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Income Protection Insurance Comparison

Get up to 75% of your salary covered if you're unable to work.

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Compare Australian brands

We know price is important, but we don't include costs in our direct income protection comparison because quotes are tailored to your specific circumstances. Use the filters below to compare features, then click Get Quote to get a personalised quote.

Name Product Maximum Monthly Benefit Maximum % of Income Covered Maximum Benefit Period Average Claims Acceptance Rate Average Claim Time Sum Insured Apply
AAMI Income Protection
$10,000
75%
5 years
87.20%
2.1 months
$211 million
If you’re an existing AAMI customer, you can save 5% on income protection. New customers can get one month free by paying annually.
Insuranceline Income Protection
$10,000
75%
5 years
87.20%
2.1 months
$211 million
Get 12 months cover for the price of 11 months if you pay annually. T&Cs apply.
Suncorp Income Protection
$10,000
75%
5 years
87.20%
2.1 months
$211 million
Sign up and become a member of Suncorp Benefits. Access savings of up to 15% from major retailers. Existing members can get a 5% discount off their policy.
TAL Income Protection
$30,000
70%
Age 65
87.20%
2.1 months
$211 million
Get up to 70% of your income covered with flexible short and long term benefit periods.
RAC Disability Income Insurance  (Only available in Western Australia)
$30,000
70%
Age 65
Data not available
Data not available
$59 million
When you purchase RAC Income Protection, WA residents receive complimentary RAC membership which includes access to discounts on fuel, savings on shopping, entertainment and more. T&Cs at rac.com.au.
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Compare up to 4 providers

If managing your expenses when you're unable to work is important to you, then income protection insurance can help. Some policies cover up to 75-85% of your monthly income if an injury or illness puts you out of action. You can even claim the cost of your premium as a tax-deduction.

💡 Compare and filter by trusted Australian insurers using our comparison tool above. Then click Get Quote to get your quick, personalised quote.

Or speak to an insurance specialist to help you find cover

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An adviser can help you find cover from trusted life insurance brands.

  • Get competitive quotes from multiple brands
  • Lower rate of declined claims (according to ASIC)
  • Save time and effort

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