Receive up to 100,000 Qantas Points
Join Qantas Income Protection and earn up to 100,000 Qantas points. T&CS apply including minimum premium and policy hold periods apply to earn points.
Qantas Life Insurance offers Life, Income Protection, TPD and Trauma insurance. Piloted by Qantas, backed by TAL Life Limited, one of Australia's largest life insurance specialists TAL Life Limited (which is also part of the Dai-ichi Life Group, one of the world's largest life insurance groups).
|Maximum monthly income||$12,000 (Up to 75% of your regular income)|
|Age of entry||18-59|
|How do I apply?||Online with the insurer|
Information last checked on April 2019. Always consult the Product Disclosure Statement (PDS).
Qantas Income Protection offers three types of Income Protection, which you can take out separately or together:
Qantas Income Protection provides the following features and benefits:
When you join Qantas Life Insurance you can earn up to 100,000 Qantas Points (minimum premium applies) and put them towards flights, upgrades and more. Every dollar spent on your premium earns you one Qantas Point, additional points can be earned for exercising using the Qantas Wellbeing App.
The cost of your premiums will depend on a range of factors including your age, gender, occupation, health, income, personal pastimes, type of cover and number of cover types held.
All premiums are payable by the due date shown in your policy schedule and are payable monthly, quarterly, half-yearly or annually by direct debit, credit card, cheque or BPAY (if requested over the phone).
You can choose to pay either stepped or level premiums. Stepped premiums start off cheaper and increase every year with your age, while level premiums generally start higher but do not increase with your age (apart from general premium rate rises and inflation protection).
Making a claim on your Qantas Income Protection policy is designed to be as easy and straightforward as possible and involves the following key steps:
Other things to be aware of with your Qantas Income Protection cover include the following;
There are some general exclusions to be aware of in your Qantas Income Protection policy. No payment will be made if the event giving rise to the claim is caused by:
For specific exclusions relating to your Qantas Income Protection, you should read the Product Disclosure Statement (PDS) thoroughly to ensure you understand your cover limitations.
*General conditions you should consider. A minimum monthly premium of $25 is required to earn points when you sign on and you'll also need to hold a policy for at least 9 months to receive the maximum amount of points for how much you pay in premiums. In order to earn 100,000 points a minimum monthly premium of $300 is required (and the policy must be held for 9 months). Be sure to check the full terms and conditions when you apply.
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