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Income Protection Insurance Comparison

Get up to 75% of your salary covered if you're unable to work.

Compare Australian brands and calculate your cover

Name Product Maximum Monthly Benefit Maximum % of Income Covered Maximum Benefit Period Average Claims Acceptance Rate Sum Insured Apply
TAL Accelerated Protection Income Protection
$30,000
Up to 70%
Age 65
Data not available
$1,305 million
Get up to 70% of your income covered with flexible short and long term benefit periods.
AAMI Income Protection
$10,000
Up to 75%
5 years
Data not available
$222 million
Save up to 10% on premiums every year for the life of the policy on AAMI Income Protection. Offer ends 30 Sept 2024. T&Cs apply.
ahm Income Protection
$10,000
Up to 70%
5 years
Data not available
Data not available
Apply and buy income protection online with ahm. No medical or blood tests needed to apply. Get a quote today.
Medibank Income Protection
$12,500
Up to 70%
5 years
Data not available
Data not available
No medicals or blood tests needed to apply. Plus, if you're a Medibank health member, get a 10% discount on your premiums every year.
Suncorp Income Protection
$10,000
Up to 75%
5 years
Data not available
$222 million
Save up to 10% on premiums every year for the life of the policy on Suncorp Income Protection. Offer ends 30 Sept 2024. T&Cs apply.
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Top picks for income protection in Australia - September 2024

Mental health

AAMI

  • Covers mental health and pre-existing conditions
  • 5% discount for existing AAMI customers
  • Pays up to 75% of your income

Speak to an adviser to help you find a tailored policy

Comparison of income protection insurance quotes

Your income protection insurance quote is highly dependent upon your own personal circumstances. The tables below show just how much a quote can change due to occupation, sex and smoking habit.

Francesca Guerrera's headshot
Publisher

Francesca Guerrera was a Publisher at Finder, helping Aussies find the best deals when it comes to getting pet insurance for their fur babies or taking out life insurance. She has a Bachelor of Communications in Journalism from the University of New South Wales. See full bio

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