257
    Open Monday to Friday 8:30am to 3:30pm, Saturday 8:30am to 1pm

  • Standard Lesotho Bank Leribe Branch

    Branch Leribe Hlotse Main St
    Leribe, 300
    Phone. 26622400244
    Open Monday to Friday 8:30am to 3:30pm, Saturday 8:30am to 1pm

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Key things to remember when you are picking up cash in Lesotho

The Department of Foreign Affairs and Trade recommends that travellers to Lesotho ‘exercise a high degree of caution’ in the region. This warning should make travellers wary when picking up a cash transfer in Lesotho. Take a friend with you if possible, and don’t wave your cash around in front of strangers unnecessarily. Once you have picked up the cash, avoiding any dodgy parts of the city, head to a bank straight away to deposit your funds.

You can find a great deal more information about travelling safely in Lesotho by reading blogs and online forums.

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How can you send money to Lesotho?

From bank transfers to online money transfer companies and even international money orders, there are plenty of options to choose from when transferring money to Lesotho. While the exact transaction process varies depending on the transfer method you choose, you’ll typically have to open an account with your bank or transfer provider first. Doing so will require you to supply your name, contact details, date of birth and proof of your identity.

You’ll be given a receipt and perhaps a tracking number once your transfer has been lodged. This will allow you to keep track of the progress of your international money transfer.

Sending money from Australia to Lesotho is quick and easy, with more options at your disposal than ever before. However, it’s important that you do your research and shop around to find a provider that offers fast, secure transfers at an affordable price.

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