Compare the available transfer services that can send your dollars to Central African CFA francs.
Choose the one that's best for you and go to its website.
Enter the details of your transfer in the space provided.
Confirm the details and make your payment.
What's the best way to send money to Chad?
There are several ways of sending money to Chad. The main options are:
Several banks will facilitate money transfers to Chad, although these are usually more expensive than other options.
Cash is one of the more popular choices for everyday money transfers, as your recipient won't need a bank account to receive the money and can instead just pick it up at a location.
Money transfer services
Some money transfer services will let you choose whether you want to send money as a bank transfer, mobile money or for cash pick-up. These are often the most flexible and cost-effective choices.
Let's crunch the numbers: Sending $1,000 to Chad
The table below shows how much it costs to send money to Chad with two different services. One offers cash pick-ups, while the other is a transfer service that offers a choice of delivering to recipient bank accounts or cash pick-ups.
Money transfer service
1 AUD = 397.1659 XAF
1 AUD = 403.2505 XAF
One option will be a bit slower, but will leave your recipient with almost XAF10,000 (roughly $25) more than the other.
How long will it take to send money to Chad?
Your funds can be available to pick up in Chad almost immediately with cash pick-up services.
It will typically be slower with banks though, as well as money transfer services you're either paying with a bank deposit or are delivering money to the recipient's bank account.
Emergency cash transfer
Services such as Western Union or MoneyGram can get funds to the recipient in just minutes, although these high-speed transfers will also generally be more expensive than other options.
If you don't have a bank account you can still send money to Chad by paying in person at a local agent location. If the recipient doesn't have a bank account, they can still pick up cash or may also be able to collect funds with mobile money.
If you can spare a couple of days, you may also want to send money with a slower but more cost-effective option.
What to watch out for
Cash transfers are one of the more popular ways of sending money to Chad, despite the large landmass and largely rural country.
Mobile money services haven't taken off to the same extent in Chad as neighbouring countries, so this may not be a popular option for everyone.
Documentation you'll need to send money to Chad
If you're sending money to Chad, you may be asked to provide:
Identification. Your personal ID and details such as your name, address and contact details.
Transfer amount. How much you want to send in XAF.
Recipient's details. Who the recipient is, how they should receive the money and their contact details.
Reason for sending the money. You may be asked why you're sending the money and, in some cases, may be required to verify this reason with additional documentation.
What to compare to get the best deal
To find the option that's best for you, look at:
Fees. How much you're being charged in flat fees for the transfer.
Exchange rates. How much margin you're paying on the exchange rate, as a percentage of the transfer.
Transfer speed. How long it will take the funds to arrive.
Payment options. The different ways of paying for a transfer. For example, with credit card, cash in hand or via bank transfer.
Delivery methods. This is whether you want the funds delivered as cash, sent to a mobile wallet or put into the recipient's bank account.
Customer service. Does the transfer service offer 24/7 support or just during business hours?
Foreign exchange rates explained
Exchange rates are how much of one currency you get for the other. In this case, the other currency will be XAF or Central African CFA francs.
XAF is pegged to the euro, so your exchange rates will fluctuate based on that. Look at the mid-market rates (below) and compare that to an exchange rate quoted by a transfer service to see how much you're paying on exchange rate margins.
BCC SIEGE Address: Avenue Charles De Gaulle, Ndjamena Hours: Monday to Thursday 8am to 5pm, Friday 8am to 12pm, Saturday 8am to 2pm Phone: +235-22519660
ECOBANK TCHAD Address: 421 Avenue Charles De Gaulle B, Ndjamena Hours: Monday to Friday 7am to 6pm, Saturday 7am to 2pm Phone: +235-524985
EMI MONEY KOUSSERI Address: Kousseri Centre, Kousseri, Extreme Nord Hours: Monday to Saturday 8am to 5pm, Sunday 8am to 3pm Phone: +237-79-532212
Express Union – Dembé Address: Située entre le Rond Point Chagoua et le Rond Point Dembé Hours: Monday to Thursday 7:30am to 4:30pm, Friday 7:30am to 3pm, Saturday 7:30 to 2pm, Sunday 8am to 3pm Phone: -
Express Union – Kabalaye Address: Située sur l'Avenue Bokassa à coté du rond point de l'union Hours: Monday to Thursday 7:30am to 4:30pm, Friday 7:30am to 3pm, Saturday 7:30am to 2pm, Sunday 8am to 3pm Phone: -
Express Union – Normandie Address: Avenue Charles de Gaule en face ancien Cinéma le Normandie Hours: Monday to Thursday 7:30am to 4:30am, Friday 7:30am to 3pm, Saturday 7:30am to 2pm, Sunday 8am to 3pm Phone: -
EXPRESS UNION PARIS CONGO – N'Djamena Address: Situee en face de Gredia, N'Djamena Hours: Monday to Thursday 7:30am to 4:30pm, Friday 7:30am to 3pm, Saturday 7:30am to 2pm Phone: 22523783
MOUNDOU RP Address: Quartier Administratif, N'Djamena Hours: Monday to Friday 7am to 6pm, Saturday 7:30am to 3pm Phone: -
TCHADEX Address: Rue du Contournement, BP 2043, N'Djamena, Hours: Monday to Saturday 7am to 6pm Phone: 66390133
Andrew Munro is the global cryptocurrency editor at Finder. After previously writing about insurance and other areas, he now covers the latest developments in digital assets and blockchain and works on Finder's comprehensive range of guides to help people understand cryptocurrency.
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