Heading on a ski trip? InsureandGo Winter Sports Travel Insurance covers up to 90 snow related activities.
Travelling in pursuit of adventure is an exciting way to see the world and add to your life experiences and skills. However, when you are travelling with the specific intention to engage in adventure activities such as winter sports, not only are you opening yourself to the normal travel dangers and disruptions, you are also inviting a whole new class of unforeseen circumstances which can quickly ruin your trip if not kept in check.
The way to keep the dangers and risks of winter sports under control when you travel is to have specialised winter sports travel insurance in place before you leave. Insure and Go offers Winter Sports Travel Insurance is designed to be as inclusive as possible, so that all you have to worry about is your technique.
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Who Underwrites InsureandGo Travel Insurance?
InsureandGo Travel Insurance is provided and underwritten by MAPFRE ASISTENCIA COMPAÑÍA INTERNACIONAL DE SEGUROS Y REASEGUROS, S.A. (or MAPFRE ASISTENCIA for short). They have worldwide operations in Europe, America, Asia and Africa with over 161 million beneficiaries worldwide. MAPFRE ASISTENCIA is a multinational insurance and assistance company in Madrid, Spain.
Features of Insure and Go Winter Sports Travel Insurance
Insure and Go has a list of 90 activities which are covered under their winter sports travel insurance and to be protected by this cover, the option must show on your policy schedule. Without the winter sports cover upgrade to your Insure and Go travel insurance, you will not be covered for any claims directly or indirectly related to winter sports.
Winter sports travel insurance is part of the adventure travel insurance package from Insure and Go, which includes cover for trekking in the Himalayas, scuba diving, white water rafting and hot air ballooning. The 90 activities included in the winter sports upgrade allow you to be covered automatically for free and dependent children are included on your policy too.
Your Insure and Go travel insurance includes cover for unlimited medical expenses incurred overseas and gives you 24 hour access to insurance assistance wherever you are. Adventure travel can also be more expensive because of the specialised equipment which is often required, but you don’t have to worry about your travel insurance blowing the budget, because cover with the winter sports travel insurance package from Insure and Go can be just $27.
- Big foot skiing.
- Cat skiing.
- Cross country skiing.
- Glacier skiing.
- Non competitive ice hockey.
- Ice skating.
- Lugeing – ice.
- Mono skiing.
- Off piste skiing with a professional snow instructor or guide.
- Recreational ski racing.
- Recreational skiing.
Where you see any references to skiing in your Insure and Go policy, this also includes snowboarding. You also need to remember that cover for winter sports is only valid if:
- You follow the safety guidelines for the activity.
- You use the appropriate and recommended safety equipment.
- The activity is not part of a competition or tournament.
- You are not engaging in the activity on a professional basis.
- The activities are carried out with a commercial operator.
- The activity is available to the general public.
- The activity is not considered an extreme risk and does not require special skills or a high level of fitness.
Your Insure and Go travel insurance also includes all of the standard benefits you will need to protect your carefully laid travel plans, including:
- Medical screening.
- Cancellation cover.
- Cover for medical and emergency expenses.
- Personal liability and legal expenses.
- Travel delays and curtailment.
- Cover for lost, stolen or delayed baggage.
- Hospital benefit.
- Cover for lost or stolen passport, travel documents or personal effects.
- Personal accident cover.
- Financial default of your travel services provider.
- Pet care.
- Resumption of journey costs.
- Loss of income as the result of an injury sustained on your trip.
- Hire vehicle insurance excess.
Interested in taking out Winter Sports Travel Insurance
If you interested in taking out winter sports travel cover with InsureandGo, you can follow the secure link through to the InsureandGo website from the product table located above. To confirm that this is the right policy option for you, it is worth reading through the product disclosure statement to ensure that you are aware of all the policy terms and conditions prior to taking out cover. If you are still happy with the cover provided, you can go about receiving your preliminary quote and purchase your policy online. Cover can be put in place quickly in a matter of minutes provided you do not have any pre-existing medical conditions to declare.