How to send money to Chad

Compare your options when sending money to Chad and find out what you need to know.

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Chad has started attracting a lot more investment in recent years and more money has started entering the country.

If you're sending money to Chad, there are enough options for you to compare then find the best deal.

Send money to Chad with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

  • Send money online within minutes
  • Large range of destinations
  • Able to send to cash pickup locations
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How much does it cost to send money to Chad? Compare your options

The table below lets you see how much it will cost to send money to Chad with different options.

Enter the amount of your transfer into the table below and it will run the numbers to help you find the best deal.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Same day AUD 3.99 403.449 XAF
4,032,876
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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Step by step: How to send money to Chad

  1. Compare the available transfer services that can send your dollars to Central African CFA francs.
  2. Choose the one that's best for you and go to its website.
  3. Enter the details of your transfer in the space provided.
  4. Confirm the details and make your payment.

What's the best way to send money to Chad?

There are several ways of sending money to Chad. The main options are:

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Banks

Several banks will facilitate money transfers to Chad, although these are usually more expensive than other options.

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Cash transfers

Cash is one of the more popular choices for everyday money transfers, as your recipient won't need a bank account to receive the money and can instead just pick it up at a location.

Blue icon representing money transfers Image: Infogram

Money transfer services

Some money transfer services will let you choose whether you want to send money as a bank transfer, mobile money or for cash pick-up. These are often the most flexible and cost-effective choices.

Let's crunch the numbers: Sending $1,000 to Chad

The table below shows how much it costs to send money to Chad with two different services. One offers cash pick-ups, while the other is a transfer service that offers a choice of delivering to recipient bank accounts or cash pick-ups.

Cash transferMoney transfer service
Fee$25$14.99
Exchange rate1 AUD = 397.1659 XAF1 AUD = 403.2505 XAF
Transfer speedWithin minutes1–2 days
Amount receivedXAF387,236.75XAF397,205.75
OverallXAF9,969 lessXAF9,969 more

One option will be a bit slower, but will leave your recipient with almost XAF10,000 (roughly $25) more than the other.

How long will it take to send money to Chad?

Your funds can be available to pick up in Chad almost immediately with cash pick-up services.

It will typically be slower with banks though, as well as money transfer services you're either paying with a bank deposit or are delivering money to the recipient's bank account.

Emergency cash transfer

Services such as Western Union or MoneyGram can get funds to the recipient in just minutes, although these high-speed transfers will also generally be more expensive than other options.

How to send money to Chad without a bank account

If you don't have a bank account you can still send money to Chad by paying in person at a local agent location. If the recipient doesn't have a bank account, they can still pick up cash or may also be able to collect funds with mobile money.

What to watch out for

Cash transfers are one of the more popular ways of sending money to Chad, despite the large landmass and largely rural country.

Mobile money services haven't taken off to the same extent in Chad as neighbouring countries, so this may not be a popular option for everyone.

Documentation you'll need to send money to Chad

If you're sending money to Chad, you may be asked to provide:

  • Identification. Your personal ID and details such as your name, address and contact details.
  • Transfer amount. How much you want to send in XAF.
  • Recipient's details. Who the recipient is, how they should receive the money and their contact details.
  • Reason for sending the money. You may be asked why you're sending the money and, in some cases, may be required to verify this reason with additional documentation.

What to compare to get the best deal

To find the option that's best for you, look at:

  • Fees. How much you're being charged in flat fees for the transfer.
  • Exchange rates. How much margin you're paying on the exchange rate, as a percentage of the transfer.
  • Transfer speed. How long it will take the funds to arrive.
  • Payment options. The different ways of paying for a transfer. For example, with credit card, cash in hand or via bank transfer.
  • Delivery methods. This is whether you want the funds delivered as cash, sent to a mobile wallet or put into the recipient's bank account.
  • Customer service. Does the transfer service offer 24/7 support or just during business hours?

Foreign exchange rates explained

Exchange rates are how much of one currency you get for the other. In this case, the other currency will be XAF or Central African CFA francs.

XAF is pegged to the euro, so your exchange rates will fluctuate based on that. Look at the mid-market rates (below) and compare that to an exchange rate quoted by a transfer service to see how much you're paying on exchange rate margins.

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Updated: 28 Jul 2021 22:20:51 UTC

Today's exchange rate AUD to XAF

Cash pick-up locations in Chad

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