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Chad has started attracting a lot more investment in recent years and more money has started entering the country.
If you're sending money to Chad, there are enough options for you to compare then find the best deal.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
The table below lets you see how much it will cost to send money to Chad with different options.
Enter the amount of your transfer into the table below and it will run the numbers to help you find the best deal.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
There are several ways of sending money to Chad. The main options are:
Several banks will facilitate money transfers to Chad, although these are usually more expensive than other options.
Cash is one of the more popular choices for everyday money transfers, as your recipient won't need a bank account to receive the money and can instead just pick it up at a location.
Some money transfer services will let you choose whether you want to send money as a bank transfer, mobile money or for cash pick-up. These are often the most flexible and cost-effective choices.
The table below shows how much it costs to send money to Chad with two different services. One offers cash pick-ups, while the other is a transfer service that offers a choice of delivering to recipient bank accounts or cash pick-ups.
| Cash transfer | Money transfer service | |
|---|---|---|
| Fee | $25 | $14.99 |
| Exchange rate | 1 AUD = 397.1659 XAF | 1 AUD = 403.2505 XAF |
| Transfer speed | Within minutes | 1–2 days |
| Amount received | XAF387,236.75 | XAF397,205.75 |
| Overall | XAF9,969 less | XAF9,969 more |
One option will be a bit slower, but will leave your recipient with almost XAF10,000 (roughly $25) more than the other.
Your funds can be available to pick up in Chad almost immediately with cash pick-up services.
It will typically be slower with banks though, as well as money transfer services you're either paying with a bank deposit or are delivering money to the recipient's bank account.
Services such as Western Union or MoneyGram can get funds to the recipient in just minutes, although these high-speed transfers will also generally be more expensive than other options.
If you don't have a bank account you can still send money to Chad by paying in person at a local agent location. If the recipient doesn't have a bank account, they can still pick up cash or may also be able to collect funds with mobile money.
Cash transfers are one of the more popular ways of sending money to Chad, despite the large landmass and largely rural country.
Mobile money services haven't taken off to the same extent in Chad as neighbouring countries, so this may not be a popular option for everyone.
If you're sending money to Chad, you may be asked to provide:
To find the option that's best for you, look at:
Exchange rates are how much of one currency you get for the other. In this case, the other currency will be XAF or Central African CFA francs.
XAF is pegged to the euro, so your exchange rates will fluctuate based on that. Look at the mid-market rates (below) and compare that to an exchange rate quoted by a transfer service to see how much you're paying on exchange rate margins.
Today's exchange rate AUD to XAF
