Known for its rainforests, its beaches and its stunning volcanoes, the Central American nation of Costa Rica makes a great inclusion on any holiday itinerary. With a population of almost five million, Costa Rica came under Spanish rule in the 16th century and established its sovereignty in 1847.
If you want to send money to Costa Rica from Australia, compare costs and transfer options to ensure you get the best deal possible.
Send money to Costa Rica with WorldRemit
WorldRemit International Money Transfers Offer
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Able to send to cash pickup locations
Send money to Costa Rica with WorldRemit
Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
Banks versus money transfer companies
Banks offer a convenient and easy solution when you need to send money overseas, but they don’t offer cost-effective transfers. They offer low exchange rates and high fees on international transactions, so you can end up paying a whole lot more than you need to for your overseas transfer.
The raw deal offered by the banks has led to the growth in popularity of specialist money transfer companies. These providers, such as WorldFirst and WorldRemit, concentrate all their business efforts on moving money overseas. This means they offer far better exchange rates and minimal fees when compared to banks, which means a better deal for you and your beneficiary.
Jon Sends Money to Costa Rica
Jon’s daughter Kelly is holidaying in Costa Rica when, after one too many shopping sprees, she runs out of money. She phones home to ask her dad for a quick transfer of $1,000, which Jon agrees to send straight away. Rather than settle for the quite disappointing exchange rate on offer from his bank, Jon compares the services of two specialist money transfer companies as part of his determination to find a more cost-effective transfer solution.
As you can see from the table below, Jon can send an extra USD $13 to his daughter by doing a quick comparison and choosing the second transfer provider.
Money transfer company 1
Money transfer company 2
1 AUD = 0.688 USD
1 AUD = 0.701 USD
Amount received (in USD)
How do I compare transfer companies when transferring and receiving money via Costa Rica?
Exchange rates. How do the company’s exchange rates compare to those of other transfer providers? If they’re regularly higher, check to see that the company doesn’t also charge hefty fees.
Transfer fees. How much extra will you need to pay in fees and charges every time you send money overseas?
Transfer methods. Will you be able to place transfers online, over the phone or by visiting a branch? Is there a mobile app available so you can send transfers from just about anywhere?
Transfer options. Check to see whether the company offers a range of transfer options to provide increased flexibility and convenience. For example, can you set up a recurring transfer in advance?
Minimum and maximum limits. What are the company’s minimum and maximum limits for each transaction? Do they suit your needs?
Processing times. How long will your recipient need to wait until they can access the funds you send?
Pickup options. Will the money be paid straight into your beneficiary’s bank account, or will they be able to collect the transfer in cash?
Customer service. How will you be able to access customer service and during what hours is support available?
If you ever find yourself in the situation where you need to send an emergency cash transfer from Australia to Costa Rica, make sure you read the fine print to find out how much your transaction will cost. Urgent cash transfers tend to attract lower exchange rates and higher fees than ordinary transfers, so make sure you know what you’re getting yourself into before you hand over your money.
Cash pickup locations at Western Union/MoneyGram branches in Costa Rica
Western Union and MoneyGram both have transfer locations in Costa Rica and Australia, allowing you to send quick and convenient cash transfers between the two countries. You can see the details of some popular cash transfer locations in Costa Rica below. If you’re picking up cash, contact an agent to confirm their opening hours and remember to take along photo ID to be allowed to access the funds.
Airpak Avenida Segunda Sobre Ave Segunda Diagonal A Caja Ande San Jose, San Jose CR1000 +506-25285850 Open 8:30am to 7pm Monday to Saturday
Prides San Jose, San Jose CR 1000 +506-25285904 Open 8am to 5pm Monday to Saturday
Farmacia Zeledon Frente Al Parqueo Del Mas X Menos Limon, Limon +506-27587778 Open 8am to 8pm Monday to Saturday, 8am to 7pm Sunday
25m Sur De La Cruz Roja Limon, Limon +506-27510346 Open 8am to 8pm Monday to Saturday, 8am to 7pm Sunday
Gonzalez Lahman Calles 19-21 Avenidas 8 6 San Jose, 1000 22218228 Open 8am to 6pm Monday to Friday, 8am to 5pm Saturday, 7am to 3pm Sunday
De La Iglesia Santa Teresita 100 Mt. S Norte Servicentro San Jose, 47006613 Open 8am to 8pm seven days
BCR Antigua Urbana De Limon Limon, 70101 221111111 Open 8am to 5pm Tuesday to Saturday
Restaurante Monte De Oro - Teledolar
Contiguo A Radio Casino Limon, 40002121 Open 7am to 8pm seven days a week
The Australian Government’s Department of Foreign Affairs and Trade advises visitors to Costa Rica to exercise a high degree of caution, so keep these few simple safety steps in mind when picking up money in Costa Rica:
Confirm an agent’s location and opening hours before you visit
Only pick up cash in an area where you feel completely safe
Ask a friend to go along with you to collect the funds
Don’t display the money in front of strangers or carry it around for any longer than is necessary
What are the steps to send money to Costa Rica?
Sign up for an account. The first step in the process is to register for a free account. This is usually done online and you will need to provide your name, contact details and proof of ID.
Enter transaction details. Next, provide information about who you are sending the money to and where they live. You will also need to specify the amount you are sending and the transfer currency.
Finalise your transfer. The final step is to review the details and cost of your transfer before submitting your transfer request. Many companies offer an online tracking option so you can monitor the progress of your funds.
Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.
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